Zusammenfassung der Ressource
FCRA/ Reg V
- Fair Credit Reporting Act
- Ensure the accuracy, fairness, and privacy of
consumers' personal information that is assembled
and sed by consumer reporting agencies
- Applies to any transaction that
involves the used of credit reports,
consumer investigatory reports and
employment background checks
- Obligations of Users
- Certification of
Permissable Purpose,
Must be a valid reason
to obtain a credit
report
- Notification of Adverse action
- Notification of Adverse action based on information from affiliates