Life insurance

Life insurance

The financial importance of life insurance
1. The insurable hazards of human life
Evolution of life insurance products
1. The changing insurance landscape
2. Impact on insurance premiums
3. Impact on policies
Life insurance policies
Policy types
1. Whole-of-life and endowment policies
  1. Bonuses
2. Term life insurance
3. TPD insurance
4. Trauma insurance
5. Income protection insurance
6. Premium types
  1. Stepped premiums
  2. Level premiums
  3. Hybrid premiums
  4. Suitability
7. Business overheads insurance
8. Insurance bonds
  1. Ten-year rule
  2. Insurance bond redemptions
  3. Switching units
  4. Children's policies
9. Annuities
10. Group insurance products
  1. Policy benefits
  2. Policy exclusions and offsets
  3. Purpose
  4. Availability
  5. Taxation
Business uses of life insurance
1. Overview
2. Key person insurance
  1. Key person revenue
  2. Key person capital
3. Business liability
4. Buy-sell insurance
5. Business overheads insurance
Insurance through superannuation
1. Deductions for the future liability to pay benefits
2. Payment of a death benefit from a life insurance policy to a non-dependant
3. Payment of a death benefit from a life insurance policy to a dependant
4. Lump sum superannuation death benefits paid to the trustee of an estate
5. Trauma insurance
  1. Preservation
  2. Taxation
Life insurance documentation
Insurance claims
1. Death claims
2. TPD claims
3. Trauma insurance claims
4. Income protection claims
Taxation
1. Assessable income of insurance companies
2. Tax financial advice

Siguiente

Descripción

Resumen del Recurso

Similar

	Creado por b_serong hace casi 9 años