HSAD740 Midterm Exam

Question

Administrative costs of the U.S. healthcare system account for what percent of total expenditures

Answer 1

d. No idea

Answer 2

a. Is expected to create more volume than the American healthcare system can handle

Answer 3

b. Is expected to create a shortage of available healthcare workers

Answer 4

c. Is expected to shift more funding dollars into the private sector

Answer 5

d. All of the above

Answer 6

a. Ambulatory Care Sensitive Conditions

Answer 7

b. Optimal Health

Answer 8

c. Primary Prevention

Answer 9

d. Wellness Model

Answer 10

a. Population Health Model

Answer 11

b. Social Ecological Models

Answer 12

c. Stages of Change Model

Answer 13

d. Wellness Model

Answer 14

a. Has the highest dollar spending but not the highest percent of GDP

Answer 15

b. Has the highest GDP but not the highest dollar spending

Answer 16

c. U.S. healthcare costs grow at a more rapid pace than other OECD countries.

Answer 17

d. During the managed care era (1980-2000) the rate of growth in the U.S. healthcare system dipped below the rate of other OECD countries.

Answer 18

a. Healthcare providers treating patients nicer

Answer 19

b. Patients actively involved in their healthcare decisions

Answer 20

c. Protection of medical information

Answer 21

d. Providing every medical service possible for each patient.

Answer 22

a. Employers are shifting costs to employees to discourage over-utilization of healthcare services.

Answer 23

b. More individuals are buying individual coverage so as not to be locked to a single employer

Answer 24

c. The aging of the American population created a decrease in jobs during the first decade of the 21st century.

Answer 25

d. The economic downturn resulted in a loss of jobs and/or employee benefits.

Answer 26

a. Cannot be excluded

Answer 27

b. Does not add additional costs for additional users

Answer 28

c. Both A & B

Answer 29

d. Neither A nor B

Answer 30

a. exempts self-insured plans from certain mandatory benefits

Answer 31

b. mandates that employers provide comprehensive health coverage benefits

Answer 32

c. requires that low-income individuals be charged a lower premium

Answer 33

d. outlawed discrimination in health insurance and retirement benefits

Answer 34

b. Ambulatory care sensitive conditions

Answer 35

c. Assessment of public health problems

Answer 36

d. Assurance of public health problems

Answer 37

a. Administration for Children and Families

Answer 38

b. Department of Justice

Answer 39

c. Department of Labor

Answer 40

d. Social Security Administration

Answer 41

a. Operate healthcare facilities for veterans

Answer 42

b. Provide tax incentives to employers for providing employee healthcare insurance

Answer 43

c. Support the training of doctors and other health care providers

Answer 44

d. Treat all healthcare insurance premiums as tax deductible

Answer 45

a. Montana

Answer 46

b. District of Columbia

Answer 47

c. New York

Answer 48

a. A growth in GDP from 7% to 19%

Answer 49

b. A growth in GDP from 11% to 25%

Answer 50

c. Total spending growth from $1T to $3T

Answer 51

d. Total spending growth from $2T to $4T

Answer 52

a. Counselors

Answer 53

b. Physicians

Answer 54

c. Physician assistants

Answer 55

d. Registered Nurses

Answer 56

a. Large health care organizations to switch to electronic health records.

Answer 57

b. protection of personal medical information.

Answer 58

c. nondisclosure of personal health information.

Answer 59

d. nontransmittal of individual health information over the Internet.

Answer 60

a. $2.4 Trillion

Answer 61

b. $2.1 Trillion

Answer 62

c. $1.5 Trillion

Answer 63

d. $900 Million

Answer 64

a. The growth in total health care expenditures is 16%.

Answer 65

b. Domestic production of health care products and services has increased by 16%.

Answer 66

c. Health care costs are 16% of the total revenues in the health care industry.

Answer 67

d. Health care consumes 16% of the total economic production.

Answer 68

a. Beveridge Model

Answer 69

b. Bismarck model

Answer 70

c. Mandated Insurance Model

Answer 71

d. National Health Insurance

Answer 72

Is funded entirely by employers within the state

Answer 73

Lowers provider reimbursement as more individuals enroll under the assumption that provider bad debt decreases with increased enrollment.

Answer 74

Offers coverage to low income individuals who otherwise are not covered by the state’s Medicaid plan

Answer 75

Replaces the state’s Medicaid plan

Answer 76

enrollees are required to pay a subsidized premium

Answer 77

only employers are required to pay a payroll tax

Answer 78

all income earned by a working person is subject to Medicare tax

Answer 79

employee wages are taxed up to a certain ceiling that is raised each year

Answer 80

Eligibility criteria

Answer 81

Provision of health insurance to segments of the population not likely to be covered by employer provided insurance.

Answer 82

Requirement of beneficiary premiums for physician service coverage

Answer 83

Use of managed care systems to control costs

Answer 84

Aid to Families with Dependent Children no longer required enrollment for Medicaid benefits

Answer 85

Average household incomes increased making less people eligible for Medicaid

Answer 86

Coverage of illegal immigrants by a national program within the Department of Homeland Security

Answer 87

Growth in the employer sponsored insurance market segment.

Answer 88

Department of Defense

Answer 89

Department of Energy

Answer 90

Department of Homeland Security

Answer 91

Environmental Protection Agency

Answer 92

Bundled-fee

Answer 93

Prospective

Answer 94

Fee-for-service

Answer 95

Bundled fee

Answer 96

Capitation

Answer 97

car accidents

Answer 98

medical error

Answer 99

Tuberculosis

Answer 100

Long term care

Answer 101

Pharmaceuticals

Answer 102

$900 billion

Answer 103

$18 billion

Answer 104

$2 trillion

Answer 105

$9 trillion

Answer 106

A Market Maximization System

Answer 107

A Market Minimization System

Answer 108

A mix of many different systems, some market maximization/some minimization

Answer 109

A blended single system of market maximization and market minimization

Answer 110

$900 million

Answer 111

$18 billion

Answer 112

$2 trillion

Answer 113

$9 trillion

Answer 114

Assurance, policy development and detection of disease

Answer 115

Policy development, prevention of disease and assurance

Answer 116

Assessment, detection of disease and policy development.

Answer 117

Assessment, policy development, and assurance.

Answer 118

deliver more services than what would be medically necessary because a greater volume would increase their incomes

Answer 119

use less technology because they could increase their incomes by not using costly procedures

Answer 120

discriminate cost increases because they could get paid whatever they would charge

Answer 121

increase the level of quality in order to attract more patients

Answer 122

The process by which patients are denied needed care

Answer 123

The process by which primary care physicians refer patients to specialists

Answer 124

The concept that specialists use more diagnostic tests than primary care physicians

Answer 125

The idea that patients should be allowed to choose their own doctors

Answer 126

Entrepreneurial

Answer 127

Mandated Insurance

Answer 128

National Health Insurance

Answer 129

National Health System

Answer 130

Agency for Healthcare Research and Quality

Answer 131

Centers for Medicare and Medicaid Services

Answer 132

Food and Drug Administration

Answer 133

National Institutes of Health

Answer 134

Activities to protect the environment

Answer 135

Building Community Hospitals for underserved areas

Answer 136

Making sure water supplies, restaurants, and food supplies are safe

Answer 137

Providing preventive health services, such as vaccinations.

Answer 138

Administration on Aging

Answer 139

Administration for Children and Families

Answer 140

Indian Health Service

Answer 141

Office of Civil Rights

Answer 142

In national health care programs, governments are immune from lawsuits

Answer 143

Since the beginning of the20th century, national health insurance efforts have pushed the healthcare system towards the market minimization end of the continuum.

Answer 144

A large number of elderly Americans are uninsured even though the government offers an insurance program for the elderly

Answer 145

A large number of low income Americans are uninsured even though the government offers an insurance program for the poor.

Answer 146

Medicaid recipients are classified as medically uninsured.

Answer 147

Under the Medicare program, eligibility criteria and benefits are consistent throughout the U.S.

Answer 148

Part D of Medicare does not require the payment of a premium

Answer 149

Most long term care services for the elderly are covered under Medicare.

Answer 150

To add a prescription drug benefit to the Medicare program

Answer 151

To channel beneficiaries into managed care programs

Answer 152

To provide services to children up to the age of 19

Answer 153

To extend benefits to people with end-stage renal disease

Answer 154

Effectiveness

Answer 155

Efficiency

Answer 156

Education and income affect health regardless of ethnic group

Answer 157

Genetic factors in African Americans results in lower health status

Answer 158

Mortality decreases with every increase in income and social/occupational rank

Answer 159

Spirituality helps patients cope with disease

Answer 160

Fragmented

Answer 161

Market Oriented

Answer 162

All of the above

Answer 163

All of the Above

Answer 164

Market Maximization

Answer 165

Market Minimization

Answer 166

Mandated Insurance

Answer 167

National Health System

Answer 168

Government programs

Answer 169

Employee benefits

Answer 170

Individual purchase

Answer 171

Tax Payment

Answer 172

Centers for Disease Control and Prevention

Answer 173

Department of Health and Human Services

Answer 174

Department of Commerce

Answer 175

Compared to other nations, the U.S. uses a larger share of its economic resources for health care.

Answer 176

Managed care decreased the rate of growth in health spending between 1993 and 2000.

Answer 177

Health care costs for the elderly are nearly 3 times more than those for the non-elderly.

Answer 178

Underutilization of health care services is not a problem in the U.S.

Answer 179

i. Most healthcare jurisdiction is granted to the federal government rather than the state government.

Answer 180

ii. States are concerned with driving employers to other states that have less demands on employers for financing social problems

Answer 181

iii. States are limited by federal laws such as EMTALA

Answer 182

iv. States do not have to balance their budgets.

Answer 183

i. Behavioral Risk Factors

Answer 184

ii. Health Assessment Impact

Answer 185

iii. Health Disparities

Answer 186

iv. Non economic barriers

Answer 187

i. Employers are shifting costs to employees to discourage over-utilization of healthcare services.

Answer 188

ii. More individuals are buying individual coverage so as not to be locked to a single employer

Answer 189

iii. The aging of the American population created a decrease in jobs during the first decade of the 21st century.

Answer 190

iv. The economic downturn resulted in a loss of jobs and/or employee benefits

Answer 191

i. Ambulatory Care Sensitive Conditions

Answer 192

ii. Optimal Health

Answer 193

iii. Primary Prevention

Answer 194

iv. Wellness Model

Answer 195

i. All uninsureds will gain access to healthcare insurance

Answer 196

ii. Individuals and employers, with some exceptions, are mandated to have/offer healthcare insurance.

Answer 197

iii. Children can stay on a parents plan until they are married and have a family of their own.

Answer 198

iv. Government panels will determine how to ration healthcare services.

Answer 199

i. All Americans will have health insurance

Answer 200

ii. An additional 32 million Americans will have health insurance

Answer 201

iii. Employers will no longer provide health insurance as a benefit

Answer 202

iv. All of the above

Answer 203

To provide health insurance to the elderly who do not qualify for Medicare

Answer 204

To provide health insurance to low-income children who do not qualify for Medicaid

Answer 205

To provide health insurance to immigrants who qualify for neither Medicare nor Medicaid

Answer 206

All of the above

Answer 207

both a and b

Answer 208

neither a nor b

Answer 209

i. Health Security Act

Answer 210

ii. Trade Adjustment Assistance Act

Answer 211

iii. Employee Retirement Income Security Act

Answer 212

iv. Health Insurance Portability and Accountability Act

Answer 213

i. exempts self-insured plans from certain mandatory benefits

Answer 214

ii. mandates that employers provide comprehensive health coverage under their health insurance benefits

Answer 215

iii. requires that low-income individuals be charged a lower premium than those in high-income categories

Answer 216

iv. outlawed discrimination in health insurance and retirement benefits

Answer 217

i. Availability of services

Answer 218

ii. Health insurance

Answer 219

iii. Payment for services

Answer 220

iv. Control of expenditures

Answer 221

i. Irresponsible motor vehicle use

Answer 222

ii. Inadequate physical exercise

Answer 223

iii. Unsafe neighborhoods

Answer 224

iv. Alcohol abuse

Answer 225

i. High fat diet

Answer 226

ii. Heredity

Answer 227

iii. Smoking

Answer 228

iv. Unsafe sex

Answer 229

i. Intervention

Answer 230

ii. Adequate public health and social services

Answer 231

iii. Understanding risk factors

Answer 232

iv. All of the above

Answer 233

i. Hill-Burton Act

Answer 234

ii. Growth of private health insurance

Answer 235

iii. Medical technology

Answer 236

iv. Tax Equity and Fiscal Responsibility Act

Answer 237

i. Cost Containment

Answer 238

ii. Growth

Answer 239

iii. Non Existent

Answer 240

iv. Quality and Outcome Reporting

Answer 241

i. The number of participants in the study

Answer 242

ii. The length of time the participant is uninsured

Answer 243

iii. The age grouping of the study participant

Answer 244

iv. The number of questions on the survey

Answer 245

i. Decreased utilization of lower cost preventive services

Answer 246

ii. Increased need for more expensive, emergency health care

Answer 247

iii. The spread of infectious disease

Answer 248

iv. All of the above

Answer 249

i. Medicare and Medicaid are the only public insurance programs

Answer 250

ii. The U.S. has a voluntary system of health insurance

Answer 251

iii. The poor cannot afford health insurance

Answer 252

iv. U.S. health insurance is dominated by managed care

Answer 253

i. They think they do not need insurance

Answer 254

ii. They are more likely to have lower paying jobs

Answer 255

iii. They are more likely to have part time/temporary jobs

Answer 256

iv. All of the above.

Answer 257

i. 23 million

Answer 258

ii. 32 million

Answer 259

iii. 48 million

Answer 260

iv. 75 million

Answer 261

i. Unavailability of timely services

Answer 262

ii. Increased power of managed care

Answer 263

iii. A large number of uninsured Americans

Answer 264

iv. High cost of health care

Answer 265

i. All citizens have health insurance coverage

Answer 266

ii. Availability of services

Answer 267

iii. Employer-based health insurance

Answer 268

iv. Ability to get health care when needed

Answer 269

i. Many physicians do not serve Medicaid patients

Answer 270

ii. Only the poor are insured under the Medicaid program.

Answer 271

iii. Funding for the program is shared by both federal and state governments.

Answer 272

iv. The program is heavily regulated.

Answer 273

i. Centers for Disease Control and Prevention

Answer 274

ii. Department of Health and Human Services

Answer 275

iii. Department of Commerce

Answer 276

Higher taxes

Answer 277

government intervention

Answer 278

=Erosion of personal freedoms

Answer 279

=Cost of health care

Answer 280

i. A group of lawmakers within Congress with a particular area of interest

Answer 281

ii. A group of appointed judges with a particular political view point

Answer 282

iii. An independent, non-governmental group united by a policy area, which lobbies and advocates its point of view to lawmakers

Answer 283

iv. None of the above

Answer 284

i. hospitals

Answer 285

ii. physicians

Answer 286

iii. prescription drugs

Answer 287

iv. nursing home care

Answer 288

i. Bundled-fee

Answer 289

ii. Cost-plus

Answer 290

iii. Prospective

Answer 291

iv. Fee-for-service

Answer 292

i. deliver more services than what would be medically necessary because a greater volume would increase their incomes

Answer 293

ii. use less technology because they could increase their incomes by not using costly procedures

Answer 294

iii. indiscrimate cost increases because they could get paid whatever they would charge

Answer 295

iv. increase the level of quality in order to attract more patients

Answer 296

i. predetermined rates.

Answer 297

ii. the number of patients served.

Answer 298

iii. the costs incurred in operating the institution.

Answer 299

iv. fees established by the organization

Answer 300

i. Retrospective reimbursement

Answer 301

ii. Cost-plus reimbursement

Answer 302

iii. Prospective reimbursement

Answer 303

iv. Fee-for-service

Answer 304

i. Concerted activities of physicians through the American Medical Association

Answer 305

ii. Affiliation of physicians with medical schools

Answer 306

iii. Standardized practice of medicine

Answer 307

iv. Unionization of physicians

Answer 308

i. It was used to quarantine people who had contracted a contagious disease.

Answer 309

ii. It provided free medical care and drugs to ambulatory patients.

Answer 310

iii. It specialized in performing basic surgeries.

Answer 311

iv. It performed general welfare and custodial functions.

Answer 312

i. When hospitals first emerged in the United States, they were used primarily by the wealthy.

Answer 313

ii. In the preindustrial era, much of the medical care in the US was provided by nonphysicians.

Answer 314

iii. Pesthouses contained patients with a contagious disease from the general population.

Answer 315

iv. In the preindustrial era, barbers often functioned as surgeons.

Answer 316

i. Coaffliction

Answer 317

ii. Comortality

Answer 318

iii. Codependency

Answer 319

iv. Comorbidity

Answer 320

chronic condition is relatively severe, episodic, and often treatable.

Answer 321

ii. Generally, people with better education have higher incomes and better health status.

Answer 322

iii. Secondary prevention refers to rehabilitative therapies and the monitoring of health care processes to prevent complications or to prevent further illness, injury, or disability.

Answer 323

iv. The presence of an agent means that disease will occur.

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HSAD740 Midterm Exam

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