Questão 1
Questão
Anyone who charges interest or agrees to payment of a bill in more than four installments, excluding a down payment
Questão 2
Questão
Addresses the collection practices of third party debt collectors and attorneys who regularly collect debt for others
Questão 3
Questão
Straight petition in bankruptcy or absolute bankruptcy. All nonexempt assets are liquidated and distributed to the creditors
Responda
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Ch 7 Case
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Ch 9 Case
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Ch 10 Case
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Ch 11 Case
Questão 4
Questão
Reorganization proceedings when a city or town is unable to meet its debts
Questão 5
Questão
Reorganization of business enterprise when the company is unable to meet its debts but would like to continue business and would be unable to do so if creditors took away its assets
Responda
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Ch 12 case
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ch 11 case
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ch 9 case
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ch 7 case
Questão 6
Questão
reorganization when a farmer is unable to meet his or her debt
Responda
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ch 13 case
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ch 11 case
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ch 12 case
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ch 9 case
Questão 7
Questão
wage earner's bankruptcy. protects wage earner from creditors while allowing the wage earner to make arrangements to repay a portion over a 3-5 year period
Responda
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ch 10 case
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ch 11 case
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ch 12 case
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ch 13 case
Questão 8
Questão
Act of 1981 required that in the case of a current or former employee or dependent younger than age 65 years and eligible for medicare solely because of ESRD, the employer's group coverage is primary up to 30 months
Responda
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Tax Reform Act
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OBRA
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TEFRA
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DEFRA
Questão 9
Questão
Act of 1982 established that an employee or spouse age 65-69 years is entitled to the same health insuarance benefits offered under the same conditions to younger employees and their spouses
Questão 10
Questão
Act of 1984, effective in 1985, was an amendment to TEFRA and stated that a spouse age 65-69 years or and employee of any age is entitled to the same group health plan offered to younger employees and their spouses
Questão 11
Questão
Act of 1985, effective in 1986. another amendment to TEFRA, eliminating the age ceiling of 69 years. An employee or spouse 65 years or older is entitled to the same group health plan offered to younger employees and their spouses
Questão 12
Questão
Act passed in 1986, and clarified certain aspects of COBRA. A spouse and a dependent may elect to receive continued coverage even if the employee does not wish insurance coverage and terminates the plan. However, the spouse and dependents must have been covered under the plan before the covered employee terminates it.
Responda
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Tax Reform Act
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COBRA
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OBRA
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TEFRA
Questão 13
Questão
How many steps are in the Compliance Act?
Questão 14
Questão
The Administrative Simplification and Compliance Act required
Responda
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all claims sent to Medicaid be submitted electronically
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all claims sent to Medicare be submitted electronically
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all claims sent to Blue Shield plans be submitted electronically
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all of the above
Questão 15
Questão
When the insured is required to pay a percentage of the covered service
Responda
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deductible
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coinsurance
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copayment
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percentage
Questão 16
Questão
If you are verifying coverage for a patient who will be scheduled to have a procedure and you need to find out if it will be covered under a patient's contract, you are obtaining
Responda
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pre-authorization
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pre-certification
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pre-determination
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exclusion
Questão 17
Questão
When the transfer of the total or specific care of a patient from one physician to another
Responda
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concurrent care
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consultation
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referral
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new patient
Questão 18
Questão
what is the correct term used to determine if procedure is covered and medically necessary
Responda
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preauthorization
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predetermination
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precertification
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verification
Questão 19
Questão
reductions of the normal fee based on a specific amount of money or a percentage of the charge
Responda
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debtor
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itemized statement
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fee schedule
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discounts
Questão 20
Questão
phrase to remind a patient about a delinquent account
Responda
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dun message
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debtor
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itemized statement
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financial account record
Questão 21
Questão
item that permits bank customers to withdraw cash at any hour from and automated teller machine
Responda
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lien
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debit card
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creditor
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credit
Questão 22
Questão
individual owing money
Responda
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lien
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creditor
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ledger
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debtor
Questão 23
Questão
claim on the property of another as security for a debt
Responda
-
discounts
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dun message
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lien
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debtor
Questão 24
Questão
individual record indicating charges, payments, adjustments, and balances owed for services rendered
Responda
-
financial account record
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lien
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debtor
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debit card
Questão 25
Questão
detailed summary of all transactions of a creditor's account
Responda
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debtor
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itemized statement
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fee schedule
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discounts
Questão 26
Questão
person to whom money is owed
Responda
-
lien
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debtor
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creditor
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bank
Questão 27
Questão
listing of accepted charges or established allowances for specific medical procedures
Responda
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fee schedule
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dun message
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discounts
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lien
Questão 28
Questão
law stating that a person has days to complain about an error from the date that a statement is mailed
Responda
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Equal credit opportunity act
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fair credit reporting act
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fair credit billing act
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truth in lending act
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fair debt collection practices act
Questão 29
Questão
consumer protection act that applies to anyone who charges interest or agrees on payment of a bill in more than four installments, excluding a down payment
Responda
-
equal credit opportunity act
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fair credit reporting act
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fair credit billing act
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truth in lending act
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fair debt collection practices act
Questão 30
Questão
regulates collection practices of third part debt collectors and attorneys who collect debs for others
Responda
-
equal credit opportunity act
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fair credit reporting act
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fair credit billing act
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truth in lending act
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fair debt collection practices act
Questão 31
Questão
federal law prohibiting discrimination in all areas of granting credit
Responda
-
equal credit opportunity act
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fair credit reporting act
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fair credit billing act
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truth in lending act
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fair debt collection practices act
Questão 32
Questão
regulates agencies that issue or use credit reports on consumers
Responda
-
truth in lending act
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fair credit reporting act
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fair credit billing act
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equal credit opportunity act
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fair debt collection practices act
Questão 33
Questão
insurance companies and the federal government do not recommend waiving copayments to patients
Questão 34
Questão
regulation Z of the truth in lending consumer credit cost disclosure law applies if the patient is making three payments
Questão 35
Questão
most state collection laws allow telephone calls to the debtor between 8 am and 9 pm
Questão 36
Questão
when a patient declared bankruptcy, it is permissible to continue to send monthly statements for a balance due
Questão 37
Questão
a collection agency must follow all the laws stated in the fair debt collection practices act
Questão 38
Questão
one of the agencies charged with enforcing laws that regulate the health care industry is the
Responda
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drug enforcement agency DEA
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office of inspector general
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National committee on vital and health statistics
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department of internal affairs
Questão 39
Questão
sharing, application, utilization, examination, or analysis of health info within the organization
Responda
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privacy
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use
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confidentiality
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disclosure
Questão 40
Questão
undertakes nationwide audits as well as investigations and inspections to review the claim submission processes of providers and reimbursement patterns of the programs
Responda
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OIG
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CFCA
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embezzlement
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civil false claim act