Zusammenfassung der Ressource
Frage 1
Frage
What is the minimum drawdown amount available?
Frage 2
Frage
What is the criteria for Aviva to offer a free valuation.
Antworten
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Free on properties up to £350,000
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Free on properties up to £500,000
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Free on properties up to £1,000,000
Frage 3
Frage
What are the minimum initial sums for the Aviva Lump Sum Max plan & the Flexible Option plan?
Antworten
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£15,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
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£10,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
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£10,000 Lump Sum Max & £10,000 plus £10,000 Flexible Option.
Frage 4
Frage
How much does Aviva charge to access their drawdown facility?
Frage 5
Frage
How does Aviva charge their arrangement fee?
Frage 6
Frage
How long is the continuous period of time you are allowed to leave the property unattended before Aviva's conditions are breached?
Antworten
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3 months.
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6 months.
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9 months.
Frage 7
Frage
How long do the beneficiaries have to repay the plan after the client(s) have left the property permanently?
Antworten
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6 months
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12 months.
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9 months
Frage 8
Frage
What action may Aviva take if a property is not kept in good repair?
Antworten
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They could force you via the courts to make the required repairs and fine you if you do not.
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They could ask you to repay funds up to the amount of the assessed cost of the repairs.
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They can enter the property to carry out repairs and could start repossession proceedings.
Frage 9
Frage
Aviva are the only provider to allow a second charge to remain in place when taking out an ER plan?
Antworten
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No, Just Retirement are the only provider to offer this.
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No, Just Retirement and Aviva both offer this.
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Yes, Aviva is the only provider to offer this.
Frage 10
Frage 11
Frage
How long is an early repayment charge quote valid for with Aviva?
Frage 12
Frage
What is the maximum early repayment charge percentage with Aviva?
Frage 13
Frage
When would a client incur an early repayment charge with Aviva?
Antworten
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When the Gilt Yield is lower than it was on completion.
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When the Gilt Yield is the same or lower than it was on completion.
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When the swap rate is lower than it was on completion.
Frage 14
Frage
How long must you wait after completion before you can access the Aviva drawdown facility?
Antworten
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Immediately after completion.
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6 months after completion.
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30 days after completion.
Frage 15
Frage
On which document would you find the Gilt Reference?