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Criado por Eli Southard
quase 2 anos atrás
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Questão | Responda |
Automatic Teller Machine | Automatic teller machine that allows customers of a bank to transfer funds and make deposits or withdrawals. |
Bank Reconciliation | Process of comparing the bank balance to the checkbook balance so adjustments can be made regarding checks outstanding, deposit in transit, and the like. |
Bank Statement | Report sent by the bank to the owner of the checking account indicating checks processed, deposits made, along with beginning and ending balances. |
Banking Apps | Special client application programs like checking account balances, paying bills, and transferring funds for those doing online banking. |
Blank endorsement | Current owner of check signs name on back. Whoever presents check for payment received the money. |
Check | Written document signed by appropriate person that directs the bank to pay a specific amount of money to a particular person or company. |
Check Register | Record-keeping device that records checks paid and deposits made by companies using a checking account. |
Check-Stub | Provides a record of checks written. It is attached to the check. |
Credit Memo | Bank transactions that increase customer's account. |
Debit Card | Transactions result in money immediately deducted from customer's bank account. |
Debit Memo | A debit transaction the bank does for customers. |
Debit Slip | Document that shows date, name, account number, and items making up a deposit. |
Deposits in Transit | Deposits not received or processed by the bank at the time the bank statement was prepared. |
Draft | Written orders like checks instructing a bank, credit union, or savings and loan institution to pay your money to a person or organization. |
Drawee | One ordered to pay the check. |
Drawer | One who writes the check. |
Electronic Funds Transfer | A computerized operation that electronically transfers funds among parties without the use of paper checks. |
Endorse | Signing the back of the check; thus ownership is transferred to another party. |
Full endorsement | This endorsement indentifies the next person or company to whom the check is being transferred. |
Mobile banking | Doing banking on a mobile device such as a smartphone or tablet. |
Nonsufficient funds | Drawer's account lacks sufficient funds to pay written amount of check. |
Outstanding checks | Checks written but not yet processed by the bank before bank statement preparation. |
Overdrafts | Occurs when a company or person wrote a check without enough money in the bank to pay for it. |
Payee | One who is named to receive the amount of the check. |
Restrictive endorsement | Check must be deposited to the payee's account. This restricts one from cashing it. |
Signature card | Information card signed by person opening a checking account. |
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