P & C Exam Prep: Ch 4 Liability and Negligence

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1. A parent being held responsible for damaged caused by their child is called

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A is a wrong against an individual other than criminal or breach of contract.

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The party claiming injury or harm in a liability situation is referred to as the .

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1. ❌ is physical injury or death to another person.
2. ❌ is a form of written defamation.
3. A ❌ in an insurance policy that explains the insured's obligation related to reporting claims.
4. ❌ to do what is reasonable and prudent is called ❌.
5. An award of damages designed specifically to pay for injury or property damage is called ❌.
6. A defense against negligence that asserts something ❌ of events leading from the ❌ of duty to the injury is termed an ❌.

Bodily Injury

Damages

Libel

Slander

requirement

option

Failure

Intention

Negligence

Liability

Compensatory Damage

Notice of Claim

broke the chain

initiated a chain

breach

responsibility

Intervening Cause

Proximate Cause

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Which of the following are examples of liability losses? [Choose all that apply to the definition of a liability loss]

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Unlike the commission of a crime, a Tort is a part of civil law and concerned with the private relationships between people.

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_________________________________________ is the lack of reasonable care required to protect others from the unreasonable chance of harm.

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Which of the following are examples of liability losses?
A. Ronald allows his large dog to run loose. One day the dog bites a child while the chils playing in her own yard.

B. During a severe storm, a limb from a well-intended tree in Sandra's yard breaks and falls into Shirley['s yard, damaging a swing set.

C. Thomas's son leaves a toy truck on the front walk. The mail carrier trips over it and breaks her leg.

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Failure to use the care that is required to protect others from the unreasonable chance of harm is:

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All of the following must be present to establish negligence EXCEPT:

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Types of Liability: Sometimes a person or organization may be held liable for injuring someone and the action may neither have been intentional or negligent. All of the following are forms of liability EXCEPT:

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An action that, in a natural and continuous sequence (unbroken chain of events), produces a loss is the:

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Liability that is imposed as a matter of law without regard to negligence is

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Liability losses are known as

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Exam Prep Practice Test for Ch 4, Liability and Negligence

P & C Exam Prep: Ch 4 Liability and Negligence

P & C Exam Prep: Ch 4 Liability and Negligence

1. A parent being held responsible for damaged caused by their child is called

A is a wrong against an individual other than criminal or breach of contract.

The party claiming injury or harm in a liability situation is referred to as the .

Which of the following are examples of liability losses? [Choose all that apply to the definition of a liability loss]

Unlike the commission of a crime, a Tort is a part of civil law and concerned with the private relationships between people.

_________________________________________ is the lack of reasonable care required to protect others from the unreasonable chance of harm.

Failure to use the care that is required to protect others from the unreasonable chance of harm is:

All of the following must be present to establish negligence EXCEPT:

Types of Liability: Sometimes a person or organization may be held liable for injuring someone and the action may neither have been intentional or negligent. All of the following are forms of liability EXCEPT:

An action that, in a natural and continuous sequence (unbroken chain of events), produces a loss is the:

Liability that is imposed as a matter of law without regard to negligence is

Liability losses are known as

Liability policies usually pay damages for the insured's liability for (choose all that apply.

Supplementary Payments are