16515923
Descrição
FlashCards por Genevieve Gagnon, atualizado more than 1 year ago
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Criado por Genevieve Gagnon
mais de 5 anos atrás
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| Questão | Responda |
| The financial management of flood risk is increasingly problematic due to the combination of several trends: | 1. the growth in population 2. the concentration of urban and industrial 3. the onset of more violent weather patterns, 4. the increase in the vulnerability of the infrastructure 5. under-investment in risk mitigation measures. |
| 5 main underlying hazards that can generate overland floods: | 1. Spring snow-melt runoff (Riviere Richelieu) 2. Storm rainfall (Toronto) 3. Tidal flooding (Thailande) 4. Natural dam failure 5. Structural failure (Saguenay) |
| 3 main types of floods based on location | 1.Fluvial flooding (Riviere Richelieu) 2. Urban (i.e., pluvial) flooding (Toronto) 3. Coastal flooding (i.e., storm surge) (tsunami) |
| Flood Coverage | Personal property: No (Sewer back up) Automobile: Yes Commercial Property: Yes |
| Reasons Insurers often end up paying for a significant portion of associated losses. | 1. often two different perils: 2. to avoid reputation damage and potential political pressures. |
| Why is flood not insurable? | 1. predictable 2. correlated 3. large number affected |
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