2AJ2112 SLOVICKA

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Hao Chen
Flashcards by Hao Chen, updated more than 1 year ago
Hao Chen
Created by Hao Chen over 5 years ago
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bond (n) an official paper given by the government or a company to show that you have lent them money that they will pay back to you at a particular interest rate dluhopis
building society (n) stavební spořitelna an organization like a bank that lends money to people who want to buy a house. people also save money with a building society.
central bank (n) centrální banka a national bank that does business with the government and other banks, and issues the country’s coins and paper money
commercial bank/ retail bank (n) komerční banka a bank that offers services to the general public and to businesses
conglomerate (n) konglomerát a large company formed by joining together different firms
credit (n), (v) 1. úvěr, půjčka 2. úvěr 3. připsat 1. money that you borrow from a bank; a loan 2. an arrangement that you make, with a shop/store for example, to pay later for something 3. to add an amount of money to somebody’s bank account
credit card (n) kreditní karta a plastic card that you can use to buy goods and services and pay for them later
current account (bre)/ běžný účet a type of bank account that you can take money out of at any time, and that provides you with a debit card or a credit card
debit card debetní karta a plastic card that can be used to take money directly from your bank account when you pay for something
debt dluh a sum of money that somebody owes
default (v), (n) nezaplatit, neplnění závazku to fail to do sth that you legally have to do, especially by not paying debt
deflation (n) deflace a reduction in the amount of money in a country’
deposit (n), (v) vklad, záloha, uložit peníze a sum of money that is paid into a bank account, a sum of money that is give as the first part of a larger payment to put money into a bank account
direct debit (n) inkaso an instruction to your bank to allow somebody else to take an amount of money from your account on a particular date, mainly to pay bills
embezzle zpronevěřit, defraudovat to steal money that you are responsible for or that belongs to your employer
intermediary zprostředkovatel a person or an organization that helps other people or organizations to make an agreement by being a means of communication between them
maturity splatnost the length of time which a bond is issued
merger fúze the act of joining two or more organizations or business into one
microfinance bank mikrofinanční instituce a bank that provides loans to very poor people, usually in developing countries
mortgage hypotéka a legal agreement by which a bank lends you money to buy a house
overdraft přečerpání účtu, kontokorent the amount of money that you owe to a bank when you have spent more money than is in your bank account
principal jistina the amount of capital making up a bond or other loan
return výnos the amount of profit you get from your investment
yield výtěžek the rate of income an investor receives from their stocks, shares or bonds
capital gains tax daň z kapitálových výnosů a tax on the proceeds from the sale of assets
corporate tax daň z příjmu firem a tax on the profits of companies
customs duty clo a tax on imports
debenture dluhopis, obligace a type of a debt instrument issued by governments and corporations in order to gain capital
depression a long and severe recession in an economy
excise duty spotrebni dan a tax placed on specific goods manufactured or sold within a country
externality externalita a consequence of an industrial or commercial activity, which affects other parties
fiscal policy government actions concerning taxation and public expenditure
income tax a tax on earned income
infant industry an industry which is not fully developed, unable to survive competition
merit good obecně prospěšný statek a good that society thinks people should consume or receive, no matter what their incomes are
monetary policy central bank actions concerning the rate of growth of money in circulation
pollution the presence of a harmful substance in environment
public good veřejný statek a good that is available for the society as a whole and not just individual members
renewable onbnovitelný a natural resource not depleted when used
tax avoidance daňová optimalizace the arrangement minimizing tax liability within the law
tax evasion daňový únik the illegal non-payment or underpayment of tax
tax exemption daňová výjimka the official permission to pay lower taxes or not to pay at all
tax haven daňový ráj a country where taxes are levied at a lower rate
tax reelief/allowance daňová úleva a sum to be deducted from gross income in the calculation of taxable income
tax return daňové přiznání a form on which a taxpayer makes an annual statement of income
tax revenue daňové příjmy an amount of money collected by the government
transfer payments transferová platba payments made by the government to individuals without requiring any goods or services in return
unemployment benefit podpora v nezaměstnanosti money paid by the government to people who are unemployed
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