128185
Descripción
Test por peter.huckerby, actualizado hace más de 1 año
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Creado por peter.huckerby
hace más de 11 años
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Pregunta 1
Pregunta
What is the minimum drawdown amount available?
Respuesta
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£5,000
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£2,000
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£1,000
Pregunta 2
Pregunta
What is the criteria for Aviva to offer a free valuation.
Respuesta
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Free on properties up to £350,000
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Free on properties up to £500,000
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Free on properties up to £1,000,000
Pregunta 3
Pregunta
What are the minimum initial sums for the Aviva Lump Sum Max plan & the Flexible Option plan?
Respuesta
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£15,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
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£10,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
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£10,000 Lump Sum Max & £10,000 plus £10,000 Flexible Option.
Pregunta 4
Pregunta
How much does Aviva charge to access their drawdown facility?
Respuesta
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£49
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£99
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£0
Pregunta 5
Pregunta
How does Aviva charge their arrangement fee?
Respuesta
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They add it.
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They deduct it.
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They will add it or deduct it.
Pregunta 6
Pregunta
How long is the continuous period of time you are allowed to leave the property unattended before Aviva's conditions are breached?
Respuesta
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3 months.
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6 months.
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9 months.
Pregunta 7
Pregunta
How long do the beneficiaries have to repay the plan after the client(s) have left the property permanently?
Respuesta
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6 months
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12 months.
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9 months
Pregunta 8
Pregunta
What action may Aviva take if a property is not kept in good repair?
Respuesta
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They could force you via the courts to make the required repairs and fine you if you do not.
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They could ask you to repay funds up to the amount of the assessed cost of the repairs.
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They can enter the property to carry out repairs and could start repossession proceedings.
Pregunta 9
Pregunta
Aviva are the only provider to allow a second charge to remain in place when taking out an ER plan?
Respuesta
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No, Just Retirement are the only provider to offer this.
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No, Just Retirement and Aviva both offer this.
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Yes, Aviva is the only provider to offer this.
Pregunta 10
Pregunta
What is a Gilt?
Respuesta
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A government security.
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A feeling of remorse.
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A way of calculating swap rates
Pregunta 11
Pregunta
How long is an early repayment charge quote valid for with Aviva?
Respuesta
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3 days
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7 days
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30 days
Pregunta 12
Pregunta
What is the maximum early repayment charge percentage with Aviva?
Respuesta
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15%
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20%
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25%
Pregunta 13
Pregunta
When would a client incur an early repayment charge with Aviva?
Respuesta
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When the Gilt Yield is lower than it was on completion.
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When the Gilt Yield is the same or lower than it was on completion.
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When the swap rate is lower than it was on completion.
Pregunta 14
Pregunta
How long must you wait after completion before you can access the Aviva drawdown facility?
Respuesta
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Immediately after completion.
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6 months after completion.
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30 days after completion.
Pregunta 15
Pregunta
On which document would you find the Gilt Reference?
Respuesta
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The output sheet.
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The KFI.
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The Recommendation letter
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