OEP 101

Beschreibung

OEP basics
Martha Navarro
Karteikarten von Martha Navarro, aktualisiert more than 1 year ago
Martha Navarro
Erstellt von Martha Navarro vor fast 4 Jahre
69
0

Zusammenfassung der Ressource

Frage Antworten
What is OEP? The time (Jan 1 - Mar 31) when beneficiaries who are unhappy with their Advantage plan may make a one-time change to another plan, including dropping the plan to go to Original Medicare.
Is OEP the same as OEP-New? No. OEP & OEP-New are both opt-out periods, but OEP happens between Jan 1 & Mar 31, for anyone in an Advantage plan. OEP-New is a similar period given to new Medicare beneficiaries in their first advantage plan.
When does the plan become effective when using OEP? The first of the month following the date the enrollment application was received.
A member states that they are not happy with their Medicare Advantage plan, but they didn't enroll in their plan during AEP. Can you still use OEP to switch the member? Yes. A member does not have to have added their current plan during AEP to be able to switch during OEP. As long as the member has a Medicare Advantage plan, they are able to use OEP.
An MAPD member calls during OEP. You help them switch to a five-star MAPD. Should you use the OEP SEP code or the five-star? OEP. The enrollment period that expires first, should be used first. Five-star SEP can be used at any time of year.
Is OEP-I the same as OEP? No, OEP-I is one of the codes used when an individual has an SEP from moving into, living in, or moving out of a defined "institution".
What SEP code should you use when switching someone from an MAPD to a PDP (Original Medicare)? OEP
An MAPD-enrolled member calls in & says they're just shopping around for AEP because they don't think they can change this time of year anyway. Are you allowed to open by telling them about OEP? No. You can help the member look into plans & suggest that if they want to chance, you can find an SEP, but you are not allowed to bring up OEP first.
A member wants to return to Original Medicare during OEP. Does this give the member guaranteed issue into a supplement plan? No, it does not.
A member with LIS calls in during OEP; they are unhappy with their current plan due to the lack of benefit their PDP has. Which SEP should you use, OEP or Continuing LIS? Use the LIS/Extra Help SEP. Members who have only a PDP are not allowed to make changes using OEP.
A member is moving on March 30th, & is calling you to make the switch. Should you select OEP or MOVE on the application? OEP, since it is due to run out first. The MOVE SEP can be used up to two months after the change of address.
A beneficiary calls in on March 1st to shop around & they say they're unhappy with their Advantage plan! What election period should you use? OEP
A member calls in looking to change their plan during OEP. They have Medicaid but no LIS, & are on a standalone drug plan. Can you help them enroll into another plan? Yes - but not using OEP. The beneficiary still has Medicaid, which gives them an SEP to change 1x per quarter for the first nine months of the year.
A beneficiary calls during OEP. He has a supplement, & is looking to enroll into another supplement. Are you able to help him? Yes - but not using OEP. Supplements do not require SEPs, & are open for enrollment year-round. The member will still need to pass the supp's underwriting, unless they have Guaranteed Issue.
Zusammenfassung anzeigen Zusammenfassung ausblenden

ähnlicher Inhalt

Insurance (1)
Daniel Freedman
Insurance (2)
Daniel Freedman
Insurance
b_serong
T017 Insurance
tsn_07
Basic Insurance Concepts & Principles - exampdfs 01
shuiziliu
Basic Insurance Concepts & Principles (Fourth Edition - 2013) from SCI website
shuiziliu
Basic Insurance Concepts & Principles - exampdfs 02
shuiziliu
Basic Insurance Concepts & Principles - exampdfs 02
raralog106
Risk Management Vocabulary
Shannon Anderson-Rush
Basic Insurance Concepts & Principles - exampdfs 01
raralog106
Insurance
sarah.halton