14100426
Descripción
Test por letty reyes, actualizado hace más de 1 año
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Creado por letty reyes
hace más de 6 años
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Pregunta 1
Pregunta
Anyone who charges interest or agrees to payment of a bill in more than four installments, excluding a down payment
Respuesta
-
Fair Debt Collection Practices Act
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Truth in Lending Act
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TEFRA
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DEFRA
Pregunta 2
Pregunta
Addresses the collection practices of third party debt collectors and attorneys who regularly collect debt for others
Respuesta
-
Truth in Lending Act
-
Fair Debt Collection Practices Act
-
Tax Reform Act
-
COBRA
Pregunta 3
Pregunta
Straight petition in bankruptcy or absolute bankruptcy. All nonexempt assets are liquidated and distributed to the creditors
Respuesta
-
Ch 7 Case
-
Ch 9 Case
-
Ch 10 Case
-
Ch 11 Case
Pregunta 4
Pregunta
Reorganization proceedings when a city or town is unable to meet its debts
Respuesta
-
Ch 11
-
Ch 10
-
Ch 9
-
Ch 8
Pregunta 5
Pregunta
Reorganization of business enterprise when the company is unable to meet its debts but would like to continue business and would be unable to do so if creditors took away its assets
Respuesta
-
Ch 12 case
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ch 11 case
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ch 9 case
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ch 7 case
Pregunta 6
Pregunta
reorganization when a farmer is unable to meet his or her debt
Respuesta
-
ch 13 case
-
ch 11 case
-
ch 12 case
-
ch 9 case
Pregunta 7
Pregunta
wage earner's bankruptcy. protects wage earner from creditors while allowing the wage earner to make arrangements to repay a portion over a 3-5 year period
Respuesta
-
ch 10 case
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ch 11 case
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ch 12 case
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ch 13 case
Pregunta 8
Pregunta
Act of 1981 required that in the case of a current or former employee or dependent younger than age 65 years and eligible for medicare solely because of ESRD, the employer's group coverage is primary up to 30 months
Respuesta
-
Tax Reform Act
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OBRA
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TEFRA
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DEFRA
Pregunta 9
Pregunta
Act of 1982 established that an employee or spouse age 65-69 years is entitled to the same health insuarance benefits offered under the same conditions to younger employees and their spouses
Respuesta
-
COBRA
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OBRA
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TEFRA
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DEFRA
Pregunta 10
Pregunta
Act of 1984, effective in 1985, was an amendment to TEFRA and stated that a spouse age 65-69 years or and employee of any age is entitled to the same group health plan offered to younger employees and their spouses
Respuesta
-
TEFRA
-
DEFRA
-
COBRA
-
OBRA
Pregunta 11
Pregunta
Act of 1985, effective in 1986. another amendment to TEFRA, eliminating the age ceiling of 69 years. An employee or spouse 65 years or older is entitled to the same group health plan offered to younger employees and their spouses
Respuesta
-
COBRA
-
TEFRA
-
OBRA
-
DEFRA
Pregunta 12
Pregunta
Act passed in 1986, and clarified certain aspects of COBRA. A spouse and a dependent may elect to receive continued coverage even if the employee does not wish insurance coverage and terminates the plan. However, the spouse and dependents must have been covered under the plan before the covered employee terminates it.
Respuesta
-
Tax Reform Act
-
COBRA
-
OBRA
-
TEFRA
Pregunta 13
Pregunta
How many steps are in the Compliance Act?
Respuesta
-
5
-
6
-
7
-
8
Pregunta 14
Pregunta
The Administrative Simplification and Compliance Act required
Respuesta
-
all claims sent to Medicaid be submitted electronically
-
all claims sent to Medicare be submitted electronically
-
all claims sent to Blue Shield plans be submitted electronically
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all of the above
Pregunta 15
Pregunta
When the insured is required to pay a percentage of the covered service
Respuesta
-
deductible
-
coinsurance
-
copayment
-
percentage
Pregunta 16
Pregunta
If you are verifying coverage for a patient who will be scheduled to have a procedure and you need to find out if it will be covered under a patient's contract, you are obtaining
Respuesta
-
pre-authorization
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pre-certification
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pre-determination
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exclusion
Pregunta 17
Pregunta
When the transfer of the total or specific care of a patient from one physician to another
Respuesta
-
concurrent care
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consultation
-
referral
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new patient
Pregunta 18
Pregunta
what is the correct term used to determine if procedure is covered and medically necessary
Respuesta
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preauthorization
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predetermination
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precertification
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verification
Pregunta 19
Pregunta
reductions of the normal fee based on a specific amount of money or a percentage of the charge
Respuesta
-
debtor
-
itemized statement
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fee schedule
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discounts
Pregunta 20
Pregunta
phrase to remind a patient about a delinquent account
Respuesta
-
dun message
-
debtor
-
itemized statement
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financial account record
Pregunta 21
Pregunta
item that permits bank customers to withdraw cash at any hour from and automated teller machine
Respuesta
-
lien
-
debit card
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creditor
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credit
Pregunta 22
Pregunta
individual owing money
Respuesta
-
lien
-
creditor
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ledger
-
debtor
Pregunta 23
Pregunta
claim on the property of another as security for a debt
Respuesta
-
discounts
-
dun message
-
lien
-
debtor
Pregunta 24
Pregunta
individual record indicating charges, payments, adjustments, and balances owed for services rendered
Respuesta
-
financial account record
-
lien
-
debtor
-
debit card
Pregunta 25
Pregunta
detailed summary of all transactions of a creditor's account
Respuesta
-
debtor
-
itemized statement
-
fee schedule
-
discounts
Pregunta 26
Pregunta
person to whom money is owed
Respuesta
-
lien
-
debtor
-
creditor
-
bank
Pregunta 27
Pregunta
listing of accepted charges or established allowances for specific medical procedures
Respuesta
-
fee schedule
-
dun message
-
discounts
-
lien
Pregunta 28
Pregunta
law stating that a person has days to complain about an error from the date that a statement is mailed
Respuesta
-
Equal credit opportunity act
-
fair credit reporting act
-
fair credit billing act
-
truth in lending act
-
fair debt collection practices act
Pregunta 29
Pregunta
consumer protection act that applies to anyone who charges interest or agrees on payment of a bill in more than four installments, excluding a down payment
Respuesta
-
equal credit opportunity act
-
fair credit reporting act
-
fair credit billing act
-
truth in lending act
-
fair debt collection practices act
Pregunta 30
Pregunta
regulates collection practices of third part debt collectors and attorneys who collect debs for others
Respuesta
-
equal credit opportunity act
-
fair credit reporting act
-
fair credit billing act
-
truth in lending act
-
fair debt collection practices act
Pregunta 31
Pregunta
federal law prohibiting discrimination in all areas of granting credit
Respuesta
-
equal credit opportunity act
-
fair credit reporting act
-
fair credit billing act
-
truth in lending act
-
fair debt collection practices act
Pregunta 32
Pregunta
regulates agencies that issue or use credit reports on consumers
Respuesta
-
truth in lending act
-
fair credit reporting act
-
fair credit billing act
-
equal credit opportunity act
-
fair debt collection practices act
Pregunta 33
Pregunta
insurance companies and the federal government do not recommend waiving copayments to patients
Respuesta
- True
- False
Pregunta 34
Pregunta
regulation Z of the truth in lending consumer credit cost disclosure law applies if the patient is making three payments
Respuesta
- True
- False
Pregunta 35
Pregunta
most state collection laws allow telephone calls to the debtor between 8 am and 9 pm
Respuesta
- True
- False
Pregunta 36
Pregunta
when a patient declared bankruptcy, it is permissible to continue to send monthly statements for a balance due
Respuesta
- True
- False
Pregunta 37
Pregunta
a collection agency must follow all the laws stated in the fair debt collection practices act
Respuesta
- True
- False
Pregunta 38
Pregunta
one of the agencies charged with enforcing laws that regulate the health care industry is the
Respuesta
-
drug enforcement agency DEA
-
office of inspector general
-
National committee on vital and health statistics
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department of internal affairs
Pregunta 39
Pregunta
sharing, application, utilization, examination, or analysis of health info within the organization
Respuesta
-
privacy
-
use
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confidentiality
-
disclosure
Pregunta 40
Pregunta
undertakes nationwide audits as well as investigations and inspections to review the claim submission processes of providers and reimbursement patterns of the programs
Respuesta
-
OIG
-
CFCA
-
embezzlement
-
civil false claim act
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