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Erstellt von CS10sharpr
vor mehr als 9 Jahre
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Frage | Antworten |
How does online bank transferring work? | Customers can make online payments directly from their account to other accounts as long as they know the bank details of the organisation they are paying. |
How do online banks keep customers safe from online fraud? | -Check bank accounts to ensure no unsual activity -Provide secure encrypted web services -Use login protection schemes such as PINsentry |
How do customers redeem Online coupons and eVouchers? | The recipient creates an online account and enters the unique reference numbers given on the eVoucher or coupon |
What are third party processors? | Trusted organisations who stand between the customers and the retailers so payments are not made directly e.g. PayPal |
How do third party processors work? | 1. Buyer creates third party payment processor account which includes details of credit/debit car. This info is never shared with retailers 2. Buyer pays third party who holds money until payment is authorised 3. After authorised, third party transfers money to seller |
What are the two advantages of third party processing? | -Sellers do not need to offer a secure site (which can be expensive) -Buyers are not exposed to fraud |
What is Near Field Communication (NFC)? | A contactless payment service which allows devices to communicate when close togther. NFC cards can be used to make payments |
Advantages of NFC | -Good security due to short transmission range -Losing an NFC card loses the credit in the account -Convenience of not having to enter payment details repeatedly |
Disadvantages of NFC | -Can only pay for small amounts -Need to protect against accidental payments -If NFC card is lost, anyone can use credit on it |
Emma is paying a bill online. She does not want to pay by credit or debit card. State THREE other ways of making paymesnt online. | Third party payment processors eVoucher Direct transfer from a bank account |
jackie is sent an eVoucher as a present. Describe how she can use her eVoucher. | She can enter the uniwue reference number from the voucher. this should show the amount she has on her eVoucher and allow her to select how much of the eVoucher to use. |
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