MAP Rule/ Reg N

Beschreibung

MAP misrepresent
andrea.browne
Mindmap von andrea.browne, aktualisiert more than 1 year ago
andrea.browne
Erstellt von andrea.browne vor mehr als 8 Jahre
32
0

Zusammenfassung der Ressource

MAP Rule/ Reg N
  1. Mortgage Acts and Practices Rule
    1. Prohibits the mirsrepresentaion of terms related to "mortgage credit products"
    2. 19 common mortgage adcertising misrepresentations
      1. MIsrepresentations of interest charged for a mortgage product
        1. Misrepresentations fo APR, simple annual rate, period rate, or any other rate, including payment rat
          1. Misrepresentations about prepayment penalties
            1. Misleading terms concerning the cariability of interest, payments, or other terms
              1. Misleading claims of the type of mortgage credit porduct is offered
                1. Misrepresentations of the potential for default
                  1. Misrepresentations fo the right to reside in the subject dwelling
                    1. Misrepresentations about the existence, nature or amount of fees or costs associated with any mortgage credit product
                      1. Misrepresentations about taxes or insurance associated with a mortgage credit product
                        1. Misrepresentation about the consumer's ability to obtain any mortgage product or term
                          1. Misrepresentations of the consumer's ability to refinance or modify and mortgage product
        2. Misleading comparison between rates or payments
          1. false claims of the amount of the obligation, or regarding the existence, nature, or amount of cash or credit the consumer would receive from the loan
            1. misleading claims concerning the existence, number, amount, or timing of any minimum or required payments
              1. Misleading claims about the effectiveness of a product in helping consumers resolve problems paying debts
                1. False claims about the terms associated with additional products or features sold along with the mortgage credit product
                  1. misrepresenting the association between the mortgage credit product or provider and any other person or program
                    1. False claims of the source of commercial communications
                      1. Misrepresentation of the availability, nature, or substance of counseling services or any other expert advice offered to the consumer
        Zusammenfassung anzeigen Zusammenfassung ausblenden

        ähnlicher Inhalt

        S.A.F.E. Act/Reg G
        andrea.browne
        FCRA/ Reg V
        andrea.browne
        GLB/Reg P
        andrea.browne
        HMDA/Reg C
        andrea.browne
        ECOA Reg B
        andrea.browne
        PuKW STEP 6 (mögliche Prüfungsfragen/Prüfungsvorbereitung)
        frau planlos
        Deutsch Abitur 2016: Sprache
        Lena S.
        Pädagogik Abitur 2016: Piaget
        Lena S.
        Ökologie
        vere2400
        Vetie Histopatho 2014
        Ann-Kathrin Riedel
        Vetie Tierseuchen 2018
        Johanna Müller