Investing

Investing

What is Investing?Investing is putting your savings to work. Putting money into financial schemes, property or commercial venture with the expectation of earning a profit.Reasons for Investing: Earning an income Minimising taxation Capital growth of original investment Offsetting inflation - reducing or minimising the impact of inflation Building wealth for the future - retirement or family Common types of Investment: Cash in term deposits Cash management trusts Debentures Shares Direct property Property funds Managed investments Fixed interest investments (bonds) Which investment and institution an investor chooses will depend on: The amount of money to be invested The degree of risk an investor wishes to take The length of time the investment is to last