18847167
Pregunta 1
Pregunta
Fidelity bonds are a form of business insurance that offers an employer
protection against losses, either monetary or physical, caused by it employees’
fraudulent or dishonest actions.
Respuesta
- True
- False
Pregunta 2
Pregunta
The insuring agreement is the portion of an insurance policy for which the insurer
promises to make payment to or in behalf of the insured.
Respuesta
- True
- False
Pregunta 3
Pregunta
Insuring agreements outline a broad scope of coverage, which is then narrowed by
exclusions, and definitions.
Respuesta
- True
- False
Pregunta 4
Pregunta
A discovery form of policy allows for coverage of loss as long as the policy is
held after the time of the losses discovery.
Respuesta
- True
- False
Pregunta 5
Pregunta
A loss-sustained form of policy only allows for the payment of loss if the loss
was both sustained and discovered during the policies coverage.
Respuesta
- True
- False
Pregunta 6
Pregunta
The limit of liability may be considered as an aggregate amount and/or a single
loss amount.
Respuesta
- True
- False
Pregunta 7
Pregunta
The aggregate amount of liability is the minimum amount an insurer would have
to pay due to loss over a given policy agreement.
Respuesta
- True
- False
Pregunta 8
Pregunta
A single loss limit of liability is the maximum amount an insurer would pay to an
insured throughout the duration of a policy.
Respuesta
- True
- False
Pregunta 9
Pregunta
________ is written for only the individual, and only covers the individual named
in the bond.
Respuesta
-
Named employee bond
-
Specified position bond
-
Individual bond
-
Blanket bond
Pregunta 10
Pregunta
_________ is a comprehensive policy that does not require the distinction of
individuals, rather the policy covers against the loss from all employees for which
the policy or bond is granted.
Respuesta
-
Named employee bond
-
Specified position bond
-
Individual bond
-
Blanket bond
Pregunta 11
Pregunta
________ allows for coverage of all employees named
Respuesta
-
Named employee bond
-
Specified position bond
-
Individual bond
-
Blanket bond
Pregunta 12
Pregunta
________ covers the loss that may be incurred by a certain positioned employee.
Respuesta
-
Named employee bond
-
Specified position bond
-
Individual bond
-
Blanket bond
Pregunta 13
Pregunta
Financial institution bonds are used to insure banks and other financial institutions
against employee dishonesty, burglary, robbery, forgery, and similar crime
exposures.
Respuesta
- True
- False
Pregunta 14
Pregunta
Insurance companies:
Respuesta
-
Form 14
-
Form 15
-
Form 23
-
Form 24
-
Form 25
Pregunta 15
Pregunta
Securities Dealers:
Respuesta
-
Form 14
-
Form 15
-
Form 23
-
Form 24
-
Form 25
Pregunta 16
Pregunta
Credit Unions
Respuesta
-
Form 14
-
Form 15
-
Form 23
-
Form 24
-
Form 25
Pregunta 17
Pregunta
Finance Companies
Respuesta
-
Form 14
-
Form 15
-
Form 23
-
Form 24
-
Form 25
Pregunta 18
Pregunta
Banks and Thrifts:
Respuesta
-
Form 14
-
Form 15
-
Form 23
-
Form 24
-
Form 25
Pregunta 19
Pregunta
A pension bond guarantees that a state or local government pays into its
employees pension funds as obligated.
Respuesta
- True
- False
Pregunta 20
Pregunta
Coverage form O serves as protection for a municipality or government agency
against the dishonest workings of a public employee, and may often be referred to as
public employee dishonesty coverage.
Respuesta
- True
- False
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