It is an insurance policy that combines various personal insurance protections, which can include
losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other
personal possessions of the homeowner, as well as liability insurance for accidents that may happen
at the home
Pricing Major factors in price
estimation include location, coverage,
and the amount of insurance
Covered perils.Home
insurance offers
coverage on a "named
perils" and "open
perils" basis
covered perils (fire,
lightning, windstorm or
hail, explosion, smoke,
vandalism, aircraft or
vehicle collision, riot or civil
commotion, sinkhole
collapse and volcanic
activity
Special "all risk, Unlike the prior forms, all
unlisted perils are covered perils
(earthquake, flood, power failure,
neglect, war)
Are designed to
Contract Of Employment
Is an agreement between and employer and an employee
must have the name and contact address of the employee, date of
employment, The resumption date, remuneration, terms and conditions of
work , pension entitlements,
Rights
The employer is expected to pay the
wages of the employee, the
employer should also make sure
that there is an enabling
environment and good working
conditions, the safety and safe
working conditions
Duties
He should be accountable to his employer on all
assignments given to him during his period of
employment and an employee should add value
to his employer which is the main reason for his
employment. He should be able to prove the skills
he claimed to have prior to employment.