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june test letty

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june test letty
letty reyes
Quiz by letty reyes, updated more than 1 year ago
letty reyes
Created by letty reyes over 6 years ago
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Resource summary

Question 1

Question
Anyone who charges interest or agrees to payment of a bill in more than four installments, excluding a down payment
Answer
  • Fair Debt Collection Practices Act
  • Truth in Lending Act
  • TEFRA
  • DEFRA

Question 2

Question
Addresses the collection practices of third party debt collectors and attorneys who regularly collect debt for others
Answer
  • Truth in Lending Act
  • Fair Debt Collection Practices Act
  • Tax Reform Act
  • COBRA

Question 3

Question
Straight petition in bankruptcy or absolute bankruptcy. All nonexempt assets are liquidated and distributed to the creditors
Answer
  • Ch 7 Case
  • Ch 9 Case
  • Ch 10 Case
  • Ch 11 Case

Question 4

Question
Reorganization proceedings when a city or town is unable to meet its debts
Answer
  • Ch 11
  • Ch 10
  • Ch 9
  • Ch 8

Question 5

Question
Reorganization of business enterprise when the company is unable to meet its debts but would like to continue business and would be unable to do so if creditors took away its assets
Answer
  • Ch 12 case
  • ch 11 case
  • ch 9 case
  • ch 7 case

Question 6

Question
reorganization when a farmer is unable to meet his or her debt
Answer
  • ch 13 case
  • ch 11 case
  • ch 12 case
  • ch 9 case

Question 7

Question
wage earner's bankruptcy. protects wage earner from creditors while allowing the wage earner to make arrangements to repay a portion over a 3-5 year period
Answer
  • ch 10 case
  • ch 11 case
  • ch 12 case
  • ch 13 case

Question 8

Question
Act of 1981 required that in the case of a current or former employee or dependent younger than age 65 years and eligible for medicare solely because of ESRD, the employer's group coverage is primary up to 30 months
Answer
  • Tax Reform Act
  • OBRA
  • TEFRA
  • DEFRA

Question 9

Question
Act of 1982 established that an employee or spouse age 65-69 years is entitled to the same health insuarance benefits offered under the same conditions to younger employees and their spouses
Answer
  • COBRA
  • OBRA
  • TEFRA
  • DEFRA

Question 10

Question
Act of 1984, effective in 1985, was an amendment to TEFRA and stated that a spouse age 65-69 years or and employee of any age is entitled to the same group health plan offered to younger employees and their spouses
Answer
  • TEFRA
  • DEFRA
  • COBRA
  • OBRA

Question 11

Question
Act of 1985, effective in 1986. another amendment to TEFRA, eliminating the age ceiling of 69 years. An employee or spouse 65 years or older is entitled to the same group health plan offered to younger employees and their spouses
Answer
  • COBRA
  • TEFRA
  • OBRA
  • DEFRA

Question 12

Question
Act passed in 1986, and clarified certain aspects of COBRA. A spouse and a dependent may elect to receive continued coverage even if the employee does not wish insurance coverage and terminates the plan. However, the spouse and dependents must have been covered under the plan before the covered employee terminates it.
Answer
  • Tax Reform Act
  • COBRA
  • OBRA
  • TEFRA

Question 13

Question
How many steps are in the Compliance Act?
Answer
  • 5
  • 6
  • 7
  • 8

Question 14

Question
The Administrative Simplification and Compliance Act required
Answer
  • all claims sent to Medicaid be submitted electronically
  • all claims sent to Medicare be submitted electronically
  • all claims sent to Blue Shield plans be submitted electronically
  • all of the above

Question 15

Question
When the insured is required to pay a percentage of the covered service
Answer
  • deductible
  • coinsurance
  • copayment
  • percentage

Question 16

Question
If you are verifying coverage for a patient who will be scheduled to have a procedure and you need to find out if it will be covered under a patient's contract, you are obtaining
Answer
  • pre-authorization
  • pre-certification
  • pre-determination
  • exclusion

Question 17

Question
When the transfer of the total or specific care of a patient from one physician to another
Answer
  • concurrent care
  • consultation
  • referral
  • new patient

Question 18

Question
what is the correct term used to determine if procedure is covered and medically necessary
Answer
  • preauthorization
  • predetermination
  • precertification
  • verification

Question 19

Question
reductions of the normal fee based on a specific amount of money or a percentage of the charge
Answer
  • debtor
  • itemized statement
  • fee schedule
  • discounts

Question 20

Question
phrase to remind a patient about a delinquent account
Answer
  • dun message
  • debtor
  • itemized statement
  • financial account record

Question 21

Question
item that permits bank customers to withdraw cash at any hour from and automated teller machine
Answer
  • lien
  • debit card
  • creditor
  • credit

Question 22

Question
individual owing money
Answer
  • lien
  • creditor
  • ledger
  • debtor

Question 23

Question
claim on the property of another as security for a debt
Answer
  • discounts
  • dun message
  • lien
  • debtor

Question 24

Question
individual record indicating charges, payments, adjustments, and balances owed for services rendered
Answer
  • financial account record
  • lien
  • debtor
  • debit card

Question 25

Question
detailed summary of all transactions of a creditor's account
Answer
  • debtor
  • itemized statement
  • fee schedule
  • discounts

Question 26

Question
person to whom money is owed
Answer
  • lien
  • debtor
  • creditor
  • bank

Question 27

Question
listing of accepted charges or established allowances for specific medical procedures
Answer
  • fee schedule
  • dun message
  • discounts
  • lien

Question 28

Question
law stating that a person has days to complain about an error from the date that a statement is mailed
Answer
  • Equal credit opportunity act
  • fair credit reporting act
  • fair credit billing act
  • truth in lending act
  • fair debt collection practices act

Question 29

Question
consumer protection act that applies to anyone who charges interest or agrees on payment of a bill in more than four installments, excluding a down payment
Answer
  • equal credit opportunity act
  • fair credit reporting act
  • fair credit billing act
  • truth in lending act
  • fair debt collection practices act

Question 30

Question
regulates collection practices of third part debt collectors and attorneys who collect debs for others
Answer
  • equal credit opportunity act
  • fair credit reporting act
  • fair credit billing act
  • truth in lending act
  • fair debt collection practices act

Question 31

Question
federal law prohibiting discrimination in all areas of granting credit
Answer
  • equal credit opportunity act
  • fair credit reporting act
  • fair credit billing act
  • truth in lending act
  • fair debt collection practices act

Question 32

Question
regulates agencies that issue or use credit reports on consumers
Answer
  • truth in lending act
  • fair credit reporting act
  • fair credit billing act
  • equal credit opportunity act
  • fair debt collection practices act

Question 33

Question
insurance companies and the federal government do not recommend waiving copayments to patients
Answer
  • True
  • False

Question 34

Question
regulation Z of the truth in lending consumer credit cost disclosure law applies if the patient is making three payments
Answer
  • True
  • False

Question 35

Question
most state collection laws allow telephone calls to the debtor between 8 am and 9 pm
Answer
  • True
  • False

Question 36

Question
when a patient declared bankruptcy, it is permissible to continue to send monthly statements for a balance due
Answer
  • True
  • False

Question 37

Question
a collection agency must follow all the laws stated in the fair debt collection practices act
Answer
  • True
  • False

Question 38

Question
one of the agencies charged with enforcing laws that regulate the health care industry is the
Answer
  • drug enforcement agency DEA
  • office of inspector general
  • National committee on vital and health statistics
  • department of internal affairs

Question 39

Question
sharing, application, utilization, examination, or analysis of health info within the organization
Answer
  • privacy
  • use
  • confidentiality
  • disclosure

Question 40

Question
undertakes nationwide audits as well as investigations and inspections to review the claim submission processes of providers and reimbursement patterns of the programs
Answer
  • OIG
  • CFCA
  • embezzlement
  • civil false claim act
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