1304676
Descripción
Test por christinedigangi, actualizado hace más de 1 año
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Creado por christinedigangi
hace alrededor de 10 años
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Pregunta 1
Respuesta
-
1
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3
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10
-
more than 100
Pregunta 2
Respuesta
- True
- False
Pregunta 3
Pregunta
Which of the following things does not directly affect your credit score?
Image:
CreditIQ_3 (image/jpg)
Respuesta
-
debt payment history
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amount of debt
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income
Pregunta 4
Respuesta
- True
- False
Pregunta 5
Pregunta
Which of these does the most damage to your credit score?
Respuesta
-
missing a credit card payment
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applying for a mortgage
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maxing out a credit card
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paying your rent a day late
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overdrawing your checking account
Pregunta 6
Pregunta
Checking your credit score can help you __________.
Respuesta
-
spot fraud
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improve your credit
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find loans or credit cards you can qualify for
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all of the above
-
none of the above
Pregunta 7
Respuesta
-
there's no such thing as a good credit score
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anything higher than 680
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whatever score allows you to reach your financial goals
Pregunta 8
Respuesta
-
your employer
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your mom
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you
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your spouse
Pregunta 9
Respuesta
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every day
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every month
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every week
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when new data is added to your credit report
Pregunta 10
Respuesta
-
Your credit score will impact how much money you can borrow to buy a home.
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Checking your credit scores can negatively impact them.
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Prepaid cards aren’t factored into your credit scores.
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Your utility or cable company may check your credit score before letting you start services.
Pregunta 11
Pregunta
A store credit card will affect your credit score differently than a bank-issued credit card.
Image:
CreditIQ_11 (image/jpg)
Respuesta
- True
- False
Pregunta 12
Pregunta
Which of these can help someone without a credit score start building one?
Image:
CreditIQ_12 (image/jpg)
Respuesta
-
a secured credit card
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a prepaid debit card
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a bank account
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writing a letter to credit bureaus
Pregunta 13
Pregunta
Employers can request your credit scores during the job application and interview process.
Image:
CreditIQ_13 (image/jpg)
Respuesta
- True
- False
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