2467033
Descripción
Fichas por dylan_earl, actualizado hace más de 1 año
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Creado por dylan_earl
hace más de 9 años
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| Pregunta | Respuesta |
| How are commercial loans based? | Max loan is based on value of property, income of building, assets, borrowing record |
| What is Net Operating Income (NOI)? | Amount left from property rents available to make mortgage payments |
| What is Debt Coverage Ratio? (DCR) | How much of the TDS is covered by NOI |
| DCR is high for Apartments and Low for Hotels due to vacancy T/F | False. Apartments are low and Hotels are high. Hotels have higher vacancy which makes the DCR requirement higher to cover the vacant costs. |
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