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3933031
FCRA/ Reg V
Description
Fair Credit Reporting Act
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trainingpro.com
applying mortgage knowledge
mortgagesfinancingandcredit.org
Mind Map by
andrea.browne
, updated more than 1 year ago
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Created by
andrea.browne
over 9 years ago
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Resource summary
FCRA/ Reg V
Fair Credit Reporting Act
Ensure the accuracy, fairness, and privacy of consumers' personal information that is assembled and sed by consumer reporting agencies
Applies to any transaction that involves the used of credit reports, consumer investigatory reports and employment background checks
Obligations of Users
Certification of Permissable Purpose, Must be a valid reason to obtain a credit report
Notification of Adverse action
Notification of Adverse action based on information from affiliates
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