Creado por Det Ferraris
hace más de 11 años
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Franchise Health
Association
Self-Insured (Self-Funded) Plan
Self Insured= Self-Funded
Self-Insured plans CANNOT be used for DEATH BENEFITS (Life Insurance)
the following may opt for a SELF-INSURED medical and disability plan:
Stop-Loss Coverage AKA Retention Limit
Multiple Employer Trust
Individual Health UW Factors
Health Underwriter
Group Health UW Factors
Accidental Death (AD)
AD&D
Principal Sum
Capital Sum
The DOI has jurisdiction over entities that provide coverage designed to pay for health care provider's services and expenses UNLESS health care providers are appropriately licensed or certified by other governmental agencies
COBRA
COBRA
COBRA applies to only Group Health NOT Group Life
Cal-COBRA
COBRA=Federal
Cal COBRA= Cal State
Qualifying Events to Qualify for COBRA/ CAL COBRA
ERISA
ERISA
Right to Terminate
Americans with Disabilities Act (ADA)
FMLA
Covered FMLA events
CFRA= State Law
FMLA= Federal Law
CFRA provides employees up to 12 weeks for maternity leave
Maternity/Pregnancy
Pregnancy Discrimination Act
Women's Health & Cancel Rights Act