Banking Awareness Quiz - 5

Beschreibung

IBPS Banking Awareness Quiz am Banking Awareness Quiz - 5, erstellt von SIVA KUMAR Y V am 17/08/2017.
SIVA KUMAR Y V
Quiz von SIVA KUMAR Y V , aktualisiert more than 1 year ago
SIVA KUMAR Y V
Erstellt von SIVA KUMAR Y V vor mehr als 7 Jahre
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Zusammenfassung der Ressource

Frage 1

Frage
Which of the following is CORRECT statement?
Antworten
  • Interest is paid on current accounts at the same rate as term deposit accounts
  • The rate of interest on current account and savings account are the same
  • No interest is paid on current & saving deposits by the bank
  • Normally no interest is paid on current account deposits
  • Savings deposits are the same as current deposits

Frage 2

Frage
Banks in India normally offers additional interest rate is allowed on retail domestic term deposits of _________
Antworten
  • Minors
  • Students
  • Senior Citizens
  • Persons with disability
  • Agricultural Labour

Frage 3

Frage
The “Banking Ombudsman” may award compensation not exceeding ₹ __________ to the complainant only in the case of complaints relating to credit card operations.
Antworten
  • ₹ 50,000
  • ₹ 1 lakh
  • ₹ 2 lakh
  • ₹ 3 lakh
  • ₹ 5 lakh

Frage 4

Frage
A banking service provided by a group of networked bank branches where customer may access his/her bank account & perform basic banking transactions from any of the member branch offices is called as __________
Antworten
  • Premier Banking
  • Core Banking
  • Mainframe Banking
  • Narrow Banking
  • Para Banking

Frage 5

Frage
When rate of “Inflation” Increases __________
Antworten
  • Purchasing power of money increases
  • Purchasing power of money decreases
  • Value of money increases
  • Purchasing power of money remains unaffected
  • Amount of money in circulation decreases

Frage 6

Frage
Distribution of insurance products by Banks as corporate agent is known as ______________
Antworten
  • General Insurance
  • Re – Insurance
  • Bancassurance
  • Insurance Banking
  • Deposit Insurance

Frage 7

Frage
Upper Limit Prescribed for RTGS (Real Time Gross Settlement) transaction is ₹ ____________
Antworten
  • ₹ 1 Lakh
  • ₹ 2 Lakh
  • ₹ 5 Lakh
  • ₹ 50 Lakh
  • No Upper Limit is prescribed

Frage 8

Frage
“Mortgage” is a ___________
Antworten
  • Security on movable property for a loan given by a bank
  • Security on immovable property for a loan given by a bank
  • Concession on immovable property for a loan given by a bank
  • Facility on immovable property for a loan given by a bank
  • Security on immovable property for a deposit received by a bank

Frage 9

Frage
All commercial banks are required to provide ______% of their Adjusted Net Bank Credit to Priority Sectors.
Antworten
  • 15%
  • 18%
  • 25%
  • 30%
  • 40%

Frage 10

Frage
“Fixed Deposits” and “Recurrent Deposits” are also called as ______________
Antworten
  • Demand Deposits
  • Flexible Deposits
  • Lump Sum Deposits
  • Term Deposits
  • Persistent Deposits
Zusammenfassung anzeigen Zusammenfassung ausblenden

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