What's Your Credit Score IQ?

Descripción

Test sobre What's Your Credit Score IQ?, creado por christinedigangi el 17/09/2014.
christinedigangi
Test por christinedigangi, actualizado hace más de 1 año
christinedigangi
Creado por christinedigangi hace más de 10 años
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Resumen del Recurso

Pregunta 1

Pregunta
How many credit scores do you have?
Respuesta
  • 1
  • 3
  • 10
  • more than 100

Pregunta 2

Pregunta
Everyone has a credit score.
Respuesta
  • True
  • False

Pregunta 3

Pregunta
Which of the following things does not directly affect your credit score?
Respuesta
  • debt payment history
  • amount of debt
  • income

Pregunta 4

Pregunta
Credit scores are based on the data in your credit reports.
Respuesta
  • True
  • False

Pregunta 5

Pregunta
Which of these does the most damage to your credit score?
Respuesta
  • missing a credit card payment
  • applying for a mortgage
  • maxing out a credit card
  • paying your rent a day late
  • overdrawing your checking account

Pregunta 6

Pregunta
Checking your credit score can help you __________.
Respuesta
  • spot fraud
  • improve your credit
  • find loans or credit cards you can qualify for
  • all of the above
  • none of the above

Pregunta 7

Pregunta
What is a good credit score?
Respuesta
  • there's no such thing as a good credit score
  • anything higher than 680
  • whatever score allows you to reach your financial goals

Pregunta 8

Pregunta
Who can request your credit score?
Respuesta
  • your employer
  • your mom
  • you
  • your spouse

Pregunta 9

Pregunta
How often does your credit score change?
Respuesta
  • every day
  • every month
  • every week
  • when new data is added to your credit report

Pregunta 10

Pregunta
Which of the following is WRONG?
Respuesta
  • Your credit score will impact how much money you can borrow to buy a home.
  • Checking your credit scores can negatively impact them.
  • Prepaid cards aren’t factored into your credit scores.
  • Your utility or cable company may check your credit score before letting you start services.

Pregunta 11

Pregunta
A store credit card will affect your credit score differently than a bank-issued credit card.
Respuesta
  • True
  • False

Pregunta 12

Pregunta
Which of these can help someone without a credit score start building one?
Respuesta
  • a secured credit card
  • a prepaid debit card
  • a bank account
  • writing a letter to credit bureaus

Pregunta 13

Pregunta
Employers can request your credit scores during the job application and interview process.
Respuesta
  • True
  • False
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