3622600
Descripción
Test por ltcolonelswife, actualizado hace más de 1 año
|
|
Creado por ltcolonelswife
hace alrededor de 9 años
|
|
Pregunta 1
Pregunta
compared to the homeowners policy, the dwelling policy provides (broader/more limited) [blank_start]_______________________[blank_end]_property coverage.
Respuesta
-
more limited
Pregunta 2
Pregunta
Which of the following could be covered under a dwelling policy? (choose all that apply)
Respuesta
-
Mobile home not permanently located
-
Home under construction
-
Townhouse
-
Home rented to another person
-
Five-unit apartment building
Pregunta 3
Pregunta
Which of the following coverages are contained in an unendorsed dwelling policy?
Respuesta
-
Dwelling
-
Other structures
-
Liability
-
Personal Property
-
Fair Rental Value
-
Medical payments to others
Pregunta 4
Pregunta
Which of the following items of personal property would be covered under a dwelling policy?
Respuesta
-
Motorcycle
-
Poodle
-
Pool Table
-
Sailboat
Pregunta 5
Pregunta
A DP-1 automatically provides coverage for:
Respuesta
-
fire, lightning, and internal explosions
-
lightning and internal explosions
-
extended coverage perils only
-
vandalism and malicious mischief
Pregunta 6
Pregunta
Under the DP-1, the insured may opt to have property covered against:
Respuesta
-
fire, lightning, and internal explosions
-
all of the perils described in A plus the extended coverage perils
-
all of the perils described in A plus the extended coverage perils and vandalism and malicious mischief
-
any of the above
Pregunta 7
Pregunta
The DP-2 insures against fire, lightning, and which of the following?
Respuesta
-
The extended coverage perils, V&MM, and additional perils
-
The extended coverage perils only
-
V&MM only
Pregunta 8
Pregunta
The DP-3 provides:
Respuesta
-
basic coverage for the dwelling and broad coverage for personal property
-
broad coverage for the dwelling and basic coverage for personal property
-
open peril coverage for the dwelling and broad coverage for personal property
-
open peril coverage for both the dwelling and personal property
Pregunta 9
Pregunta
Which of the following other coverages are included in all dwelling forms? (choose all that apply)
Respuesta
-
Collapse
-
Fire department service charge
-
Debris removal
-
Reasonable repair
-
Trees, shrubs, and other plants
-
Glass or safety glazing material
-
Property removed
Pregunta 10
Pregunta
Under which of the dwelling forms may the insured be reimbursed for the replacement cost when the dwelling is destroyed?
Respuesta
-
All dwelling forms
-
DP-1 Only
-
DP-2 and DP-3
-
DP-3 only
Pregunta 11
Pregunta
the insured has a DP-3 covering a home that has a replacement value of $100,000. The insured carries $60,00 of insurance. Following a loss, it is determined that it would cost $12,000 to replace the damaged portion of the home. How much could the insured collect, assuming the ACV of the loss is $6,000?
Respuesta
-
$6,000
-
$9,000
-
$12,000
-
Nothing
Pregunta 12
Pregunta
Which dwelling forms pay losses to personal property on an actual cash value basis?
Respuesta
-
DP-1
-
DP-2
-
DP-3
-
All of the above
Pregunta 13
Pregunta
Which of the following would be covered under Coverage A or Coverage B of the dwelling policy?
Respuesta
-
A storage shed 100 feet in back of the insured's dwelling where she keeps various yard tools
-
A detached garage that has been altered to house a manufacturing operation
-
A stack of lumber placed at the edge of the insured's property that will be used to construct a boat shed
-
A water softener and water heater located in the insured's attached garage
Pregunta 14
Pregunta
Which of the following losses would be excluded under DP-1?
Respuesta
-
While the insured is on vacation, a power failure that occurs away from the insured's home causes the electricity to go off in the insured's neighborhood for 10 hours. As a result, large amounts of food stored in a freezer are ruined.
-
When Languid Lake overflows, the first story of the insured's home is flooded, causing extensive damage.
-
Following a fire, the insured suffers an additional loss because a city ordinance requires tht he replace his frame dwelling with more expensive fire-resistant materials.
-
An earthquake causes a fire that destroys the insured's home.
Pregunta 15
Pregunta
The Johnson's home is covered by the DP-3. When a fire damages the home, they are forced to stay at a motel for a month while repairs are made. What coverage would reimburse them for these expenses?
Respuesta
-
Coverage C - additional living space
-
Coverage E - additional living space
-
Coverage A (and; only if they had the additional open peril coverage)
-
None of the above.
¿Quieres crear tus propios Tests gratis con GoConqr? Más información.