letty reyes
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june test letty

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letty reyes
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june test letty

Question 1 of 40

1

Anyone who charges interest or agrees to payment of a bill in more than four installments, excluding a down payment

Select one of the following:

  • Fair Debt Collection Practices Act

  • Truth in Lending Act

  • TEFRA

  • DEFRA

Explanation

Question 2 of 40

1

Addresses the collection practices of third party debt collectors and attorneys who regularly collect debt for others

Select one of the following:

  • Truth in Lending Act

  • Fair Debt Collection Practices Act

  • Tax Reform Act

  • COBRA

Explanation

Question 3 of 40

1

Straight petition in bankruptcy or absolute bankruptcy. All nonexempt assets are liquidated and distributed to the creditors

Select one of the following:

  • Ch 7 Case

  • Ch 9 Case

  • Ch 10 Case

  • Ch 11 Case

Explanation

Question 4 of 40

1

Reorganization proceedings when a city or town is unable to meet its debts

Select one of the following:

  • Ch 11

  • Ch 10

  • Ch 9

  • Ch 8

Explanation

Question 5 of 40

1

Reorganization of business enterprise when the company is unable to meet its debts but would like to continue business and would be unable to do so if creditors took away its assets

Select one of the following:

  • Ch 12 case

  • ch 11 case

  • ch 9 case

  • ch 7 case

Explanation

Question 6 of 40

1

reorganization when a farmer is unable to meet his or her debt

Select one of the following:

  • ch 13 case

  • ch 11 case

  • ch 12 case

  • ch 9 case

Explanation

Question 7 of 40

1

wage earner's bankruptcy. protects wage earner from creditors while allowing the wage earner to make arrangements to repay a portion over a 3-5 year period

Select one of the following:

  • ch 10 case

  • ch 11 case

  • ch 12 case

  • ch 13 case

Explanation

Question 8 of 40

1

Act of 1981 required that in the case of a current or former employee or dependent younger than age 65 years and eligible for medicare solely because of ESRD, the employer's group coverage is primary up to 30 months

Select one of the following:

  • Tax Reform Act

  • OBRA

  • TEFRA

  • DEFRA

Explanation

Question 9 of 40

1

Act of 1982 established that an employee or spouse age 65-69 years is entitled to the same health insuarance benefits offered under the same conditions to younger employees and their spouses

Select one of the following:

  • COBRA

  • OBRA

  • TEFRA

  • DEFRA

Explanation

Question 10 of 40

1

Act of 1984, effective in 1985, was an amendment to TEFRA and stated that a spouse age 65-69 years or and employee of any age is entitled to the same group health plan offered to younger employees and their spouses

Select one of the following:

  • TEFRA

  • DEFRA

  • COBRA

  • OBRA

Explanation

Question 11 of 40

1

Act of 1985, effective in 1986. another amendment to TEFRA, eliminating the age ceiling of 69 years. An employee or spouse 65 years or older is entitled to the same group health plan offered to younger employees and their spouses

Select one of the following:

  • COBRA

  • TEFRA

  • OBRA

  • DEFRA

Explanation

Question 12 of 40

1

Act passed in 1986, and clarified certain aspects of COBRA. A spouse and a dependent may elect to receive continued coverage even if the employee does not wish insurance coverage and terminates the plan. However, the spouse and dependents must have been covered under the plan before the covered employee terminates it.

Select one of the following:

  • Tax Reform Act

  • COBRA

  • OBRA

  • TEFRA

Explanation

Question 13 of 40

1

How many steps are in the Compliance Act?

Select one of the following:

  • 5

  • 6

  • 7

  • 8

Explanation

Question 14 of 40

1

The Administrative Simplification and Compliance Act required

Select one of the following:

  • all claims sent to Medicaid be submitted electronically

  • all claims sent to Medicare be submitted electronically

  • all claims sent to Blue Shield plans be submitted electronically

  • all of the above

Explanation

Question 15 of 40

1

When the insured is required to pay a percentage of the covered service

Select one of the following:

  • deductible

  • coinsurance

  • copayment

  • percentage

Explanation

Question 16 of 40

1

If you are verifying coverage for a patient who will be scheduled to have a procedure and you need to find out if it will be covered under a patient's contract, you are obtaining

Select one of the following:

  • pre-authorization

  • pre-certification

  • pre-determination

  • exclusion

Explanation

Question 17 of 40

1

When the transfer of the total or specific care of a patient from one physician to another

Select one of the following:

  • concurrent care

  • consultation

  • referral

  • new patient

Explanation

Question 18 of 40

1

what is the correct term used to determine if procedure is covered and medically necessary

Select one of the following:

  • preauthorization

  • predetermination

  • precertification

  • verification

Explanation

Question 19 of 40

1

reductions of the normal fee based on a specific amount of money or a percentage of the charge

Select one of the following:

  • debtor

  • itemized statement

  • fee schedule

  • discounts

Explanation

Question 20 of 40

1

phrase to remind a patient about a delinquent account

Select one of the following:

  • dun message

  • debtor

  • itemized statement

  • financial account record

Explanation

Question 21 of 40

1

item that permits bank customers to withdraw cash at any hour from and automated teller machine

Select one of the following:

  • lien

  • debit card

  • creditor

  • credit

Explanation

Question 22 of 40

1

individual owing money

Select one of the following:

  • lien

  • creditor

  • ledger

  • debtor

Explanation

Question 23 of 40

1

claim on the property of another as security for a debt

Select one of the following:

  • discounts

  • dun message

  • lien

  • debtor

Explanation

Question 24 of 40

1

individual record indicating charges, payments, adjustments, and balances owed for services rendered

Select one of the following:

  • financial account record

  • lien

  • debtor

  • debit card

Explanation

Question 25 of 40

1

detailed summary of all transactions of a creditor's account

Select one of the following:

  • debtor

  • itemized statement

  • fee schedule

  • discounts

Explanation

Question 26 of 40

1

person to whom money is owed

Select one of the following:

  • lien

  • debtor

  • creditor

  • bank

Explanation

Question 27 of 40

1

listing of accepted charges or established allowances for specific medical procedures

Select one of the following:

  • fee schedule

  • dun message

  • discounts

  • lien

Explanation

Question 28 of 40

1

law stating that a person has days to complain about an error from the date that a statement is mailed

Select one of the following:

  • Equal credit opportunity act

  • fair credit reporting act

  • fair credit billing act

  • truth in lending act

  • fair debt collection practices act

Explanation

Question 29 of 40

1

consumer protection act that applies to anyone who charges interest or agrees on payment of a bill in more than four installments, excluding a down payment

Select one of the following:

  • equal credit opportunity act

  • fair credit reporting act

  • fair credit billing act

  • truth in lending act

  • fair debt collection practices act

Explanation

Question 30 of 40

1

regulates collection practices of third part debt collectors and attorneys who collect debs for others

Select one of the following:

  • equal credit opportunity act

  • fair credit reporting act

  • fair credit billing act

  • truth in lending act

  • fair debt collection practices act

Explanation

Question 31 of 40

1

federal law prohibiting discrimination in all areas of granting credit

Select one of the following:

  • equal credit opportunity act

  • fair credit reporting act

  • fair credit billing act

  • truth in lending act

  • fair debt collection practices act

Explanation

Question 32 of 40

1

regulates agencies that issue or use credit reports on consumers

Select one of the following:

  • truth in lending act

  • fair credit reporting act

  • fair credit billing act

  • equal credit opportunity act

  • fair debt collection practices act

Explanation

Question 33 of 40

1

insurance companies and the federal government do not recommend waiving copayments to patients

Select one of the following:

  • True
  • False

Explanation

Question 34 of 40

1

regulation Z of the truth in lending consumer credit cost disclosure law applies if the patient is making three payments

Select one of the following:

  • True
  • False

Explanation

Question 35 of 40

1

most state collection laws allow telephone calls to the debtor between 8 am and 9 pm

Select one of the following:

  • True
  • False

Explanation

Question 36 of 40

1

when a patient declared bankruptcy, it is permissible to continue to send monthly statements for a balance due

Select one of the following:

  • True
  • False

Explanation

Question 37 of 40

1

a collection agency must follow all the laws stated in the fair debt collection practices act

Select one of the following:

  • True
  • False

Explanation

Question 38 of 40

1

one of the agencies charged with enforcing laws that regulate the health care industry is the

Select one of the following:

  • drug enforcement agency DEA

  • office of inspector general

  • National committee on vital and health statistics

  • department of internal affairs

Explanation

Question 39 of 40

1

sharing, application, utilization, examination, or analysis of health info within the organization

Select one of the following:

  • privacy

  • use

  • confidentiality

  • disclosure

Explanation

Question 40 of 40

1

undertakes nationwide audits as well as investigations and inspections to review the claim submission processes of providers and reimbursement patterns of the programs

Select one of the following:

  • OIG

  • CFCA

  • embezzlement

  • civil false claim act

Explanation

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