Este test está cronometrado.
Tienes 10 minutos para completar 10 preguntas de este test.
Which of the following is CORRECT statement?
Interest is paid on current accounts at the same rate as term deposit accounts
The rate of interest on current account and savings account are the same
No interest is paid on current & saving deposits by the bank
Normally no interest is paid on current account deposits
Savings deposits are the same as current deposits
Banks in India normally offers additional interest rate is allowed on retail domestic term deposits of _________
Minors
Students
Senior Citizens
Persons with disability
Agricultural Labour
The “Banking Ombudsman” may award compensation not exceeding ₹ __________ to the complainant only in the case of complaints relating to credit card operations.
₹ 50,000
₹ 1 lakh
₹ 2 lakh
₹ 3 lakh
₹ 5 lakh
A banking service provided by a group of networked bank branches where customer may access his/her bank account & perform basic banking transactions from any of the member branch offices is called as __________
Premier Banking
Core Banking
Mainframe Banking
Narrow Banking
Para Banking
When rate of “Inflation” Increases __________
Purchasing power of money increases
Purchasing power of money decreases
Value of money increases
Purchasing power of money remains unaffected
Amount of money in circulation decreases
Distribution of insurance products by Banks as corporate agent is known as ______________
General Insurance
Re – Insurance
Bancassurance
Insurance Banking
Deposit Insurance
Upper Limit Prescribed for RTGS (Real Time Gross Settlement) transaction is ₹ ____________
₹ 1 Lakh
₹ 2 Lakh
₹ 5 Lakh
₹ 50 Lakh
No Upper Limit is prescribed
“Mortgage” is a ___________
Security on movable property for a loan given by a bank
Security on immovable property for a loan given by a bank
Concession on immovable property for a loan given by a bank
Facility on immovable property for a loan given by a bank
Security on immovable property for a deposit received by a bank
All commercial banks are required to provide ______% of their Adjusted Net Bank Credit to Priority Sectors.
15%
18%
25%
30%
40%
“Fixed Deposits” and “Recurrent Deposits” are also called as ______________
Demand Deposits
Flexible Deposits
Lump Sum Deposits
Term Deposits
Persistent Deposits