What's Your Credit Score IQ?

Descrição

Quiz sobre What's Your Credit Score IQ?, criado por christinedigangi em 17-09-2014.
christinedigangi
Quiz por christinedigangi, atualizado more than 1 year ago
christinedigangi
Criado por christinedigangi mais de 10 anos atrás
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Resumo de Recurso

Questão 1

Questão
How many credit scores do you have?
Responda
  • 1
  • 3
  • 10
  • more than 100

Questão 2

Questão
Everyone has a credit score.
Responda
  • True
  • False

Questão 3

Questão
Which of the following things does not directly affect your credit score?
Responda
  • debt payment history
  • amount of debt
  • income

Questão 4

Questão
Credit scores are based on the data in your credit reports.
Responda
  • True
  • False

Questão 5

Questão
Which of these does the most damage to your credit score?
Responda
  • missing a credit card payment
  • applying for a mortgage
  • maxing out a credit card
  • paying your rent a day late
  • overdrawing your checking account

Questão 6

Questão
Checking your credit score can help you __________.
Responda
  • spot fraud
  • improve your credit
  • find loans or credit cards you can qualify for
  • all of the above
  • none of the above

Questão 7

Questão
What is a good credit score?
Responda
  • there's no such thing as a good credit score
  • anything higher than 680
  • whatever score allows you to reach your financial goals

Questão 8

Questão
Who can request your credit score?
Responda
  • your employer
  • your mom
  • you
  • your spouse

Questão 9

Questão
How often does your credit score change?
Responda
  • every day
  • every month
  • every week
  • when new data is added to your credit report

Questão 10

Questão
Which of the following is WRONG?
Responda
  • Your credit score will impact how much money you can borrow to buy a home.
  • Checking your credit scores can negatively impact them.
  • Prepaid cards aren’t factored into your credit scores.
  • Your utility or cable company may check your credit score before letting you start services.

Questão 11

Questão
A store credit card will affect your credit score differently than a bank-issued credit card.
Responda
  • True
  • False

Questão 12

Questão
Which of these can help someone without a credit score start building one?
Responda
  • a secured credit card
  • a prepaid debit card
  • a bank account
  • writing a letter to credit bureaus

Questão 13

Questão
Employers can request your credit scores during the job application and interview process.
Responda
  • True
  • False

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