British Princess
Quiz por , criado more than 1 year ago

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British Princess
Criado por British Princess aproximadamente 6 anos atrás
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Personal Money Service Quiz

Questão 1 de 10

1

Which of the following threatens your wallet the most?

Selecione uma das seguintes:

  • Getting a coffee at the coffee shop

  • Having no budget

  • Borrowing money to buy a car

Explicação

Questão 2 de 10

1

When applying for a store credit card, how do you know if you’re approved?

Selecione uma das seguintes:

  • From your outfit

  • Based on your credit score

  • From the amount of money you spent in the store

Explicação

Questão 3 de 10

1

What’s a good FICO credit score?

Selecione uma das seguintes:

  • In the 500s

  • In the 600s

  • In the 700s

Explicação

Questão 4 de 10

1

What does a phisher require?

Selecione uma das seguintes:

  • Personal and financial details

  • A date

  • Academic records

Explicação

Questão 5 de 10

1

If you’ve been a victim of credit card fraud, how much do you owe in the end?

Selecione uma das seguintes:

  • The total bill

  • $500

  • $50

Explicação

Questão 6 de 10

1

What's the key difference between a Roth IRA and Traditional IRA?

Selecione uma das seguintes:

  • Roth IRAs and Traditional IRAs are both taxed

  • Roth IRAs include stocks and Traditional IRAs don’t

  • In case with Roth IRAs, you pay taxes before putting the money in the account - With Traditional IRAs, you pay taxes when you taking money in retirement.

Explicação

Questão 7 de 10

1

Your savings account’s interest rate is 1% a year and the inflation is 2% a year.
How will the money sum change after one year?

Selecione uma das seguintes:

  • The money will stay exactly the same

  • Money in the account would buy more than today

  • Money in the account would buy less than today

Explicação

Questão 8 de 10

1

How much money should go into the emergency fund?

Selecione uma das seguintes:

  • 3% of the salary

  • 3-6 months worth of income

  • Nothing

Explicação

Questão 9 de 10

1

How do you know if you’ve been a victim of credit card fraud?

Selecione uma das seguintes:

  • You receive someone else’s mail

  • You receive someone else’s bills

  • You receive spam mail

Explicação

Questão 10 de 10

1

How to start building the credit score?

Selecione uma das seguintes:

  • Get rid of the credit card in order not to make more purchases

  • Maintain the credit card balance and pay the minimum every month

  • Pay all the bills in time

Explicação

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