4092961
Descripción
Test por mgreiner28, actualizado hace más de 1 año
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Creado por mgreiner28
hace alrededor de 9 años
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Pregunta 1
Pregunta
You get a call from IRS saying they have audited your 2013 tax return, and you owe $870. Should you:
Respuesta
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Call your accountant to get details of the audit
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Set up a payment plan with the IRS to pay the money
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Pay the back taxes with a credit card
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Hang up the phone
Pregunta 2
Pregunta
While shopping at a major grocery chain store, a box of cereal is priced at $2.00, but after you go through the checkout lane, you noticed you were charged $2.30. What should you do?
Respuesta
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Go to Customer Service and demand a 30 cent refund
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Go to Customer Service and demand a $3.00 refund
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Go home and file a complaint with the New York Attorney General because you were ripped off
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It was an honest mistake, so you are not entitled to a refund
Pregunta 3
Pregunta
At novelty shop that sells and trades collector's items, you spot a rare postage stamp that you know is worth $850, but the store clerk marked it $8.50. Should you:
Respuesta
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Buy it for $8.50 and resell it to another collector, at its regular price, for a huge profit
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Buy it for $8.50 and add it to your collection for a big savings
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Notify the retailer of the pricing error
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Buy it for $850, then demand a "super refund" because of shop's error
Pregunta 4
Pregunta
New York has a Used Car Lemon Law. Does the state have a New Car Lemon Law?
Respuesta
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yes
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no
Pregunta 5
Pregunta
The maximum mileage allowed for a Lemon Law warranty is:
Respuesta
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50,000 miles
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36,000 miles
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100,000 miles
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There is no limit
Pregunta 6
Pregunta
The maximum age for a car to be covered by the Lemon Law is:
Respuesta
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12 years
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8 years
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No limit
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10 years
Pregunta 7
Pregunta
When buying a used car, the dealer can prohibit you from taking a test drive?
Respuesta
- True
- False
Pregunta 8
Pregunta
You get a phone call from your credit card company informing you that someone has used your card for a large purchase in another state. To confirm you are not a con artist, the caller asks you to confirm your address, birthdate, and place of employment. Then the caller asks you to give your Social Security Number to make sure it matches the number on file. Should you give your Social Security Number?
Respuesta
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Yes
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No
Pregunta 9
Pregunta
Using a handful of coupons you clipped from a savings booklet, you noticed at checkout, the sales tax was applied to the regular price of your merchandise instead of the discounted price. Did the store charge too much for tax?
Respuesta
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Yes
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No
Pregunta 10
Pregunta
Using coupons you found in the grocery store's weekly circular, you noticed the sales tax was:
Respuesta
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Applied to the regular price
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Applied to the discount price
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Was prorated, based on the number of store coupons you used
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The coupons covered the sales tax, so you didn't pay any
Pregunta 11
Pregunta
A snowplow contractor comes to your door and offers to plow your driveway for the entire winter, for $350 if you pay upfront, get a receipt, and he will send you the contract in the mail. But if you can't pay until next week, the price goes up to $450. Should you:
Respuesta
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Save the $100 and pay right away
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Ask the contractor to come back when you can pay
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Ask the contractor to send you a contract in the mail, while you look him up online, and compare his services to other contractors
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Tell him to get lost because he is not a very good businessman
Pregunta 12
Pregunta
When making online purchases, which payment method provides the most security?
Respuesta
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Money order
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Cash
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Credit card
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Wire transfer
Pregunta 13
Pregunta
Entering your name on the Do Not Call Registry has to be renewed how often?
Respuesta
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Every 5 years
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Every 10 years
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Every 15 years
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You only have to register once
Pregunta 14
Pregunta
Which of these will hurt your credit score the most?
Respuesta
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Filing backruptcy
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Being 60 days late paying your credit card
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Maxing out three out of your 6 credit cards
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Your car gets reposessed
Pregunta 15
Pregunta
Paying off your credit card each month:
Respuesta
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Improves your credit score
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Lowers your credit score
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Does not affect your credit score
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It depends on whether your credit card is a MasterCard, Visa, or American Express
Pregunta 16
Pregunta
You get a call from the Government Grants Office that you have been approved for a federal grant of up to $1,500, but they need to get some personal information to determine how much your qualify for. The caller doesn't ask for your Social Security Number. A week later, you receive a check for $1,000 in the mail. You should:
Respuesta
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Deposit the check, and wait for it to clear the bank
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Take it to the post office and report it as mail fraud
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Take it to the police and report fraud
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Throw it in the trash
Pregunta 17
Pregunta
What is "phishing"
Respuesta
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A prank phone call in an attempt to get your bank information
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An attempt by an Internet hacker to steal your identity
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A video game only kids play know how to play
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A way of paying bills online
Pregunta 18
Pregunta
Bonus question: Who is the New York Attorney General?
Respuesta
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Thomas Dinapoli
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William Hochul
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Eric Schneiderman
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Frank Sedita
Pregunta 19
Pregunta
Bonus question 2: Who is the Erie County District Attorney?
Respuesta
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Eric Schneiderman
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Frank Sedita
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Mark Poloncarz
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Stefan Mychajliw
Pregunta 20
Pregunta
Bonus question 3: The Better Business Bureau is:
Respuesta
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A federal agency
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A state agency
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A private not-for-profit agency
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It is a bi-national government agency shared by the U.S. and Canada
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