4618306
| Questão | Responda |
| Risk Management | Is the process of making and carrying out decisions that will minimize the adverse effects of accidental losses upon an organizations |
| Loss Exposure | Is the chance of a financial loss to an organization as a result of a particular peril striking a thing of value |
| Tangible Property | Property that is real, can be touched, and has form and substance |
| Going Concern Value | The difference in the value of property which must be sold after a loss and its value had the business continued |
| Intangible Property | Property that has no physical substance and consists of legal rights rather than things |
| Expediting Costs | The extra costs incurred in hastening the recovery of a business after a loss |
| Risk Control | The steps taken to reduce the frequency and severity of losses as much as possible with the resources that are available |
| Risk Financing | Paying those losses that inevitably occur |
| Segregation | Involves arranging an organization's activities and resources so that no single event can cause simultaneous losses to all of them |
| Separation | Involves dividing an organization's single asset or operation into two or more separate units |
| Duplication | Involves complete reproduction of an organization's own "standby" asset or facility to be kept in reserve |
| Retention | Includes all means of generating funds from within the business to pay for losses |
| Contractual Transfer | Includes all means of generating funds from outside the business to pay for losses |
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