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21692207
Kredit & Pinjaman
Description
Tugas Perbankan kelas A teodorus hia
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teodorus hia
Mind Map by
Regy Peter
, updated more than 1 year ago
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Created by
Regy Peter
over 4 years ago
33
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Resource summary
Kredit & Pinjaman
Kredit
Contoh : kredit motor, kredit alat-alat elektronik, dan kredit rumah
Jenis-jenis kredit :
Penggunaan : Konsumen, Modal Kerja, Investasi.
Metode Bayar : Perorangan dan Kelompok
5 C'S PRINCIPLE OF CREDIT
Character(watak)
Bayar Tepat Waktu, catatan kriminal, dan % pinjaman Pendapatan
Capacity (Kemampuan)
Sumber Penghasilan, Stabilitas Pendapatan, Biaya Hidup, Jumlah Tanggungan
Capital (Modal)
Modal yang dimiliki
Conditional (Kondisi)
Faktor Eksternal dan Resiko
Collateral (Jaminan)
Jumlah Aset
Biaya Kredit
Administrasi
Provinsi & Komisi
Bagi Hasil
Materai
Bunga
Pinjaman
Contoh Pinjama: Pinjaman uang ke bank
Pinjaman online:
Terdaftar seacara legal : > 130
Terdaftar secara ilegal : 1.141 (jan 2018 - juli 2019
Hukuman : 9 tahun penjara dan denda 3 miliar
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