517527
Beschreibung
Mindmap von joan.coverley1266, aktualisiert more than 1 year ago
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Erstellt von joan.coverley1266
vor fast 11 Jahre
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CeFS Pensions
- State Pension
- National Insurance Contributions
- SSP and SERPS
- Basic is currently £110.15 - goes up in April
- Taxable
- Liable to change to 'single rate' to reduce need for 'pension credit'
- National Insurance Contributions
- Occupational Schemes
- Defined Benefit
- Average Earnings e.g. Teachers and other public service
- Final Salary Schemes - expensive and disappearing
- Average Earnings e.g. Teachers and other public service
- Defined Contribution or Money Purchase
- Clearly states what will be put in, not clear what you'll get out - will depend on 'performance'
- Clearly states what will be put in, not clear what you'll get out - will depend on 'performance'
- Auto Enrolment/NEST/Stakeholder Pensions
- Pensions Crisis. People must save for a pension.
- Pensions Crisis. People must save for a pension.
- You put in and employer puts in
- taxable income
- Defined Benefit
- Private Pension
- Tax efficient - you put in and Govt/taxpayer puts in
- Long term money purchase/defined contribution
- Not clear what you'll get out!
- Not clear what you'll get out!
- Tax efficient - you put in and Govt/taxpayer puts in
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