Consumer IQ Quiz

You get a call from IRS saying they have audited your 2013 tax return, and you owe $870. Should you:

While shopping at a major grocery chain store, a box of cereal is priced at $2.00, but after you go through the checkout lane, you noticed you were charged $2.30. What should you do?

At novelty shop that sells and trades collector's items, you spot a rare postage stamp that you know is worth $850, but the store clerk marked it $8.50. Should you:

New York has a Used Car Lemon Law. Does the state have a New Car Lemon Law?

The maximum mileage allowed for a Lemon Law warranty is:

The maximum age for a car to be covered by the Lemon Law is:

When buying a used car, the dealer can prohibit you from taking a test drive?

You get a phone call from your credit card company informing you that someone has used your card for a large purchase in another state. To confirm you are not a con artist, the caller asks you to confirm your address, birthdate, and place of employment. Then the caller asks you to give your Social Security Number to make sure it matches the number on file. Should you give your Social Security Number?

Using a handful of coupons you clipped from a savings booklet, you noticed at checkout, the sales tax was applied to the regular price of your merchandise instead of the discounted price. Did the store charge too much for tax?

Using coupons you found in the grocery store's weekly circular, you noticed the sales tax was:

A snowplow contractor comes to your door and offers to plow your driveway for the entire winter, for $350 if you pay upfront, get a receipt, and he will send you the contract in the mail. But if you can't pay until next week, the price goes up to $450. Should you:

When making online purchases, which payment method provides the most security?

Entering your name on the Do Not Call Registry has to be renewed how often?

Which of these will hurt your credit score the most?

Paying off your credit card each month:

You get a call from the Government Grants Office that you have been approved for a federal grant of up to $1,500, but they need to get some personal information to determine how much your qualify for. The caller doesn't ask for your Social Security Number. A week later, you receive a check for $1,000 in the mail. You should:

What is "phishing"

Bonus question: Who is the New York Attorney General?

Bonus question 2: Who is the Erie County District Attorney?

Bonus question 3: The Better Business Bureau is: