PERSONAL FINANCE

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• PERSONAL FINANCE

• The participation of two or more people in an economic responsibility, both in obtaining income and in the profitability of income, including savings, spending and investment; as well as the agreement of the performance of each of the participants.

• WHAT IS?

• FOR EARNING INCOME

• ONLY ONE INCOME

• -HUSBAND (WIFE) -COUPLE -MOTHER (FARHER), SON (DAUGHTER) -GRANDMOTHER (GRANDFATHER), GRANDSON (GRANDDAUGHTER).   -GRANDDAUGHER (GRANDSON), GRANDPARENTS  

• TWO INCOMES

• -HUSBAND AND WIFE -COUPLE -MOTHER (FATHER) AND SON -GRANDMOTHER (GRANDFATHER) AND GRANDSON (GRANDDAUGHTER)

• MORE OF TWO

• HUSBAND, WIFE, DAUGHTER AND SON   FATHER AND CHILDREN   GRANDPARENTS, CHILDREN AND GRANDCHILDREN

• FOR THE DISTRIBUTION OF RESOURCES

• •THE ONE THAT GENERATES INCOMES   •THE ONE THAT DOESN'T GENERATE INCOMES   •BOTH

• •THE ONE THAT GENERATES THE MOST REVENUE •THE ONE THAT GENERATE LEAST REVENUE •BOTH •EVERYONE COVERS THEIR RESOURCES

• •SOME COVER THEIR EXPENSES •THE ONE THAT GENERATES THE MOST REVENUE •EVERYONE ASSUMES A RESPONSABILITY •THE ONE EXERCISING AUTHORITY

• FINANCIAL MANAGEMENT MODELS

• TRADITIONAL

• MODERN

• PROFESSIONAL

• THERE IS A HIERARCHY

• INDIVIDUALITY AND PARTICIPATORY

• THE BEST PREPARED AND THE FITTEST

• THE PERFECT MODEL DOESN´T EXIST

• THE PERFECT MODEL IS ONE THAT, ACCORDING TO FAMILY TRADITION, ADAPTS TO A MANAGEMENT THAT MINIMIZES CONFLICTS AND ENABLE YOU TO ACHIEVE THE GOALS THAT HAVE BEEN SET AS A FAMILY