Aviva Quiz

Descripción

Test sobre Aviva Quiz, creado por peter.huckerby el 10/06/2013.
peter.huckerby
Test por peter.huckerby, actualizado hace más de 1 año
peter.huckerby
Creado por peter.huckerby hace alrededor de 11 años
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Resumen del Recurso

Pregunta 1

Pregunta
What is the minimum drawdown amount available?
Respuesta
  • £5,000
  • £2,000
  • £1,000

Pregunta 2

Pregunta
What is the criteria for Aviva to offer a free valuation.
Respuesta
  • Free on properties up to £350,000
  • Free on properties up to £500,000
  • Free on properties up to £1,000,000

Pregunta 3

Pregunta
What are the minimum initial sums for the Aviva Lump Sum Max plan & the Flexible Option plan?
Respuesta
  • £15,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
  • £10,000 Lump Sum Max & £10,000 plus £5,000 Flexible Option.
  • £10,000 Lump Sum Max & £10,000 plus £10,000 Flexible Option.

Pregunta 4

Pregunta
How much does Aviva charge to access their drawdown facility?
Respuesta
  • £49
  • £99
  • £0

Pregunta 5

Pregunta
How does Aviva charge their arrangement fee?
Respuesta
  • They add it.
  • They deduct it.
  • They will add it or deduct it.

Pregunta 6

Pregunta
How long is the continuous period of time you are allowed to leave the property unattended before Aviva's conditions are breached?
Respuesta
  • 3 months.
  • 6 months.
  • 9 months.

Pregunta 7

Pregunta
How long do the beneficiaries have to repay the plan after the client(s) have left the property permanently?
Respuesta
  • 6 months
  • 12 months.
  • 9 months

Pregunta 8

Pregunta
What action may Aviva take if a property is not kept in good repair?
Respuesta
  • They could force you via the courts to make the required repairs and fine you if you do not.
  • They could ask you to repay funds up to the amount of the assessed cost of the repairs.
  • They can enter the property to carry out repairs and could start repossession proceedings.

Pregunta 9

Pregunta
Aviva are the only provider to allow a second charge to remain in place when taking out an ER plan?
Respuesta
  • No, Just Retirement are the only provider to offer this.
  • No, Just Retirement and Aviva both offer this.
  • Yes, Aviva is the only provider to offer this.

Pregunta 10

Pregunta
What is a Gilt?
Respuesta
  • A government security.
  • A feeling of remorse.
  • A way of calculating swap rates

Pregunta 11

Pregunta
How long is an early repayment charge quote valid for with Aviva?
Respuesta
  • 3 days
  • 7 days
  • 30 days

Pregunta 12

Pregunta
What is the maximum early repayment charge percentage with Aviva?
Respuesta
  • 15%
  • 20%
  • 25%

Pregunta 13

Pregunta
When would a client incur an early repayment charge with Aviva?
Respuesta
  • When the Gilt Yield is lower than it was on completion.
  • When the Gilt Yield is the same or lower than it was on completion.
  • When the swap rate is lower than it was on completion.

Pregunta 14

Pregunta
How long must you wait after completion before you can access the Aviva drawdown facility?
Respuesta
  • Immediately after completion.
  • 6 months after completion.
  • 30 days after completion.

Pregunta 15

Pregunta
On which document would you find the Gilt Reference?
Respuesta
  • The output sheet.
  • The KFI.
  • The Recommendation letter
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