15654207
Descripción
Test por British Princess, actualizado hace más de 1 año
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Creado por British Princess
hace alrededor de 6 años
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Pregunta 1
Pregunta
Which of the following threatens your wallet the most?
Respuesta
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Getting a coffee at the coffee shop
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Having no budget
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Borrowing money to buy a car
Pregunta 2
Pregunta
When applying for a store credit card, how do you know if you’re approved?
Respuesta
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From your outfit
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Based on your credit score
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From the amount of money you spent in the store
Pregunta 3
Pregunta
What’s a good FICO credit score?
Respuesta
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In the 500s
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In the 600s
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In the 700s
Pregunta 4
Pregunta
What does a phisher require?
Respuesta
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Personal and financial details
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A date
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Academic records
Pregunta 5
Pregunta
If you’ve been a victim of credit card fraud, how much do you owe in the end?
Respuesta
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The total bill
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$500
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$50
Pregunta 6
Pregunta
What's the key difference between a Roth IRA and Traditional IRA?
Respuesta
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Roth IRAs and Traditional IRAs are both taxed
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Roth IRAs include stocks and Traditional IRAs don’t
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In case with Roth IRAs, you pay taxes before putting the money in the account - With Traditional IRAs, you pay taxes when you taking money in retirement.
Pregunta 7
Pregunta
Your savings account’s interest rate is 1% a year and the inflation is 2% a year.
How will the money sum change after one year?
Respuesta
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The money will stay exactly the same
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Money in the account would buy more than today
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Money in the account would buy less than today
Pregunta 8
Pregunta
How much money should go into the emergency fund?
Respuesta
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3% of the salary
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3-6 months worth of income
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Nothing
Pregunta 9
Pregunta
How do you know if you’ve been a victim of credit card fraud?
Respuesta
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You receive someone else’s mail
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You receive someone else’s bills
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You receive spam mail
Pregunta 10
Pregunta
How to start building the credit score?
Respuesta
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Get rid of the credit card in order not to make more purchases
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Maintain the credit card balance and pay the minimum every month
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Pay all the bills in time
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