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HO-1 Homeowners insurance covers ___ perils plus ___ liabilities
HO-2 homeowner's insurance covers
___ perils and ___ liabilities
HO-3 special form homeowner's insurance offers open-peril protection for
____ property types and ___ liabilities
HO-4 is ________ insurance
HO-6 is _______ insurance
HO-8 policies offer protection to
__________ homes
Even though there are 18 named perils for homeowner's insurance, 2 big ones are not covered. What are they?
What is the coverage details for the liability involved in owning, and insuring a home?
How many main types of auto insurance exist?
Sometimes referred to as minimal auto insurance, coverage A offers liability for
$______ for one person, $______ max for any number of persons, and $______ for property damage
What car insurance policy needs to be purchased to cover medical costs for passengers?
Which car insurance coverage type allows the insurance company to take on a negligent 3rd party?
What kind of auto insurance should be purchased to protect against uninsured motorists?
What type of auto insurance coverage would cover the automobile itself the best? Why?
What type of auto insurance coverage would cover a vehicle damaged by a hail storm?
What kind of professionals could benefit from profession liability insurance, besides doctors?
What is the average funeral cost in the US?
For a spouse to claim Social Security benefits, they must live in ____ years
What are 4 common term lengths for term life insurance?
What are some cons of term life insurance?
The use of cash life policies aren't advised because of this suitable alternative that is probably better in most cases
Health Maintenance Organizations, referred to as HMOs, focus on
_______ care
Name the 6 common ways to cover health care costs
What is a health insurance co-payment?
Define deductable
Define co-insurance, in regards to health insurance coverage
This law required every US citizen to buy health insurance in 2014
Under the Affordable Care Act, health insurance premiums are now based on three variables now. What are they?
Under the Affordable Care Act, coverage is now available through
_________ __________
What are the three main things we seek to protect with insurance?
A single, working male in his 30s would benefit greatly from _______ insurance
What is the price of disability insurance based on?
As a rule of thumb, you should seek to protect ___-____% of your annual income with disability insurance
Define umbrella policy
What four things need to be considered when planning an estate?
Define Estate planning
If someone dies without a will, their death is considered ___________
Without a will, distribution of your stuff is decided by
The Texas Directive to Physicians and Family or Surrogates regards
Texas Medical Power of Attorney aka durable power of attorney for healthcare allows
