2996935
Descripción
Test por sifyeditorial, actualizado hace más de 1 año
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Creado por sifyeditorial
hace más de 9 años
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Pregunta 1
Pregunta
1. What does the transformation of Peru’s nonprofit organization into a bank illustrate?
(A) To compete with commercial banks, microfinance institutions should convert into banks and offer a wide variety of services.
(B) Microfinance institutions turn higher profits as banks since interest rates on loans are at their discretion.
(C) The poor prefer to go to large banks rather than NGOs to obtain loans.
Respuesta
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None
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Both (A) & (B)
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All (A), (B) & (C)
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Only (A)
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None of these
Pregunta 2
Pregunta
2. What was the impact of the non disclosure of their interest rates by lending institutions ?
Respuesta
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The Government issued sanctions against such firms. ,
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Shareholders interests were not protected.
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More microfinance institutions were motivated to go public.
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The poor were exploited.
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None of these
Pregunta 3
Pregunta
3. What is the author’s opinion about the competition for customers among micro financiers?
Respuesta
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It benefits the poor by providing them with loans they would have otherwise not had access to.
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It is futile since the poor have to pay high rates of interest on property loans.
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It is not beneficial since firms waste their profits on marketing rather than helping the poor.
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It is a disadvantage since micro financiers use any means possible to recover loans.
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None of these
Pregunta 4
Pregunta
4. Which of the following is/are the challenge/s faced by Mibanco at present from big banks ?
(A) Ensuring loyalty of their customers. .
(B) Retention of employees.
(C) Maintaining low interest rates.
Respuesta
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Only (C)
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Both (A) & (B)
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Both (B) & (C)
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Only (B)
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None of these
Pregunta 5
Pregunta
5. Which of the following is/are consequence/s of micro financiers altering their business models ?
(A) Larger loan amounts get sanctioned.
(B) Debt among the poor has fallen in some countries.
(C) Drop in the loans awarded to women.
Respuesta
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Both (A) & (B)
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Both (A) & (C)
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Only (C)
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All (A), (B) & (C)
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None of these
Pregunta 6
Pregunta
6-8.Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
6. depart :
Respuesta
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absent
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retirement
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divide
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expire
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vary
Pregunta 7
Pregunta
7. piqued :
Respuesta
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provoked
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irritated
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disturb
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offended
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fascinated
Pregunta 8
Pregunta
verge :
Respuesta
-
tend
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crossroad
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ascent
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slope
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threshold
Pregunta 9
Pregunta
9-10.Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.
9. aspiring :
Respuesta
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uninterested
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ungrateful
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anxious
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miserable
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fraudulent
Pregunta 10
Pregunta
core :
Respuesta
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clear
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unnecessary
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crust
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beside
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uncoordinated
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