CLD Refreshment 1

2. New-to-bank customers’ DBR across the income band EGP750-EGP3000 is 35%.

2. New-to-bank customers’ DBR across the income band EGP750-EGP3000 is 35%.

3. We cannot accept customers with 2 times delinquent in bucket 2 (between 31 – 60 days) anytime during the last 6 months, Non of them in the last 3 months.

4. All armed forces officers in service are eligible under Armed Forces officers program except lieutenants

5. Insurance policy is not mandatory for all dealers.

6. 40/60 with no business data new test is intended for all our dealers to finance 60% LTV without business data of the new vehicle’s value.

7. A customer whose murabaha installment is transferred directly, by the company he/she works for is called Installment transfer.

8. A company that only transfers the salaries of the employees holding asset products with Bank Audi Egypt is not considered a payroll company, and a company that only transfers the loans’ installments, granted to any of its employees by Bank Audi Egypt, is not considered a payroll company.

9. Additional income is used to approve a higher loan amount for the applicant and is not to be used to increase the current level of income to meet our minimum required income levels.

10. HR letter is a certificate issued by the employer certifying that the applicant is an employee of the company, Said letter should be original.