Raquel Lindsay-M
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Prepping college

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Raquel Lindsay-M
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Preparing for College FINAL

Questão 1 de 103

1

1. The price for many free applications on the Internet includes

Selecione uma das seguintes:

  • A. a request for a password.

  • B. a reduced processing speed.

  • C. a small fee for uploads.

  • D. allowing a cookie to be put on your computer.

Explicação

Questão 2 de 103

1

2. One advantage of e-books over traditional books is that

Selecione uma das seguintes:

  • A. they can be sold to other students.

  • B. they come with supplements.

  • C. they are faster to read.

  • D. they are searchable.

Explicação

Questão 3 de 103

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3. What is a podcast?

Selecione uma das seguintes:

  • A. An audio or video recording of instructional or entertaining material that can be accessed on the Internet

  • B. A Web-based public diary in which a writer provides written commentary

  • C. A Web-based public diary in which a writer provides video-based commentary

  • D. A way to get to know your instructor better

Explicação

Questão 4 de 103

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4. What is a blog?

Selecione uma das seguintes:

  • A. An audio or video recording of instructional material that can be accessed on the Internet

  • B. A Web-based public diary in which a writer provides written commentary

  • C. A Web-based public diary in which a writer provides video-based commentary

  • D. A collaborative wiki

Explicação

Questão 5 de 103

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5. What is a vlog?

Selecione uma das seguintes:

  • A. An audio or video recording of instructional material that can be accessed on the Internet

  • B. A Web-based public diary in which a writer provides written commentary

  • C. A Web-based public diary in which a writer provides video-based commentary

  • D. A collaborative wiki

Explicação

Questão 6 de 103

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6. Which of these statements is FALSE?

Selecione uma das seguintes:

  • A. Facebook and Myspace are designed for social interactions.

  • B. Employers don't access social networking sites when making hiring decisions

  • C. You can control your privacy settings on social networking sites.

  • D. Group work is an essential part of post-secondary education.

Explicação

Questão 7 de 103

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7. LinkedIn is an example of what type of application?

Selecione uma das seguintes:

  • A. Professional networking

  • B. Social networking

  • C. Online private workspace

  • D. Online shared workspace

Explicação

Questão 8 de 103

1

8. The key feature of distance learning courses is

Selecione uma das seguintes:

  • A. the number of students.

  • B. the nature of interaction between instructor and students.

  • C. the number of normative hours.

  • D. the number of assignments.

Explicação

Questão 9 de 103

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9. One potential challenge of distance learning is

Selecione uma das seguintes:

  • A. the need for extra discipline and time management skills

  • B. the lack of opportunities to develop your writing skills.

  • C. the number of class hours.

  • D. the number of assignments.

Explicação

Questão 10 de 103

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10. One potential benefit of distance learning is

Selecione uma das seguintes:

  • A. the immediacy of feedback.

  • B. the carefully structured pace.

  • C. the potential for more online contact with your professor.

  • D. the lack of written assignments.

Explicação

Questão 11 de 103

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11. What is netiquette?

Selecione uma das seguintes:

  • A. Guidelines for demonstrating civility and respect in an online environment

  • B. Guidelines for demonstrating civility and respect in an offline environment

  • C. Guidelines for demonstrating excellence

  • D. Guidelines for etiquette when online gaming

Explicação

Questão 12 de 103

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12. What are emoticons

Selecione uma das seguintes:

  • A. Symbols that show the writer is not being serious in his/her comments

  • B. Symbols used instead of punctuation in email or text messages

  • C. Symbols used to provide information on the emotion that the writer wants the reader to feel

  • D. Symbols used in email or text message that provide information on the emotion that the writer is trying to convey

Explicação

Questão 13 de 103

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13. Which of the following statements is FALSE?

Selecione uma das seguintes:

  • A. You should use different email addresses, depending on purpose.

  • B. You should use the same email address for social and job-seeking purposes.

  • C. Consider carefully the tone you convey in an email.

  • D. Consider carefully the content you put in an email.

Explicação

Questão 14 de 103

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14. An informative subject line of an email might read

Selecione uma das seguintes:

  • A. Funding applications.

  • B. Funding applications due at noon.

  • C. Funding applications due at noon on Oct 17

  • D. Important: funding applications due.

Explicação

Questão 15 de 103

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15. If you have more than one topic to discuss with an email recipient, you should

Selecione uma das seguintes:

  • A. write separate emails for each topic.

  • B. include all topics in one email.

  • C. use more abbreviations in the email to keep it short.

  • D. include the topics as attachments.

Explicação

Questão 16 de 103

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16. Information competency is defined as

Selecione uma das seguintes:

  • A. the ability to determine where information can be found.

  • B. the ability to determine what information is true.

  • C. the ability to determine what information is necessary, and then to locate, evaluate, credit, and effectively use that information.

  • D. the ability to synthesize information from a variety of sources.

Explicação

Questão 17 de 103

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17. An online database is defined as

Selecione uma das seguintes:

  • A. an electronic, organized body of information on a related topic, or dealing with related media.

  • B. a series of volumes that attempt to cover the entire range of knowledge.

  • C. a list of all the materials held in the library, as well as their locations.

  • D. a way to search by subject, date range, abstract, or author.

Explicação

Questão 18 de 103

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18. One way to protect your privacy online is to

Selecione uma das seguintes:

  • A. use public computers whenever possible.

  • B. accept cookies from free websites.

  • C. set your browser to remember your passwords.

  • D. adjust your social media settings to restrict access to your information

Explicação

Questão 19 de 103

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19. One way you can limit the number of results returned on an online search is to use

Selecione uma das seguintes:

  • A. Quotation marks.

  • B. Apostrophes.

  • C. Punctuation.

  • D. Equal signs.

Explicação

Questão 20 de 103

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20. Using minus (-) signs before terms in an online search will

Selecione uma das seguintes:

  • A. denote that the word can have more than one ending.

  • B. denote a phrase that should appear in its entirety.

  • C. denote terms that you do not want to appear in the results.

  • D. denote words like AND, OR, AND NOT, and NEAR.

Explicação

Questão 21 de 103

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21. Using an asterisk (*) after terms in an online search will

Selecione uma das seguintes:

  • A. denote that the word can have more than one ending

  • B. denote a phrase that should appear in its entirety.

  • C. denote terms that you do not want to appear in the results.

  • D. denote words like AND, OR, AND NOT, and NEAR.

Explicação

Questão 22 de 103

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22. When it comes to plagiarizing sources not cited, "the ghost writer" tends to

Selecione uma das seguintes:

  • A. borrow generously from his or her previous work.

  • B. alter the paper's appearance slightly by changing key words and phrases.

  • C. copy significant portions of text from a single source without alteration.

  • D. turn in another's work, word-for-word, as his or her own

Explicação

Questão 23 de 103

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23. When it comes to plagiarizing sources not cited, the writer who engages in "the poor disguise" tends to

Selecione uma das seguintes:

  • A. borrow generously from his or her previous work.

  • B. alter the paper's appearance slightly by changing key words and phrases.

  • C. copy significant portions of text from a single source without alteration.

  • D. turn in another's work, word-for-word, as his or her own.

Explicação

Questão 24 de 103

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24. When it comes to plagiarizing sources not cited, the writer who engages in "the photocopy" tends to

Selecione uma das seguintes:

  • A. borrow generously from his or her previous work.

  • B. alter the paper's appearance slightly by changing key words and phrases.

  • C. copy significant portions of text from a single source without alteration

  • D. turn in another's work, word-for-word, as his or her own.

Explicação

Questão 25 de 103

1

25. When it comes to plagiarizing sources not cited, the writer who acts as "the self-stealer" tends to

Selecione uma das seguintes:

  • A. borrow generously from his or her previous work.

  • B. alter the paper's appearance slightly by changing key words and phrases.

  • C. copy significant portions of text from a single source without alteration.

  • D. turn in another's work, word-for-word, as his or her own.

Explicação

Questão 26 de 103

1

26. When it comes to plagiarizing sources that are cited, "the forgotten footnote" exists when

Selecione uma das seguintes:

  • A. the writer copies from several different sources.

  • B. the writer takes the time to paraphrase from several sources.

  • C. the writer provides inaccurate information regarding sources.

  • D. the writer neglects to include specific information on the location of the material referenced.

Explicação

Questão 27 de 103

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27. When it comes to plagiarizing sources that are cited, "the misinformer" tends to

Selecione uma das seguintes:

  • A. copy from several different sources.

  • B. take the time to paraphrase from several sources.

  • C. provide inaccurate information regarding sources.

  • D. neglect to include specific information on the location of the material referenced.

Explicação

Questão 28 de 103

1

28. A closely related set of ideas that suggest a way of approaching a topic is

Selecione uma das seguintes:

  • A. an outline.

  • B. a thesis.

  • C. a defence.

  • D. an argument.

Explicação

Questão 29 de 103

1

29. A set of facts, research findings, or other evidence used to support a thesis is

Selecione uma das seguintes:

  • A. an outline.

  • B. a defence.

  • C. an argument.

  • D. an action.

Explicação

Questão 30 de 103

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30. Mind mapping allows you to

Selecione uma das seguintes:

  • A. explore your topic.

  • B. generate your topic.

  • C. write without an outline.

  • D. write in one step.

Explicação

Questão 31 de 103

1

31. Which of the following steps should you take first when writing an essay?

Selecione uma das seguintes:

  • A. Outline

  • B. Mind map

  • C. Organize research

  • D. Write

Explicação

Questão 32 de 103

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32. Which of the following steps should you take last when writing an essay?

Selecione uma das seguintes:

  • A. Outline

  • B. Mind map

  • C. Organize research

  • D. Write

Explicação

Questão 33 de 103

1

33. Writer's block may be overcome through the practice of

Selecione uma das seguintes:

  • A. writing the whole essay at once.

  • B. writing before outlining.

  • C. writing immediately after eating.

  • D. writing immediately upon waking up in the morning.

Explicação

Questão 34 de 103

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34. What are the elements normally listed on a title page of a report?

Selecione uma das seguintes:

  • A. Title of the assignment only

  • B. Title of the assignment, title of the professor, and the date the assignment was handed in

  • C. Title of the assignment, the date the assignment is due, and the date the assignment was handed in

  • D. Title of the assignment, your name and student number, and the course code

Explicação

Questão 35 de 103

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35. What does the conclusion section of a report normally contain?

Selecione uma das seguintes:

  • A. A few paragraphs outlining the scope and the main topics

  • B. Highlights and recommendations

  • C. Main topics and subtopics

  • D. A list of topics and subtopics

Explicação

Questão 36 de 103

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36. What does the introduction section of a report normally contain?

Selecione uma das seguintes:

  • A. A few paragraphs outlining the scope and the main

  • B. Highlights and recommendations

  • C. Main topics and subtopics

  • D. A list of topics and subtopics

Explicação

Questão 37 de 103

1

37. What does the body section of a report normally contain?

Selecione uma das seguintes:

  • A. A few paragraphs outlining the scope and the main topics

  • B. Highlights and recommendations

  • C. Main topics and subtopics

  • D. A list of topics and subtopics

Explicação

Questão 38 de 103

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38. What does the bibliography section of a report normally contain?

Selecione uma das seguintes:

  • A. A list of topics and subtopics

  • B. A list of conclusions

  • C. A list of sources used

  • D. A list of graphs, diagrams, and supporting articles

Explicação

Questão 39 de 103

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39. What do the appendices section of a report normally contain?

Selecione uma das seguintes:

  • A. Major topics and subtopics

  • B. Graphs, diagrams, and supporting articles

  • C. Works cited

  • D. Conclusions and recommendations

Explicação

Questão 40 de 103

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40. Which of these statements is FALSE with regard to presentation anxiety?

Selecione uma das seguintes:

  • A. Such anxiety is caused because you cannot control the audience's reaction.

  • B. Such anxiety is normal.

  • C. Practiced presenters feel no anxiety.

  • D. Practised presenters usually feel a bit anxious.

Explicação

Questão 41 de 103

1

41. For a presentation, you can determine which topics to cover and in how much depth on the basis of

Selecione uma das seguintes:

  • A. your grade.

  • B. your audience

  • C. your subtopics.

  • D. your table of contents.

Explicação

Questão 42 de 103

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42. Making a mental movie of a decision means

Selecione uma das seguintes:

  • A. playing different parts in your friends' lives.

  • B. seeing yourself in different roles in the decision.

  • C. working through different scripts in your head to envision potential outcomes.

  • D. thinking through the most favourable alternative to determine the outcome.

Explicação

Questão 43 de 103

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43. What is the best way to make a decision or solve a problem when in "crisis mode"?

Selecione uma das seguintes:

  • A. Act on your gut instinct right away.

  • B. Delay until the situation changes.

  • C. Compartmentalize (break down/chunking) the problem.

  • D. Choose the quickest and easiest solution.

Explicação

Questão 44 de 103

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44. Problem-solving is defined as

Selecione uma das seguintes:

  • A. the process depicted in decision trees.

  • B. the process depicted in freewriting.

  • C. the process of deciding among various alternatives.

  • D. the mental activity involved in generating a set of alternative courses of action to enhance decision-making.

Explicação

Questão 45 de 103

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45. Chunking is defined as

Selecione uma das seguintes:

  • A. breaking a problem down into two pieces.

  • B. breaking a problem down into smaller, more manageable pieces

  • C. dividing a problem into parts you can solve and parts that you can't solve.

  • D. dividing a problem into parts that are short-term and long-term.

Explicação

Questão 46 de 103

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46. In Robert Ennis's classic definition of critical thinking, such thinking is

Selecione uma das seguintes:

  • A. intuitive or feeling-based.

  • B. reasonable, reflective thinking that is focused on deciding what to believe or do.

  • C. based on the opinions of others.

  • D. based on information gathered over time.

Explicação

Questão 47 de 103

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47. Before you make a decision, you need to begin with

Selecione uma das seguintes:

  • A. the pros and cons.

  • B. the alternatives.

  • C. the end you have in mind

  • D. the criteria.

Explicação

Questão 48 de 103

1

48. To avoid providing a short-term answer to an immediate problem, when making a decision, you need to consider

Selecione uma das seguintes:

  • A. the context of your entire life.

  • B. the alternatives.

  • C. the pros and cons.

  • D. how fast the decision will take effect.

Explicação

Questão 49 de 103

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49. When determining the probability that an outcome will take place, you need to

Selecione uma das seguintes:

  • A. make a rough estimate of the likelihood that an outcome will come to pass.

  • B. toss a coin.

  • C. assign a precise number to the likelihood that an outcome will come to pass.

  • D. rate the chances that the outcome will come to pass.

Explicação

Questão 50 de 103

1

50. What is the first step in solving any problem?

Selecione uma das seguintes:

  • A. Generating alternatives

  • B. Being as clear as you can about what the problem is

  • C. Generating solutions

  • D. Taking another's perspective

Explicação

Questão 51 de 103

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51. Why is it so easy to jump to conclusions when we are facing everyday problems?

Selecione uma das seguintes:

  • A. We may be unaware of the assumptions that underlie our thinking.

  • B. We accept some bit of information as a fact.

  • C. We confuse fact with opinion.

  • D. We don't like to rely on common sense.

Explicação

Questão 52 de 103

1

52. If two events appear to be associated with one another, we CAN’T conclude

Selecione uma das seguintes:

  • A. a relationship

  • B. causality.

  • C. interference

  • D. comparison.

Explicação

Questão 53 de 103

1

53. When choosing group members, it is most important to consider

Selecione uma das seguintes:

  • A. pre-existing friendships.

  • . compatible schedules.

  • C. Intellectual Intelligence.

  • D. Emotional Intelligence.

Explicação

Questão 54 de 103

1

54. Emotional intelligence, according to Daniel Goleman, means possessing abilities such as

Selecione uma das seguintes:

  • A. being able to instantly gratify oneself.

  • B. being able to motivate oneself and persist in the face of frustrations.

  • C. being able to motivate others.

  • D. being able to sympathize with others.

Explicação

Questão 55 de 103

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55. In which stage of a group's evolution do group members try to determine how the group will work and which role each person will play?

Selecione uma das seguintes:

  • A. Adjourning

  • B. Performing

  • C. Norming

  • D. Forming

Explicação

Questão 56 de 103

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56. In which stage of a group's evolution do groups tend to disintegrate?

Selecione uma das seguintes:

  • A. Performing

  • B. Norming

  • C. Storming

  • D. Adjourning

Explicação

Questão 57 de 103

1

57. In which stage of a group's evolution do groups start to bond?

Selecione uma das seguintes:

  • A. Forming

  • B. Storming

  • C. Norming

  • D. Performing

Explicação

Questão 58 de 103

1

58. In which stage of a group's evolution do groups focus on working together to get the task done?

Selecione uma das seguintes:

  • A. Forming

  • B. Performing

  • C. Storming

  • D. Norming

Explicação

Questão 59 de 103

1

59. To engage in reflective feedback, you should

Selecione uma das seguintes:

  • A. rephrase what the speaker has said.

  • B. reframe what the speaker has said.

  • C. ask questions.

  • D. deal with distractions.

Explicação

Questão 60 de 103

1

60. What term refers to shared national origins or cultural patterns?

Selecione uma das seguintes:

  • A. Sociology

  • B. Diversity

  • C. Ethnicity

  • D. Culture

Explicação

Questão 61 de 103

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61. What term reflects the learned behaviours, beliefs, and attitudes that are characteristic of an individual society?

Selecione uma das seguintes:

  • A. sociology

  • B. diversity

  • C. ethnicity

  • D. culture

Explicação

Questão 62 de 103

1

62. What term is defined as knowledge and understanding about other ethnic groups, cultures, and minority groups?

Selecione uma das seguintes:

  • A. Cultural competence

  • B. IQ

  • C. Emotional intelligence

  • D. Diversity training

Explicação

Questão 63 de 103

1

63. What term is defined as evaluation or judgments of members of a group that are based primarily on membership in the group?

Selecione uma das seguintes:

  • A. Culture

  • B. Prejudice

  • C. Ethnicity

  • D. Discrimination

Explicação

Questão 64 de 103

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64. What term is defined as behaviour directed towards individuals on the basis of their membership in a particular group?

Selecione uma das seguintes:

  • A. Culture

  • B. Prejudice

  • C. Ethnicity

  • D. Discrimination

Explicação

Questão 65 de 103

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65. What term is defined as beliefs and expectations about members of a group that are held simply because of that membership in the group?

Selecione uma das seguintes:

  • A. Stereotypes

  • B. Prejudice

  • C. Ethnicity

  • D. Discrimination

Explicação

Questão 66 de 103

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66. In Toronto, what percentage of the city's residents was born outside of Canada?

Selecione uma das seguintes:

  • A. 15

  • B. 25

  • C. 40

  • D. 50

Explicação

Questão 67 de 103

1

67. Which is North America's most multicultural city?

Selecione uma das seguintes:

  • A. Montreal

  • B. Vancouver

  • C. Toronto

  • D. Ottawa

Explicação

Questão 68 de 103

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68. In Toronto, what approximate percentage of the city's residents speaks a language other than English or French at home?

Selecione uma das seguintes:

  • A. 40 %

  • B. 30 %

  • C. 20 %

  • D. 10 %

Explicação

Questão 69 de 103

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69. What is the definition of a zero-sum game?

Selecione uma das seguintes:

  • A. A situation in which loser takes all

  • B. A situation in which there can be two winners, or two losers

  • C. A situation in which when one person wins, the other person automatically loses

  • D. A situation in which both parties walk away with something they want

Explicação

Questão 70 de 103

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70. Failing a course, losing a job, and ending a relationship are examples of

Selecione uma das seguintes:

  • A. Pre-existing conditions.

  • B. Cataclysmic events.

  • C. Personal stressors.

  • D. Daily hassles.

Explicação

Questão 71 de 103

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71. Receiving a cell phone bill full of errors, being interrupted by noise when trying to study, and getting stuck in a traffic jam are examples of

Selecione uma das seguintes:

  • A. Pre-existing conditions.

  • B. Cataclysmic events.

  • C. Personal stressors.

  • D. Daily hassles.

Explicação

Questão 72 de 103

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72. Getting married, starting a new job, or having a baby are examples of

Selecione uma das seguintes:

  • A. pre-existing conditions.

  • B. cataclysmic events.

  • C. personal stressors.

  • D. daily hassles.

Explicação

Questão 73 de 103

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73. According to the Canadian Mental Health Association, good mental health is related to

Selecione uma das seguintes:

  • A. your degree of self-actualization and your work-life balance

  • B. your ability to totally relax.

  • C. your support system.

  • D. your workload.

Explicação

Questão 74 de 103

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74. Someone who is resistant to change and driven by emotion is likely to be

Selecione uma das seguintes:

  • A. emotionally intelligent.

  • B. emotionally reactive.

  • C. resilient and self-confident.

  • D. a female member of the baby boomer generation.

Explicação

Questão 75 de 103

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75. Someone who is assertive in their communication and optimistic and positive in their focus is likely to be

Selecione uma das seguintes:

  • A. emotionally intelligent.

  • B. emotionally reactive.

  • C. resilient and self-confident.

  • D. a female member of the baby boomer generation.

Explicação

Questão 76 de 103

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76. Someone who is emotionally intelligent is likely to

Selecione uma das seguintes:

  • A. be driven by emotion.

  • B. act on their intuition.

  • C. do things with reflection and intention.

  • D. overwhelmed often.

Explicação

Questão 77 de 103

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77. Someone who is emotionally reactive is likely to be

Selecione uma das seguintes:

  • A. optimistic, positive, and hopeful in focus.

  • B. an assertive communicator.

  • C. better at coping with stress.

  • D. pessimistic and sarcastic

Explicação

Questão 78 de 103

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78. Assistance and comfort supplied by others in times of stress is known as

Selecione uma das seguintes:

  • A. social assistance.

  • B. social support

  • C. close friends.

  • D. meditation.

Explicação

Questão 79 de 103

1

79. A technique for refocusing attention and producing bodily relaxation is known as

Selecione uma das seguintes:

  • A. social support.

  • B. religion.

  • C. meditation

  • D. yoga.

Explicação

Questão 80 de 103

1

A life without stress would probably be?

Selecione uma das seguintes:

  • A. boring.

  • B. safer.

  • C. happier.

  • D. wise.

Explicação

Questão 81 de 103

1

81. If you have to juggle your responsibilities, the first thing you should do is

Selecione uma das seguintes:

  • A. update your status.

  • B. clean out your closet

  • C. identify your priorities

  • D. finish gaming.

Explicação

Questão 82 de 103

1

82. If you have to juggle your responsibilities, you should

Selecione uma das seguintes:

  • A. keep your problems to yourself.

  • B. communicate with others about your obligations.

  • C. put your own needs last.

  • D. fill every spare minute with work.

Explicação

Questão 83 de 103

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83. In the video presented during class, what did Dr. Evans refer to as the single most important thing we can do to control our stress

Selecione uma das seguintes:

  • A. Talk to someone

  • B. Distract your mind

  • C. Change your thinking style

  • D. Spend time outdoors

Explicação

Questão 84 de 103

1

84. Following consumption, the stimulant effects of caffeine may last as long as

Selecione uma das seguintes:

  • A. 1-2 hours.

  • B. 3-4 hours.

  • C. 6-8 hours.

  • D. 8-12 hours.

Explicação

Questão 85 de 103

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85. What counts as disposable income once you are living on your own?

Selecione uma das seguintes:

  • A. Your parents' money

  • B. Money for clothing, electronics, and partying

  • C. Money left over after paying taxes and contributions to social insurance plans

  • D. Money left over after paying car loans and credit card payments

Explicação

Questão 86 de 103

1

86. What is a budget?

Selecione uma das seguintes:

  • A. A formal plan that accounts and plans for income and expenditures

  • B. An informal plan that tracks income and expenditures

  • C. An ideal strategy for where your money will go

  • D. A list of expenditures, itemized and prioritized

Explicação

Questão 87 de 103

1

87. The best part about a budget is that it provides

Selecione uma das seguintes:

  • A. transparency.

  • B. security.

  • C. free money.

  • D. justification for wants.

Explicação

Questão 88 de 103

1

88. To get an overview of your expenditures for the coming year, the first thing you should do is

Selecione uma das seguintes:

  • A. plan for all your needs.

  • B. go through any records you've kept to identify where you've spent money over the last year.

  • C. plan for all your wants.

  • D. find out when you are likely to get your income tax refund.

Explicação

Questão 89 de 103

1

89. To track all the items for which you normally pay with cash, the best thing to do is

Selecione uma das seguintes:

  • A. set aside $50 a week for cover all those items.

  • B. don't worry about expenditures under $2.

  • C. record everything for which you have a receipt.

  • D. jot down everything you spend for one week in a notebook that you carry with you all the time.

Explicação

Questão 90 de 103

1

90. What is one way to control impulse buying when grocery shopping?

Selecione uma das seguintes:

  • A. Read your flyer ahead of time and plan menus around items on sale

  • B. Shop when you're hungry.

  • C. Always buy the same items.

  • D. Shop when you've got a limited amount of time.

Explicação

Questão 91 de 103

1

91. How can you make credit cards work for you?

Selecione uma das seguintes:

  • A. Pay the interest on your balance every month.

  • B. Use the "grace period" as an interest-free loan.

  • C. Use only department store credit cards.

  • D. Only use credit cards for cash advances.

Explicação

Questão 92 de 103

1

92. Why get a credit card in the first place?

Selecione uma das seguintes:

  • A. It's a great way to finance your lifestyle.

  • B. It's a quick way to get new merchandise from a department store.

  • C. It is one of the most accepted forms of payment worldwide.

  • D. It's a good form of cash advance.

Explicação

Questão 93 de 103

1

93. What is a credit rating?

Selecione uma das seguintes:

  • A. A judgment by an employment agency about your credit worthiness

  • B. A judgment by a credit reporting agency about your credit worthiness

  • C. A judgment by a credit reporting agency about your employment worthiness

  • D. A judgment by a government agency about your loan worthiness

Explicação

Questão 94 de 103

1

94. When should you see a credit counsellor?

Selecione uma das seguintes:

  • A. If you want more credit than you have

  • B. If you want a prestigious credit card

  • C. If you cannot work out a repayment plan on your own

  • D. If you want to increase your student loan

Explicação

Questão 95 de 103

1

95. What is the average Canadian family’s largest annual expenditure?

Selecione uma das seguintes:

  • A. Food

  • B. Shelter

  • C. Taxes

  • D. Bills

Explicação

Questão 96 de 103

1

96. What is the average amount of student loan(s) outstanding after graduation for a college student in Canada? For a student graduating with a bachelor’s degree from a Canadian university?

Selecione uma das seguintes:

  • A. College $5,300; University $7,300

  • B. College $9,400; University $1,530

  • C. College $11,800, University $22,700

  • D. College $12,700, University $32,000

Explicação

Questão 97 de 103

1

97. You have a $3000 balance on your credit card, which charges 19% interest on outstanding balances. If you make only the minimal payment each month (usually 2.5% of the outstanding balance), how many months will it take you to pay off the entire balance?

Selecione uma das seguintes:

  • A. 283 Months (more than 23 years)

  • B. 125 Months (more than 10 years)

  • C. 62 Months (more than 5 years)

  • D. 38 Months (more than 3 years)

Explicação

Questão 98 de 103

1

98. If you graduate from college with a two-year diploma, how much more money will you earn in total over a 37-year working life than someone who has only a high-school diploma?

Selecione uma das seguintes:

  • A. $38, 925

  • B. $58, 825

  • C. $96, 825

  • D. $173, 825

Explicação

Questão 99 de 103

1

99. A Canadian couple decides to marry and plan to invite 100 people to their wedding. How much does the average couple budget for this size of wedding? How much do they actually spend?

Selecione uma das seguintes:

  • A. Budget $8,000, Spend $7,000

  • B. Budget $9,000, Spend $14,000

  • C. Budget $14,000, Spend $27,000

  • D. Budget $19,000, Spend $19,000

Explicação

Questão 100 de 103

1

100. According to the Zeitgeist documentary presented in class, what is the part of our money system that creates the greatest negative effect?

Selecione uma das seguintes:

  • A. Interest

  • B. Securities

  • C. Savings

  • D. Debt

Explicação

Questão 101 de 103

1

101. What does the financial acronym TFSA refer to?

Selecione uma das seguintes:

  • A. Tax Free Security Allowance

  • B. Tax Free Savings Account

  • C. Tax Free Social Allowance

  • D. Tri Federal Savings Account

Explicação

Questão 102 de 103

1

102. In class we watched a video by financial guru David Bach. He gives one huge suggestion for ensuring a secure financial security. What is the suggestion?

Selecione uma das seguintes:

  • A. Delay impulse buys

  • B. Automate all bills and savings

  • C. Use multiple credit cards to pay each other off

  • D. Avoid student loans

Explicação

Questão 103 de 103

1

103. When David Bach talks about the financial strategy paying yourself first, how much of your income does he suggest you set aside from each pay period for your retirement fund?

Selecione uma das seguintes:

  • A. 25%

  • B. 10%

  • C. 2%

  • D. 17%

Explicação