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Fl. Real Estate Exam

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Test sobre Fl. Real Estate Exam, creado por adriiana_rodd el 07/06/2015.
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Resumen del Recurso

Pregunta 1

Pregunta
(Ch 1) The term follow-up refers to
Respuesta
  • returning calls in a timely manner.
  • completing instructions given by one's broker.
  • following though on listing calls made to For Sale by Owners.
  • what a sales associate does for buyers and sellers after the sale.

Pregunta 2

Pregunta
(Ch 1) The field of property management has experienced growth and specialization primarily because of
Respuesta
  • the deregulation of the real estate industry.
  • the increase in the number of licensees specializing in property management.
  • the increase in the number of absentee owners.
  • higher construction costs that have caused an increase in the number of renters.

Pregunta 3

Pregunta
(Ch 1) Appraisers are paid a fee because
Respuesta
  • to accept compensation based on the appraised value is a conflict of interest.
  • custom dictates the method of compensation.
  • the fee would be too high if it were based on a percentage of property value.
  • only brokers and sales associates are paid commissions for their service.

Pregunta 4

Pregunta
(Ch 1) When a developer makes lots available for custom buliding in a newly developed subdivision, the overall purpose of restrictive covenants is to ensure that custombuilt homes will
Respuesta
  • not conflict with local zoning ordinances.
  • not exceed the minimum square-footage requirements.
  • conform to standard building codes.
  • not decrease the value of neighboring properties.

Pregunta 5

Pregunta
(Ch 1) The real estate activity that is devoted to leasing, managing, marketing, and overall maintenance of property for others is called
Respuesta
  • commercial sales.
  • property management.
  • counseling.
  • rental agents.

Pregunta 6

Pregunta
(Ch 1) The term 'dedication' as it applies to development and construction refers to
Respuesta
  • a gift of land by the owner to the local government for a public use.
  • the builder's careful attention to construction details.
  • recording a subdivision plat map in the public records.
  • preparing raw land for site improvements.

Pregunta 7

Pregunta
(Ch 2) A sales associate applicant is NOT required to comply with which requirement?
Respuesta
  • Submit an application fee.
  • Be 18 years of age or older.
  • Be a bona fide Florida resident.
  • Possess a Social Security number.

Pregunta 8

Pregunta
(Ch 2) Which person does NOT meet the experience requirements to obtain a Florida broker's license?
Respuesta
  • An applicant who has held an active California broker's license for the preceding three years.
  • An applicant who has held an active Ohio sales associate license during four of the preceding five years while employed by an Ohio broker.
  • An applicant who has held an active Florida sales associate license for the preceding two years while employed by a Florida broker.
  • An applicant who has held an active Florida sales associate license during two of the preceding five years while employed by an owner-developer.

Pregunta 9

Pregunta
(Ch 2) A sales associate applicant is NOT required to disclose which information on the license application?
Respuesta
  • Convicted of a crime
  • Proof of U.S. citizenship
  • Maiden name, if applicable
  • A findng of guilt in conduct that would have resulted in the disciplinary action if the applicant had been licensed to practice real estate

Pregunta 10

Pregunta
(Ch 2) A sales associate sells real estate for a real estate brokerage company. He also works as a sales associate for another real estate brokerage company.
Respuesta
  • The sales associate is in violation of F.S. 475.
  • The sales associate may work for both companies so long as he registers both employers with FREC.
  • This is legal as long as he only works part-time for each company.
  • The sales associate must be a broker associate for this to be legal.

Pregunta 11

Pregunta
(Ch 2) To receive a notice of satisfactory completion of Course I or Course II, a student may NOT miss more than
Respuesta
  • 4 instructional hours.
  • 6 instructional hours.
  • 8 instructional hours.
  • 12 instructional hours.

Pregunta 12

Pregunta
(Ch 2) Services of real estate do not include
Respuesta
  • advertising rental property lists.
  • appraising real property.
  • selling cemetery lots for compensation.
  • conducting an auction for real property.

Pregunta 13

Pregunta
(Ch 3) The statements below are ture with the respect to the members of the Florida Real Estate Commission except that they
Respuesta
  • are a mix of real estate practitioners and consumer members.
  • are accountable to the governor for proper performance.
  • are DBPR employees.
  • depend on the DRE for their administrative assistance.

Pregunta 14

Pregunta
(Ch 3) The Commission's purpose is to regulate
Respuesta
  • real estate brokers, broker associates, and sales associates.
  • real estate schools and instructors.
  • real estate brokerage firms.
  • all of these.

Pregunta 15

Pregunta
(Ch 3) Real estate licensees on active duty with the U.S. Amry ae required to renew their licenses
Respuesta
  • every two years.
  • on discharge.
  • within one year after discharge.
  • within six months after discharge.

Pregunta 16

Pregunta
The term of office for each Commission member is
Respuesta
  • two years.
  • four years.
  • five years.
  • seven years.

Pregunta 17

Pregunta
(Ch 3) The members of the Commission receive
Respuesta
  • no compensation for their services.
  • only a per-diem fee when on official business.
  • 50$ per day when on official business, plus expenses.
  • an annual salary equal to a state legislator's annual salary.

Pregunta 18

Pregunta
(Ch 3) A sales associate recently moved from Dunedin, Florida, to High Springs, Florida. Which statement is true?
Respuesta
  • The sales associate must notify the DBPR of her change in current mailing address within 60 days of the change.
  • The sales associate must notify the DBPR of her change in current mailing address within 10 days of the change.
  • If the sales associate does not change brokers, she is not required to notify the DBPR of her change in mailing address.
  • The sales associate's license is automatically canceled until she notifies the DBPR of her change in current mailing address.

Pregunta 19

Pregunta
(Ch 4) The brokerage relationship disclosure requirements in Ch. 475, F.S., apply to the
Respuesta
  • sale of a 20-unit apartment complex.
  • sale of a condominium unit.
  • residential lease agreement in a duplex.
  • sale of a book store business and real property.

Pregunta 20

Pregunta
(Ch 4) Which statement best describes the duty of loyalty in a single agent relationship?
Respuesta
  • The broker must act in the best interest of the principal.
  • The broker must disclose all latent defects to prospective buyers.
  • Th broker is held to a standard of care that requires knowledge concerning the land and the physical characteristics of the property.
  • The broker must be able to account for all funds received on behalf of the principal.

Pregunta 21

Pregunta
(Ch 4) A real estate broker who works in a limited capacity for both the buyer and the seller in the same transaction is
Respuesta
  • a dual agent.
  • a transaction broker.
  • bound to fiduciary duties to both the buyer and the seller.
  • a single agent of both the buyer and the seller.

Pregunta 22

Pregunta
In the common public relationship that exists in a typical real estate transaction, buyers and sellers are said to be dealing
Respuesta
  • in a fiduciary capacity.
  • at arm's length with each other.
  • in an agency status with each other.
  • under the doctrine of ethical confidentiality.

Pregunta 23

Pregunta
(Ch 5) John Anderson is a licensed real estate sales associate. Under which name may he register and be licensed?
Respuesta
  • Complete Real Estate Sales Services
  • John Anderson Brokerage
  • John Anderson, LLC
  • John Anderson and Partners

Pregunta 24

Pregunta
(Ch 5) A sales associate receives a binder deposit from a prospective buyer on Thursday morning. Later that same day, the associate gives the binder to his broker. By the end of business on what day of the week must the broker deposit the funds into her escrow account?
Respuesta
  • Friday
  • Monday
  • Tuesday
  • Wednesday

Pregunta 25

Pregunta
(Ch 5) Real estate sales associates who receive check payable to them as desposits on the pruchase of the real property
Respuesta
  • endorse the checks, deposit them in their employers' accounts, and maintain good records.
  • endorse the checks and immediately turn them over to their employers.
  • deposit the checks immediately in their own accounts and notify their employers of the reansactions.
  • deposit the checks immediately and give their employers the equivalent amounts in the form of checks or cash.

Pregunta 26

Pregunta
(Ch 5) An individual who paid for rental information but did not obtain a rental is entitiled to repayment of
Respuesta
  • the fee
  • the fee if requested within 10 days of the contract/receipt date
  • 75% of the fee if requsted within 10 days of the contratc/receipt date.
  • 75% of the fee if requested within 30 days of the contract/receipt date.

Pregunta 27

Pregunta
(Ch 5) A broker is preparing to open Sunnyside Realty as a sole proprietorship and is placing an order to have an entrance sign made. Which wording does not need to be included on the sign?
Respuesta
  • Sunnside Realty
  • The broker's lega name
  • Licensed real estate broker
  • 1000 Sunset Blvd.

Pregunta 28

Pregunta
(Ch 7) The federal statute that prohbits a private homeowner from discriminating strictly on the basis of race if selling, renting, or leasing is the
Respuesta
  • 1968 Fair Housing Act
  • 1866 Civil Rights Act
  • 1934 National Housing Act
  • 1968 Interstate Land Sales Full Disclosure Act

Pregunta 29

Pregunta
(Ch 7) The law requiring lenders to disclose the annual percentage rate (APR) of interest is the
Respuesta
  • Regulation Z (Truth in Lending Act)
  • Real Estate Settlement Procedures Act (RESPA)
  • Federal Housing Act (FHA)
  • Florida Deceptive and Unfair Trade Practices Act ("Little FTC Act")

Pregunta 30

Pregunta
(Ch 7) The federal 1968 Fair Housing Act prohibits discrimination based on
Respuesta
  • race, color, religion, sex national origin, familial status, or handicap status
  • race or age
  • religion, age, race, familial status, or handicap status.
  • race, color, religion, age, or national origin.

Pregunta 31

Pregunta
(Ch 7) When security deposits or advance rents are required by a landlord in Florida, such funds
Respuesta
  • must always be kept in a seperate account.
  • may be deposited in the landlord's account if a sufficient surety bond has been posted
  • must always be placed in an interest bearing account.
  • must bear interest at the rate of 7%

Pregunta 32

Pregunta
(Ch 7) The sales associates in a real estate office have been instructed to send all their Spanish-speaking prospects to a new subdivision "beautifully designed with a Spanish flavor." This is an exmaple of
Respuesta
  • steering
  • subordination
  • alienation
  • blockbusting

Pregunta 33

Pregunta
(Ch 8) The most comprehensive interst in real property that an individual may possess in a(n)
Respuesta
  • estate for years.
  • life estate.
  • remainder estate.
  • fee simple estate.

Pregunta 34

Pregunta
(Ch 8) Physical components of real property do not include
Respuesta
  • surface.
  • air space.
  • equitable rights.
  • subsurface.

Pregunta 35

Pregunta
(Ch 8) Fixtures are items that
Respuesta
  • are fixed, or attached, to real propery.
  • were once personal property but are now real property.
  • have been incorporated as a part of real property.
  • are all of these.

Pregunta 36

Pregunta
(Ch 8) A husband and wife decide to get a divorce. In addition to their Florida homesteadd property, they own a vacant lot in the same subdivision acquired in both of their names during the marriage. How will the lot be distributed?
Respuesta
  • The lot is considered to be seperate property and will be distributed equally between the husband and wife.
  • Because the real estate is community property, each spouse is entitled to a one-half interest in the lot.
  • The interest in the lot will revert to a life estate and will be distributed to the lineal descendants.
  • The lot is a marital asset and will be distributed equitably.

Pregunta 37

Pregunta
(Ch 8) The bundle of rights associated with real property does not include
Respuesta
  • use.
  • possession.
  • disposition.
  • utility.

Pregunta 38

Pregunta
(Ch 8) A man and a woman were recently wed. The woman owns a residential lot that was purchased before the marriage. The lot is considered to be
Respuesta
  • seperate property.
  • a marital asset.
  • a tenancy in common.
  • an estate by the entireties.

Pregunta 39

Pregunta
(Ch 8) At the expiration of the lease period and before renegotiation of the lease,a tenant continued to occupy the apartment. The tenant's position is called
Respuesta
  • a tenancy at will
  • a tenancy at sufferance.
  • a freehold estate.
  • an estate in reversion.

Pregunta 40

Pregunta
(Ch 9) A 92-year old man is being forced from his home because of a governmental taking. The home has been in his family for four generations. What recourse, if any, does he have?
Respuesta
  • He can file an injuction to stop the taking.
  • He can pay the deliquent property taxes to prevent the foreclosure.
  • He may request a condemnation proceeding to protest the amount of compensation being offered by the governmental body.
  • He may do all of these.

Pregunta 41

Pregunta
(Ch 9) If the sale contract does not specify the type of deed to be delivered, the seller is required to provide a
Respuesta
  • general warranty deed.
  • special warranty deed.
  • bargain and sale deed.
  • quitclaim deed.

Pregunta 42

Pregunta
(Ch 9) The process of taking property under the power of eminent domain is called
Respuesta
  • escheat.
  • foreclosure.
  • condemnation.
  • voluntary alienation.

Pregunta 43

Pregunta
(Ch 9) The seisin clause in a deed specifies
Respuesta
  • the type of estate being conveyed
  • the improvements being transferred with the land
  • the rights reserved by the grantor
  • that the grantor actually owns the property and has the right to sell it.

Pregunta 44

Pregunta
(Ch 9) The provision in a deed that names the parties and contains the granting clause is the
Respuesta
  • premises
  • encumbrance clause.
  • habendum clause.
  • seisin clause.

Pregunta 45

Pregunta
(Ch 9) When a pathway to a property has been used continuously and without interruption for more than 20 years, it creates an
Respuesta
  • implied easement
  • encroachment
  • alienation by adverse possesion
  • easement by prescription

Pregunta 46

Pregunta
(Ch 10) The NW1/4 of the NE1/4 of the SW1/4, Section 20, Township 4 South, Range 2 East, describes a tract of
Respuesta
  • .125 acre
  • .5 acre
  • 10 acres
  • 64 acres

Pregunta 47

Pregunta
(Ch 10) Calculate the number of acres contained in the following legal description: NE1/4 of the SE1/4 and the SE1/4 of the NE1/4 and the N1/2 of the NE1/4.
Respuesta
  • 30 acres
  • 80 acres
  • 120 acres
  • 160 acres

Pregunta 48

Pregunta
(Ch 10) If you have located a township designated as T1N, R1E, the township due north of that thwonship is
Respuesta
  • T1N, R2E
  • T1S, R1E
  • T2N, R1E
  • T2N, R2E

Pregunta 49

Pregunta
(Ch 11) Which group of legal instruments may legally be prepared by a licensed real estate broker?
Respuesta
  • Listing contracts, buyer brokerage agreements, commercial leases, and deeds.
  • leases, option contracts, promissory notes, and buyer brokerage agreements.
  • Listing agreements, buyer brokerage agrrements, sale contracts, and option contracts.
  • Mortgages, promissory notes, commercial leases, and option contracts.

Pregunta 50

Pregunta
(Ch 11) An adult contracting with a minor is an example of failure to meet which essential of a real estate contract?
Respuesta
  • legality of the object
  • offer and acceptance
  • meeting of the minds
  • competent parties

Pregunta 51

Pregunta
(Ch 11) Canceling a daughter's property indebtedness in a contract due to love and affection is an example of
Respuesta
  • good consideration
  • valuable consideration
  • insufficient consideration
  • inadequate consideration

Pregunta 52

Pregunta
A contract that is not in writing is called
Respuesta
  • a formal contract
  • a parol contract
  • a unilateral cotract
  • an executory contract

Pregunta 53

Pregunta
(Ch 11) A 15-year old teenager entered into a contract with a man, who is of legal age to contract. Which statement is true?
Respuesta
  • the teenager is obligated to honor the terms of the contract
  • the man may divest himself of his obligations under the contract because the contract is invalid
  • the teenager may choose to divest himself of his obligation under the contract
  • this contract is a void contract

Pregunta 54

Pregunta
(Ch 12) In a mortgage transaction in Florida, the legal evidence of the personal debt is the
Respuesta
  • property (collateral)
  • note
  • mortgage instrument
  • borrower's credit history

Pregunta 55

Pregunta
(Ch 12) In title theory states, the mortgage clause that provides that the conveyance of title to the lender is defeated when all the terms of the agreement have been fulfilled is the
Respuesta
  • penatly clause
  • release clause
  • defeasance clause
  • insurance clause

Pregunta 56

Pregunta
(Ch 12) The current maximum FHA loan available for a single-family dwelling is
Respuesta
  • dependent on the location
  • $108,000
  • $203,000
  • $417,000

Pregunta 57

Pregunta
(Ch 12) The maximum amount of a VA loan is
Respuesta
  • $89,000
  • $104,000
  • $417,000
  • not a legislated limit for qualified borrowers.

Pregunta 58

Pregunta
(Ch 12) The loan-to-value ratio is 80%. A buyer wants to acquire a property with a purchase price of $116,000. Calculate the required down payment.
Respuesta
  • $20,000
  • $23,200
  • $32,800
  • $92,800

Pregunta 59

Pregunta
(Ch 13) A couple purchased their home for $125,000. They financed the purchase with an 80% conventional loan. The mortgagee charged 2 1/2 points. Calculate the actual cost in dollars of the points.
Respuesta
  • $1,600
  • $2,000
  • $2,500
  • $3,125

Pregunta 60

Pregunta
(Ch 13) When the Fed increases the reserve requirement,
Respuesta
  • the supply of money increases
  • the supply of money decreases
  • inflation usually immediately follows
  • mortgage interest rates decline immediately

Pregunta 61

Pregunta
(Ch 13) A commercial bank sold a group of 2,000 mortgages directly to Frannie Mae. This is an exmaple of
Respuesta
  • primary market activity
  • secondary market activity
  • loan correspondence
  • intermediation

Pregunta 62

Pregunta
(Ch 13) When the Fed purchases securities, what happens?
Respuesta
  • The supply of money in circulation is reduced
  • Interest rates begin to rise
  • Loanable funds are relased into circulation
  • Pressure is applied to increase the discount rate

Pregunta 63

Pregunta
(Ch 13) The Office of Thrift Supervision regulates
Respuesta
  • savings associations
  • commercial banks
  • credit unions
  • the Rural Housing Service

Pregunta 64

Pregunta
(Ch 13) The rule of thumb used to convert discount points to an annual percentage rate is that each discount point increased the yield by approximately
Respuesta
  • 1/8 of 1%
  • 1/4 of 1%
  • 1/2 of 1%
  • 1%

Pregunta 65

Pregunta
(Ch 14) You bought a house in Citrus, Florida, for $130,000. You gave a deposit of $19,480, assumed a recorded mortgage of $90,520, and signed a new second mortgage and note for $20,000. What are the total state taxes due as a result of this transfer of property?
Respuesta
  • $1,297.50
  • $1,336.75
  • $1,336.8
  • $1,337.10

Pregunta 66

Pregunta
(Ch 14) A woman bought three 200-foot lots on a lake for $500 per front foot each. She then subdivided these lots into six lakefront lots, which she then sold fod $62,000 each. What was her percnetage of profit on the sales?
Respuesta
  • 20%
  • 25%
  • 75%
  • 80%

Pregunta 67

Pregunta
(Ch 14) The following taxes were paid at the closing of a new home: $1,540 state documentary stamp tax on the deed, $693 state documentary stmp tax on the note, and $396 state intangible tax on the mortgage. What was the purchase price of the home?
Respuesta
  • $198,000
  • $220,000
  • $346,500
  • $440,000

Pregunta 68

Pregunta
(Ch 14) A couple is purchasing an apartment building. Each of the five apartments rents for $815 per month. The closing is scheduled for Spetmeber 16, and the rents were collected on September 1. What is the rent proration for this transaction and to whom will the amount be credited? The day of the closing belongs to the buyer.
Respuesta
  • $407.50, credit buyer
  • $1,901.67, credit seller
  • $2,037.50, credit buyer
  • $2,173.33, credit seller

Pregunta 69

Pregunta
(Ch 15) The approach to value most likely to be relevant for appraising a community college is the
Respuesta
  • comparable sales approach
  • cost-depreciation approach
  • income capitlization approach
  • straight-line approach

Pregunta 70

Pregunta
(Ch 15) The subject property has 200 less square feet of living area than a comparable. The market area value of 200 square feet is $20,000. Which adjustment should be made?
Respuesta
  • Add $20,00 to the subject
  • Add $20,00 to the comparable
  • Subract $20,00 from the subject
  • Subtract $20,00 from the comparable

Pregunta 71

Pregunta
(Ch 15) A home has 1,800 square feet of living area and 200 square feet of garage. The reproduction cost new is $48 per square foot for living area and $28 per square foot for finished garage area. The site measures 75 feet wide by 110 feet deep and is valued at $3 per square foot. The economic life of the home is estimated to be 50 years. The house is 10 years old. Te value of the property using the cost depreciation approach is
Respuesta
  • $73,600
  • $86,400
  • $92,000
  • $98,350

Pregunta 72

Pregunta
(Ch 15) A limited partnership wishes to purchase an apartment building that has a monthly net income of $4,000 and monthly expenses of $1,000. If the partnership is to get a 12% return on it's investment, what should it pay for the property?
Respuesta
  • $25,000
  • $33,000
  • $300,000
  • $400,000

Pregunta 73

Pregunta
(Ch 15) An income-producing property has a potential annual gross income of $81,420. Vacancy and collection losses are estimated at 10% of potential gross income. Expenses are estimated at $40,000. The estimated value of the property is $250,000. The capitilization rate for this property is
Respuesta
  • 13.31%
  • 14.91%
  • 16.57%
  • 17.5%

Pregunta 74

Pregunta
(Ch 15) A home recently sold for $58,500. The rent on the home is $450 per month. The GRM for the home is
Respuesta
  • 1.08
  • 10.83
  • 108
  • 130

Pregunta 75

Pregunta
(Ch 15) A building is valued at $150,000 when NOI is capitalized at a rate of 8%. NOI is 40% of effective gross income. The effective gross income is
Respuesta
  • $12,000
  • $22,000
  • $30,000
  • $32,000

Pregunta 76

Pregunta
(Ch 15) A commercial property has a potential gross income of $40,000. Vacancy and collection losses ar 5% of PGI. Additional operating expenses total $12,920. The property has a first mortgage requiring payments of $1,070.50 per month. Using a capitalization rate of 12%, which amount is an accurate estimate of the property's value?
Respuesta
  • $101,333
  • $107,667
  • $209,000
  • $316,667

Pregunta 77

Pregunta
(Ch 15) The annual income earned on a commercial property is $85,000, and the sale price is $722,500. What is the GIM?
Respuesta
  • 6.5
  • 7.5
  • 8.5
  • 9.5

Pregunta 78

Pregunta
(Ch 18) In Florida, real property taxes are levied on a
Respuesta
  • county fiscal-year basis
  • calendar year basis
  • fiscal-year basis
  • quarterly basis

Pregunta 79

Pregunta
(Ch 18) The first step in protesting the assessed value of real property is to
Respuesta
  • contact the county property appraiser or a representative
  • contact the county tax collector or a representative
  • contact the Value Adjustment Board
  • file suit against the Value Adjustment Board

Pregunta 80

Pregunta
(Ch 18) What would be your city and county property taxes if the property assessment is $38,000, you are a Florida resident receiving homestead tax exemption, and the total rate is 28 millls?
Respuesta
  • $364
  • $380
  • $429
  • $924

Pregunta 81

Pregunta
(Ch 18) A 25% service-disabled veteran, who is 75 years old, has been granted a homestead exemption on his $270,000 residence. How much is his total homestead exemption for county taxes?
Respuesta
  • $25,500
  • $30,000
  • $55,000
  • Totally tax exempt

Pregunta 82

Pregunta
(Ch 18) If a lot frontage is 100 feet, street paving costs are $40 per running foot, and the city will pay 25% of paving costs, what will be the assessment to the property owner?
Respuesta
  • $1,000
  • $1,500
  • $3,000
  • $4,000

Pregunta 83

Pregunta
(Ch 18) The maximum amount of profit that may be excluded from taxation on the sale of a home for a qualifying couple, filing seperately, is
Respuesta
  • $125,000
  • $150,000
  • $250,000
  • $500,000
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