684713
Descripción
Fichas por Mark Varela, actualizado hace más de 1 año
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Creado por Mark Varela
hace más de 10 años
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| Pregunta | Respuesta |
| Contract - agent agrees to act on behalf of the principal | IFA is agent of client & owes duty of care |
| IFA owes no duty to insurer but must comply with FCA rules | Client is responsible for acts of the IFA |
| If material fact disclosed to IFA but IFA does not disclose to insurer - non-disclosure, contract void | Insurance companies not responsible for acts of IFA |
| Employee/self-employed rep of insurer is agent of insurer | Insurer is responsible for agent's acts and omissions |
| Agent does not pass on material fact disclosed by client - no non-disclosure, contract valid | Agent owes d.o.c to insurer. Must comply with FCA rules. Insurer responsible for non-compliance |
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