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1304676
What's Your Credit Score IQ?
Descrição
Quiz sobre What's Your Credit Score IQ?, criado por christinedigangi em 17-09-2014.
Sem etiquetas
credit
credit score
personal finance
finance
credit report
credit history
Quiz por
christinedigangi
, atualizado more than 1 year ago
Mais
Menos
Criado por
christinedigangi
mais de 10 anos atrás
1593
0
0
Resumo de Recurso
Questão 1
Questão
How many credit scores do you have?
Image:
CreditIQ_1 (image/jpg)
Responda
1
3
10
more than 100
Questão 2
Questão
Everyone has a credit score.
Image:
everyone-credit-score (image/jpg)
Responda
True
False
Questão 3
Questão
Which of the following things does not directly affect your credit score?
Image:
CreditIQ_3 (image/jpg)
Responda
debt payment history
amount of debt
income
Questão 4
Questão
Credit scores are based on the data in your credit reports.
Image:
CreditIQ_10 (image/jpg)
Responda
True
False
Questão 5
Questão
Which of these does the most damage to your credit score?
Image:
damage-credit-score (image/jpg)
Responda
missing a credit card payment
applying for a mortgage
maxing out a credit card
paying your rent a day late
overdrawing your checking account
Questão 6
Questão
Checking your credit score can help you __________.
Image:
checking-credit-score (image/jpg)
Responda
spot fraud
improve your credit
find loans or credit cards you can qualify for
all of the above
none of the above
Questão 7
Questão
What is a good credit score?
Image:
good-credit-score (image/jpg)
Responda
there's no such thing as a good credit score
anything higher than 680
whatever score allows you to reach your financial goals
Questão 8
Questão
Who can request your credit score?
Image:
ask-for-credit-score (image/jpg)
Responda
your employer
your mom
you
your spouse
Questão 9
Questão
How often does your credit score change?
Image:
credit-score-change (image/jpg)
Responda
every day
every month
every week
when new data is added to your credit report
Questão 10
Questão
Which of the following is WRONG?
Image:
wrong (image/jpg)
Responda
Your credit score will impact how much money you can borrow to buy a home.
Checking your credit scores can negatively impact them.
Prepaid cards aren’t factored into your credit scores.
Your utility or cable company may check your credit score before letting you start services.
Questão 11
Questão
A store credit card will affect your credit score differently than a bank-issued credit card.
Image:
CreditIQ_11 (image/jpg)
Responda
True
False
Questão 12
Questão
Which of these can help someone without a credit score start building one?
Image:
CreditIQ_12 (image/jpg)
Responda
a secured credit card
a prepaid debit card
a bank account
writing a letter to credit bureaus
Questão 13
Questão
Employers can request your credit scores during the job application and interview process.
Image:
CreditIQ_13 (image/jpg)
Responda
True
False
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