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1304676
What's Your Credit Score IQ?
Descripción
Test sobre What's Your Credit Score IQ?, creado por christinedigangi el 17/09/2014.
Sin etiquetas
credit
credit score
personal finance
finance
credit report
credit history
Test por
christinedigangi
, actualizado hace más de 1 año
Más
Menos
Creado por
christinedigangi
hace más de 10 años
1593
0
0
Resumen del Recurso
Pregunta 1
Pregunta
How many credit scores do you have?
Image:
CreditIQ_1 (image/jpg)
Respuesta
1
3
10
more than 100
Pregunta 2
Pregunta
Everyone has a credit score.
Image:
everyone-credit-score (image/jpg)
Respuesta
True
False
Pregunta 3
Pregunta
Which of the following things does not directly affect your credit score?
Image:
CreditIQ_3 (image/jpg)
Respuesta
debt payment history
amount of debt
income
Pregunta 4
Pregunta
Credit scores are based on the data in your credit reports.
Image:
CreditIQ_10 (image/jpg)
Respuesta
True
False
Pregunta 5
Pregunta
Which of these does the most damage to your credit score?
Image:
damage-credit-score (image/jpg)
Respuesta
missing a credit card payment
applying for a mortgage
maxing out a credit card
paying your rent a day late
overdrawing your checking account
Pregunta 6
Pregunta
Checking your credit score can help you __________.
Image:
checking-credit-score (image/jpg)
Respuesta
spot fraud
improve your credit
find loans or credit cards you can qualify for
all of the above
none of the above
Pregunta 7
Pregunta
What is a good credit score?
Image:
good-credit-score (image/jpg)
Respuesta
there's no such thing as a good credit score
anything higher than 680
whatever score allows you to reach your financial goals
Pregunta 8
Pregunta
Who can request your credit score?
Image:
ask-for-credit-score (image/jpg)
Respuesta
your employer
your mom
you
your spouse
Pregunta 9
Pregunta
How often does your credit score change?
Image:
credit-score-change (image/jpg)
Respuesta
every day
every month
every week
when new data is added to your credit report
Pregunta 10
Pregunta
Which of the following is WRONG?
Image:
wrong (image/jpg)
Respuesta
Your credit score will impact how much money you can borrow to buy a home.
Checking your credit scores can negatively impact them.
Prepaid cards aren’t factored into your credit scores.
Your utility or cable company may check your credit score before letting you start services.
Pregunta 11
Pregunta
A store credit card will affect your credit score differently than a bank-issued credit card.
Image:
CreditIQ_11 (image/jpg)
Respuesta
True
False
Pregunta 12
Pregunta
Which of these can help someone without a credit score start building one?
Image:
CreditIQ_12 (image/jpg)
Respuesta
a secured credit card
a prepaid debit card
a bank account
writing a letter to credit bureaus
Pregunta 13
Pregunta
Employers can request your credit scores during the job application and interview process.
Image:
CreditIQ_13 (image/jpg)
Respuesta
True
False
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