Homeowners and Dwelling Insurance

1

The homeowners form which provides all risk coverage on the dwelling and broad coverage on personal property is:

1

Which of the following can be insured under an unendorsed homeowners policy?

1

Each of the following is a coverage under section 1 of the homeowners form EXCEPT

1

Which of the following coverages is available under the homeowners policy but not under the dwelling policy?

1

An insured's dwelling purchased two years ago for $58,000 has a replacement value of $60,000 in order to qualify for replacement cost coverage in the event of a loss, for what amount of insurance must the homeowners policy be written?

1

Which of the following are true of the loss of use coverage of a homeowners policy?

1

A homeowners endorsement used to provide stated value coverage for one or more on nine categories of personal property?

1

Scheduled personal property would include:

1

A person having a homeowner's policy might wish to add an additional residence premises endorsement to cover a two-family home which she rents in order:

1

What coverage would be the same on an HO-3 and HO-8?

1

Jack owns a condo and he wishes to insure his personal property, have liability coverage, and loss assessment coverage. What policy would meet Jack's needs?

1

A person had liability coverage on his car and an HO-3 on his house. An earthquake occurred and there was no sign of damage. An explosion happened several hours later and the garage and car burned. What would be covered?

1

A man had an HO-4 policy with limits of $60,000 on personal property. While traveling in Europe, he suffered the following THEFT loss:

Clothes and luggage --- $20,000
Jewelry --- $20,000

There was a 20% depreciation. How much of the loss will be covered by his HO-4?

1

An HO-4 is sometimes referred to as:

1

What type of homeowners policy would be purchased to protect a tenant?

1

An HO-4 would cover:

1

What coverage does an HO-4 provide?

1

What coverage does and HO-6 provide?

1

What provides all risk coverage on both personal and real property?

1

An HO-8 is similar to

1

Which of the following would be correct about the minimum limits in section 2 of the homeowners policy?

1

Medical payments under a homeowners policy section #2 would cover:

1

Who can never collect under section #2 of a homeowners policy?

1

Which of the following would be covered under section #2 of a homeowners policy?

1

Which of the following would not be covered under the comprehensive liability section of a homeowners policy?

1

Under a homeowner's policy, what is the limit for business equipment in the home and used for business purposes?

1

Which of the following would be covered under a homeowners policy?

1

If jewelry is stolen and the owner had a homeowner's policy, what, if anything, would the company pay?

1

On a homeowner's policy, personal property away from the premises will be covered up to what percent of personal property?

1

Which of these is true about a personal article floater?

1

Companies that sell homeowners policies in California:

1

A man had a HO-4 with limits of $30,000 on personal property. While traveling in Europe, he suffered the following loss:

Clothes and luggage --- $10,000
Jewelry --- $10,000

Disregarding any deductible and assuming there is a 20% depreciation on both categories, what would the company pay?

1

Section 2 of a homeowners policy covers:

1

Under a standard unendorsed homeowners policy, what would not be covered?

1

An HO-3 would provide coverage for:

1

Which of the following would an HO-3 cover?

1

Ordinance or law coverage in a homeowner's policy applies to which of the following?

1

A homeowners policy loss protection pays for small building losses to $500 at replacement cost even if replacement cost limits were not met

1

If a homeowner wants coverage for such things as libel and slander, what should the agent tell his client?

1

Under a homeowner's policy, the dwelling is valued at $100,000 and the garage at $20,000. In order to maintain the proper amount of coinsurance , the insured needs to carry what amount of insurance?

1

Why might a proeprty owner purchase a homeowner's policy instead of a dwelling policy?

1

Which of the following would be covered under the personal liability section of a homeowner's policy?

1

Which of the following situations wuld not be covered under the liability section of a homeowner's policy?

1

In a homeowners policy, coverages A, B, and C refer to:

1

Under homeowners policies HO-2, HO-4, and HO-6, the coverage for personal property is virtually the same:

1

Who would not be considered an insured for liability protection under a homeowner's policy?

1

An individual owns a duplex. Because of damage to one of the units, he has a loss of rental income. His insurance would be covered under:

1

Which of the following may not be covered by a dwelling policy?

1

The insured has two separate dwelling policies which cover the same property: policy A for $30,000 and policy B for $60,000. If the insured suffers a $12,000 loss, how much will be paid under policy B according to the other insurance clause?

1

What perils are covered under a basic dwelling policy?

1

A basic dwelling policy automatically provides coverage against fire, lightning and:

1

Which dwelling form excludes burglary of personal property?

1

Which of the dwelling (homeowners) policies provide the most coverage?

1

Under a dwelling policy, personal property away from the premises would be covered for what percent of personal property?

1

All of the following are reasons that a dwelling policy might be used instead of a homeowners policy EXCEPT:

1

Which of the dwelling forms excludes damage due to burglary?

1

A basic dwelling policy includes all of the following except:

1

A dwelling policy would not provide coverage for:

1

Replacement cost coverage for dwellings is available under:

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When a policy states coverage is based on an insured to value or replacement cost basis, how much insurance must you carry on the dwelling as compared to the total value of the dwelling?

Licensure Insurance (Quizzes) Quiz sobre Homeowners and Dwelling Insurance, criado por Heather Donaldson em 21-07-2016.

Homeowners and Dwelling Insurance

The homeowners form which provides all risk coverage on the dwelling and broad coverage on personal property is:

Which of the following can be insured under an unendorsed homeowners policy?

Each of the following is a coverage under section 1 of the homeowners form EXCEPT

Which of the following coverages is available under the homeowners policy but not under the dwelling policy?

An insured's dwelling purchased two years ago for $58,000 has a replacement value of $60,000 in order to qualify for replacement cost coverage in the event of a loss, for what amount of insurance must the homeowners policy be written?

Which of the following are true of the loss of use coverage of a homeowners policy?

A homeowners endorsement used to provide stated value coverage for one or more on nine categories of personal property?

Scheduled personal property would include:

A person having a homeowner's policy might wish to add an additional residence premises endorsement to cover a two-family home which she rents in order:

What coverage would be the same on an HO-3 and HO-8?

Jack owns a condo and he wishes to insure his personal property, have liability coverage, and loss assessment coverage. What policy would meet Jack's needs?

A person had liability coverage on his car and an HO-3 on his house. An earthquake occurred and there was no sign of damage. An explosion happened several hours later and the garage and car burned. What would be covered?

A man had an HO-4 policy with limits of $60,000 on personal property. While traveling in Europe, he suffered the following THEFT loss: Clothes and luggage --- $20,000 Jewelry --- $20,000 There was a 20% depreciation. How much of the loss will be covered by his HO-4?

An HO-4 is sometimes referred to as:

What type of homeowners policy would be purchased to protect a tenant?

An HO-4 would cover:

What coverage does an HO-4 provide?

What coverage does and HO-6 provide?

What provides all risk coverage on both personal and real property?

An HO-8 is similar to

A man had an HO-4 policy with limits of $60,000 on personal property. While traveling in Europe, he suffered the following THEFT loss:

Clothes and luggage --- $20,000
Jewelry --- $20,000

There was a 20% depreciation. How much of the loss will be covered by his HO-4?

A man had a HO-4 with limits of $30,000 on personal property. While traveling in Europe, he suffered the following loss:

Clothes and luggage --- $10,000
Jewelry --- $10,000

Disregarding any deductible and assuming there is a 20% depreciation on both categories, what would the company pay?