What coverages are included in Section I ?
Swelling
Other Structures
Contents or Personal Property
Loss of use of Additional Living Expense (ALE)
What does an HO-A cover at RC?
Dwelling only
Everything
Nothing. This policy is ACV only
Contents only
How do you arrive at the ACV cost?
By applying the age to the amount the insureds says they paid for the item.
Add the deductible to the policy limit
RC less the Deductible
RC minus depreciation from AGE and condition
Is the peril of Flood covered on any Homeowners policies?
Case by case
No
Yes
How many hours is generally given to Inspect a property after an assignment is received?
144
72
48
24
