Aviva Quiz

Age 55 on all their products

Age 60 on all their products

Age 55 on their Lump Sum Product but Age 60 on their Flexible Option

Age 60 on their Lump Sum Product but age 55 on their Flexible Option

Aviva products offers no Cash Back

£1000 or £1500 Cash Back

£500 or £1000 Cash Back

Cash Back is 1% of original advance capped at £3250

Charge linked to lenth of time their plans have been in force. For years 1-5 5% of original loan and for years 6-10 3% of original loan

Charge linked to swap rates if linked rate the same or higher than original rate of mortgage ERC applies

Charge linked to 15 yr gilt yields if the same or higher ERC does not apply. Maximum of 20% of total advance.

Charge linked to 15 yr gilt yields if the same or higher ERC does not apply. Maximum of 25% of total advance.

Age 85

Age 90

Age 95

There is no maximum age

Aviva does not offer a free valuation

Aviva provide a free valuation for properties up to £500,000 in value

Aviva provide a free valuation for properties up to £1,000,000 in value

Aviva provide a free valuation for all properties with no limit on the property value

£5000 on lump sum max and Flexible Option

Nil on lump sum max and £5000 on Flexible Option

Nil on lump sum max and £2000 on Flexible Option

Nil on lump sum max and £1000 on Flexible Option

Aviva provide Inheritance Protection on Lump Sum Max and Flexible Option Automatically

Aviva provide Inheritance Protection at no extra cost on the Flexible option and with an increased interest rate on their Lump Sum Max product

Aviva provide Inheritance Protection at no extra cost on their Lump Sum Max product and with an increased interest rate on their Flexible Option.

£495 on both plans

£555 on both plans

£495 on the Lump sum max plan but £555 on the Flexible Option

£555 on the Lump sum max plan but £495 on the Flexible Option

Aviva don't do Lifetime Mortgages on second properties

Aviva do Lifetime mortgages on second properties on the Max Lump Sum plan

Aviva do Lifetime mortgages on second properties on the Flexible Option plan

Aviva do Lifetime mortages for second properties on all their plans

£500,000 on Lump Sum Max and Flexible Option

£600,000 on Lump Sum Max and Flexible Option

£500,000 on Lump Sum Max and £600,000 Flexible Option

£600,000 on Lump Sum Max and £500,000 Flexible Option

They do not accept any payments

They accept payments on their Flexible Option but limited to 5% of the original advance

They accept payments on both their plans without any restrictions

They only accept payments on the Flexible Option Plan without any restrictions

Lump Sum Max and Flexible Option Plan can both be put into trust

Lump Sum Max cannot be put into trust but Flexible Option plan can be put into trust with an increased interest rate

Neither plan can be put into trust

Evidence of LPA Only

Evidence of LPA and GP report to ensure mental capacity is lost

Evidence of GP report only to ensure mental capacity is lost

3 months

6 months

12 months

No rate cannot be fixed

Yes it is fixed for 14 weeks from receipt of the signed offer document

Yes it is fixed for 14 weeks from receipt of the application form