Zusammenfassung der Ressource
Consumer
Protection Laws
and
Administration
- Federal Trade Commission
Established: 1914
Commissioners: 5
- Consumer Credit: Credit advertising; Fair
Credit Reporting Act; Fair Debt Collection
Practices Act; Equal Credit Opportunity Act.
- Unfairness, Deception, and Fraud:
Advertising; unfair or deceptive sales
practices; identity theft.
- Consumer Health
and Safety: Privacy.
- Consumer
Financial
Protection
Bureau (Federal
Reserve Board)
Established: 2010
Director: 1
- Consumer Credit:
Credit advertising.
- Unfairness, Deception, and Fraud:
Consumer credit terms, including
home mort- gages; education.
- Food and Drug Administration (U.S. Department of
Health and Human Services) Established: 1930
Commissioner: 1
- Consumer Health and Safety: Labeling of food (except meat,
poultry, and eggs), drugs, and cosmetics; adulterated food
and cosmetics; approval of drugs and medical devices;
tobacco; domes- tic and international product quality and
safety.
- U.S. Department of
Agriculture
Established: 1862
- Consumer Health and Safety:
Labeling of meat, poultry, and eggs;
inspection of meat, poultry, and egg
processing facilities.
- National Highway Traffic
Safety Administration
(NHTSA) (U.S. Department
of Transportation)
Established: 1970
Administrator: 1
- Consumer Health and Safety: Automobile
safety standards; driver and highway
safety.
- Consumer Product Safety
Commission Established: 1972
Commissioners: 3
- Consumer Health and
Safety : Consumer
Product Safety Act
(CPSA) protect
consumers from risk of
injury or death from
prod- ucts such as toys,
cribs, power tools,
cigarette lighters, and
household chemicals.
- Consumer Product
Safety Commission
Established: 1972
Commissioners: 3
- Federal
Communications
Commission
Established: 1934
Commissioners: 5
- Unfairness, Deception,
and Fraud: Telemarketing.
- Broadcast and Internet standards: Broadcast
and Internet standards.
- U.S. Postal Service
Established: 1775
Reorganized: 1970
- Unfairness, Deception, and
Fraud: Sales practices.
- Securities and
Exchange Commission
Established: 1934
Commissioners: 5
- Unfairness, Deception, and Fraud:
Securities fraud, insider trading,
disclosure requirements, regulation of
broker-dealers and exchanges.
- Federal Reserve Board
Established: 1913
Governors: 7
- Consumer Credit: Truth in Lending Act (Regulation Z);
Consumer Leasing Act (Regulation M); Equal Credit
Opportunity Act (Regulation B); Electronic Fund Transfer
Act (Regulation E).
- U.S. Department of Labor
Established: 1913
- Consumer Credit: Garnishment of wages.
- Bankruptcy courts
- Chapter 13 consumer bankruptcy.