9879393
Descripción
Test por SIVA KUMAR Y V , actualizado hace más de 1 año
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Creado por SIVA KUMAR Y V
hace más de 7 años
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Pregunta 1
Pregunta
Which of the following is CORRECT statement?
Respuesta
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Interest is paid on current accounts at the same rate as term deposit accounts
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The rate of interest on current account and savings account are the same
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No interest is paid on current & saving deposits by the bank
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Normally no interest is paid on current account deposits
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Savings deposits are the same as current deposits
Pregunta 2
Pregunta
Banks in India normally offers additional interest rate is allowed on retail domestic term deposits of _________
Respuesta
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Minors
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Students
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Senior Citizens
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Persons with disability
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Agricultural Labour
Pregunta 3
Pregunta
The “Banking Ombudsman” may award compensation not exceeding ₹ __________ to the complainant only in the case of complaints relating to credit card operations.
Respuesta
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₹ 50,000
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₹ 1 lakh
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₹ 2 lakh
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₹ 3 lakh
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₹ 5 lakh
Pregunta 4
Pregunta
A banking service provided by a group of networked bank branches where customer may access his/her bank account & perform basic banking transactions from any of the member branch offices is called as __________
Respuesta
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Premier Banking
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Core Banking
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Mainframe Banking
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Narrow Banking
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Para Banking
Pregunta 5
Pregunta
When rate of “Inflation” Increases __________
Respuesta
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Purchasing power of money increases
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Purchasing power of money decreases
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Value of money increases
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Purchasing power of money remains unaffected
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Amount of money in circulation decreases
Pregunta 6
Pregunta
Distribution of insurance products by Banks as corporate agent is known as ______________
Respuesta
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General Insurance
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Re – Insurance
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Bancassurance
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Insurance Banking
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Deposit Insurance
Pregunta 7
Pregunta
Upper Limit Prescribed for RTGS (Real Time Gross Settlement) transaction is ₹ ____________
Respuesta
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₹ 1 Lakh
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₹ 2 Lakh
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₹ 5 Lakh
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₹ 50 Lakh
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No Upper Limit is prescribed
Pregunta 8
Pregunta
“Mortgage” is a ___________
Respuesta
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Security on movable property for a loan given by a bank
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Security on immovable property for a loan given by a bank
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Concession on immovable property for a loan given by a bank
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Facility on immovable property for a loan given by a bank
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Security on immovable property for a deposit received by a bank
Pregunta 9
Pregunta
All commercial banks are required to provide ______% of their Adjusted Net Bank Credit to Priority Sectors.
Respuesta
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15%
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18%
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25%
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30%
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40%
Pregunta 10
Pregunta
“Fixed Deposits” and “Recurrent Deposits” are also called as ______________
Respuesta
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Demand Deposits
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Flexible Deposits
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Lump Sum Deposits
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Term Deposits
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Persistent Deposits
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