P & C Exam Prep: Ch 4 Liability and Negligence

1

1. A parent being held responsible for damaged caused by their child is called

1

A is a wrong against an individual other than criminal or breach of contract.

1

The party claiming injury or harm in a liability situation is referred to as the .

1

1. ❌ is physical injury or death to another person.
2. ❌ is a form of written defamation.
3. A ❌ in an insurance policy that explains the insured's obligation related to reporting claims.
4. ❌ to do what is reasonable and prudent is called ❌.
5. An award of damages designed specifically to pay for injury or property damage is called ❌.
6. A defense against negligence that asserts something ❌ of events leading from the ❌ of duty to the injury is termed an ❌.

Bodily Injury

Damages

Libel

Slander

requirement

option

Failure

Intention

Negligence

Liability

Compensatory Damage

Notice of Claim

broke the chain

initiated a chain

breach

responsibility

Intervening Cause

Proximate Cause

1

Which of the following are examples of liability losses? [Choose all that apply to the definition of a liability loss]

1

Unlike the commission of a crime, a Tort is a part of civil law and concerned with the private relationships between people.

1

_________________________________________ is the lack of reasonable care required to protect others from the unreasonable chance of harm.

1

Which of the following are examples of liability losses?
A. Ronald allows his large dog to run loose. One day the dog bites a child while the chils playing in her own yard.

B. During a severe storm, a limb from a well-intended tree in Sandra's yard breaks and falls into Shirley['s yard, damaging a swing set.

C. Thomas's son leaves a toy truck on the front walk. The mail carrier trips over it and breaks her leg.

1

Failure to use the care that is required to protect others from the unreasonable chance of harm is:

1

All of the following must be present to establish negligence EXCEPT:

1

Types of Liability: Sometimes a person or organization may be held liable for injuring someone and the action may neither have been intentional or negligent. All of the following are forms of liability EXCEPT:

1

An action that, in a natural and continuous sequence (unbroken chain of events), produces a loss is the:

1

Liability that is imposed as a matter of law without regard to negligence is

1

Liability losses are known as

1

Exam Prep Practice Test for Ch 4, Liability and Negligence