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Descripción
Test por Tara McDonald, actualizado hace más de 1 año
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Creado por Tara McDonald
hace más de 5 años
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Pregunta 1
Pregunta
Which of the following is likely to have the least influence on an individual’s values?
Respuesta
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Friends
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Family
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Religious affiliations
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Math class
Pregunta 2
Pregunta
Samantha wants her class project to reflect her values. Which items would be best to include?
Respuesta
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Things that she needs to avoid
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Things that are necessary or essential for life and survival
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Things that reflect her fundamental beliefs about what is worthwhile and important to her
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Things that are unnecessary but desired which increase the quality of her life
Pregunta 3
Pregunta
Which of the following factors is not influenced by values?
Respuesta
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Everything is influenced by values.
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An individual’s daily decisions
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An individual’s long-term decisions
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An individual’s financial decisions
Pregunta 4
Pregunta
Tara’s mother suggested that she was experiencing the consequences of her trade-off regarding a decision she made to purchase a new outfit. Which would have made Tara's mother most likely say this comment?
Respuesta
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Tara had shopped at several stores when she found the outfit of her dreams and purchased it. She used the money she had saved for the new outfit plus most of the money she had saved for replacing the tires on her car. Now the tires need replacing and Tara is short on the cash needed replace them.
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Tara had shopped at several stores when she found the outfit of her dreams. She checked online and found a coupon that enabled her to save 15% when she returned to the store to purchase the outfit.
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Tara had shopped in several stores and found three outfits she liked a lot. She brought 2 friends shopping with her to tell her which one looked best on her. After much deliberation, she chose the outfit that was the least expensive of the 3 she liked best.
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Tara had shopped at Belk because her mother recommended they had the best deals. She found two outfits she liked a lot. Tara purchased the one that was the most comfortable even though it cost $28 more than the other one.
Pregunta 5
Pregunta
Jasmine is shopping with her mom and they are deciding on clothing to purchase. Which scenario best represents the purchase of a need?
Respuesta
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Jasmine is being inducted into the National Honor Society at her high school. Students have been directed to ‘dress nicely’. Jasmine has a dress she wore to a wedding last year that still fits but her mom thinks she needs a new one to celebrate this occasion
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Jasmine has been selected to attend a national leadership conference and has been instructed that she will need to dress ‘professionally’ for one of the tours. She plans to wear her new jeans and a T-shirt that has the logo of the leadership conference on it. Her mother thinks she needs to purchase something more appropriate.
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Jasmine has several pairs of jeans in her closet but found some that really fit her well at an excellent price when she and her mom were shopping. Her mom agrees that with these jeans at this price, they need to purchase a pair.
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Jasmine will be traveling to Europe with a youth ambassador program this summer. She has been instructed to pack a rain jacket. The rain jacket she already owns does not have a hood since she always uses an umbrella in rainy situations. Her mom believes she needs to purchase a hooded rain jacket because it would be more convenient.
Pregunta 6
Pregunta
Sam has been shopping for a different vehicle for the past several months. He needs something reliable and would really like something with a nice sound system. He and his parents have talked about how much he can afford and he plans to stay within the price range he and his family have set. Sam was analyzing the opportunity cost of a trade-off regarding which car to purchase. Which situation best represents what he might be thinking through?
Respuesta
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Sam is comparing new vehicles at two car dealerships. He was able to find nearly identical cars at nearly identical prices. One dealership is 20 miles away and the other dealership is 30 miles away.
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Sam has found two different cars at a local dealership that meet his needs. The first car has a better sound system than the other. The second car has 20,000 fewer miles on it.
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Sam has been shopping for a vehicle online. He finds something that would meet his needs being sold by an individual near him. He would be able to purchase this car for less than he would have paid for a comparable vehicle at a car dealership.
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Sam’s older brother is trading vehicles and offers to sell Sam his used vehicle. This vehicle would meet Sam’s needs and he knew the service history of the vehicle was excellent.
Pregunta 7
Pregunta
Which of the following is not a need?
Respuesta
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2019 Chevrolet Tahoe
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Food for lunch
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Basic home
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Clothes
Pregunta 8
Pregunta
Which of the following is not considered a want?
Respuesta
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An Apple watch
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A new Xbox
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Water
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New pair of Air Jordan's
Pregunta 9
Pregunta
Javon and Micah, a recently married couple with full‐time jobs, set a goal of putting $200 in savings every month to make a down payment on a home in five years. What type of goal have they set?
Respuesta
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Short‐term
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Intermediate
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Long-term
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Unrealistic
Pregunta 10
Pregunta
Kayla will save her allowance of $25 per month to purchase a $150 pair of Nike shoes in six months. This is an example of what type of goal?
Respuesta
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Short‐term goal
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Long‐term goal
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Mid‐term goal
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This is not an example of a goal.
Pregunta 11
Pregunta
Susan’s guidance counselor has asked her to set 3 academic goals for this semester. These goals are most likely to be accomplished if:
Respuesta
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Susan discusses her goals with her parents.
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Susan lets her friends set her goals.
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Susan writes her goals down.
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Susan thinks about her goals weekly.
Pregunta 12
Pregunta
One element of a financial goal is missing in this example. “I will save $150 each month to go on a vacation in one year.” Which one is it?
Respuesta
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Time Bound
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Specific
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Attainable
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Measurable
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