2537423
Descripción
Test por smjackson7, actualizado hace más de 1 año
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Creado por smjackson7
hace más de 9 años
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Pregunta 1
Pregunta
Financial markets promote economic efficiency by
Respuesta
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channeling funds from investors to savers
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creating inflation
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channeling funds from savers to investors
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reducing investment
Pregunta 2
Pregunta
Financial markets promote greater economic efficiency by channeling funds from ________ to
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investors; savers
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borrowers; savers
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savers; borrowers
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savers; lenders
Pregunta 3
Pregunta
Well-function financial markets promote
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inflation
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deflation
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unemployment
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growth
Pregunta 4
Pregunta
A key factor in producing high economic growth is
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eliminating foreign trade
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well-functioning financial markets
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high interest rates
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stock market volatility
Pregunta 5
Pregunta
Markets in which funds are transferred from those who have excess funds available to those who have a shortage of available funds are called
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commodity markets
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fund-available markets
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derivative exchange markets
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financial markets
Pregunta 6
Pregunta
Poorly performing financial markets can be the cause of
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wealth
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poverty
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financial stability
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financial expansion
Pregunta 7
Pregunta
The bond markets are important because they are
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easily the most widely followed financial markets in the US
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the markets where foreign exchange rates are determined
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the markets where interest rates are determined
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the markets where all borrowers get their funds
Pregunta 8
Pregunta
The price paid for the rental of borrowed funds (usually expressed as a percentage of the rental of $100 per year) is commonly referred to as the
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inflation rate
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exchange rate
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interest rate
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aggregate price level
Pregunta 9
Pregunta
Compared to interest rates on long-term U.S. government bonds, interest rates on three-month Treasury bills fluctuate ________ and are ________ on average.
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more; lower
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less; lower
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more; higher
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less; higher
Pregunta 10
Pregunta
The interest rate on Baa (medium quality) corporate bonds is ________, on average, than other interest rates, and the spread between it and other rates became ________ in the 1970s
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lower; smaller
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lower; larger
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higher; smaller
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higher; larger
Pregunta 11
Pregunta
Everything else held constant, a decline in interest rates will cause spending on housing to
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fall
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remain unchanged
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either rise, fall, or remain the same
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rise
Pregunta 12
Pregunta
High interest rates might ________ purchasing a house or car but at the same time high interest rates might ________ saving.
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discourage; encourage
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discourage; discourage
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encourage; encourage
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encourage; discourage
Pregunta 13
Pregunta
An increase in interest rates might ________ saving because more can be earned in interest income.
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encourage
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discourage
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disallow
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invalidate
Pregunta 14
Pregunta
Everything else held constant, an increase in interest rates on student loans
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increases the cost of a college education
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reduces the cost of a college education
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has no effect on educational costs
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increases costs for students with no loans
Pregunta 15
Pregunta
High interest rates might cause a corporation to ________ building a new plant that would provide more jobs.
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complete
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consider
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postpone
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contemplate
Pregunta 16
Pregunta
The stock market is important because it is
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where interest rates are determined
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the most widely followed financial market in the United States
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Where foreign exchange rates are determined
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the market where most borrowers get their funds
Pregunta 17
Pregunta
Stock prices are
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relatively stable trending upward at a steady pace
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relatively stable trending downward at a moderate rate
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extremely volative
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unstable trending downward at a moderate rate
Pregunta 18
Pregunta
A rising stock market index due to higher share prices
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increases peopleʹs wealth, but is unlikely to increase their willingness to spend.
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increases peopleʹs wealth and as a result may increase their willingness to spend.
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decreases the amount of funds that business firms can raise by selling newly -issued stock.
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decreases peopleʹs wealth, but is unlikely to increase their willingness to spend.
Pregunta 19
Pregunta
20) When stock prices fall
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an individualʹs wealth is not affected nor is their willingness to spend.
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a business firm will be more likely to sell stock to finance investment spending.
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an individualʹs wealth may decrease but their willingness to spend is not affected.
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an individualʹs wealth may decrease and their willingness to spend may decrease.
Pregunta 20
Pregunta
Changes in stock prices
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do not affect peopleʹs wealth and their willingness to spend.
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affect firmsʹ decisions to sell stock to finance investment spending.
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occur in regular patterns.
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are unimportant to decision makers.
Pregunta 21
Pregunta
An increase in stock prices ________ the size of peopleʹs wealth and may ________ their willingness to spend, everything else held constant.
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increases; increase
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increases; decrease
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decreases; increase
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decreases; decrease
Pregunta 22
Pregunta
Low stock market prices might ________ consumers willingness to spend and might ________ businesses willingness to undertake investment projects.
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increase; increase
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increase; decrease
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decrease; decrease
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decrease; increase
Pregunta 23
Pregunta
Fear of a major recession causes stock prices to fall, everything else held constant, which in turn causes consumer spending to
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increase
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remain unchanged
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decrease
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cannot be determined
Pregunta 24
Pregunta
A share of common stock is a claim on a corporationʹs
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debt
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liabilities
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expenses
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earnings and assets
Pregunta 25
Pregunta
On ________, October 19, 1987, the market experienced its worst one-day drop in its entire history with the DIJA falling by more than 500 points.
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ʺTerrible Tuesdayʺ
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ʺWoeful Wednesdayʺ
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ʺFreaky Fridayʺ
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ʺBlack Mondayʺ
Pregunta 26
Pregunta
27) The decline in stock prices from 2000 through 2002
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increased individualsʹ willingness to spend.
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had no effect on individual spending.
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reduced individualsʹ willingness to spend.
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increased individual wealth.
Pregunta 27
Pregunta
28) The Dow reached a peak of over 11,000 before the collapse of the ________ bubble in 2000.
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housing
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manufacturing
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high-tech
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banking
Pregunta 28
Pregunta
What is a stock? How do stocks affect the economy?
A stock represents a share of ownership of a corporation, or a claim on a firmʹs earnings/assets. Stocks are part of wealth, and changes in their value affect peopleʹs willingness to spend. Changes in stock prices affect a firmʹs ability to raise funds, and thus their investment.
Respuesta
- True
- False
Pregunta 29
Pregunta
Why is it important to understand the bond market?
The bond market supports economic activity by enabling the government and corporations to borrow to undertake their projects and it is the market where interest rates are determined.
Respuesta
- True
- False
Pregunta 30
Pregunta
Channeling funds from individuals with surplus funds to those desiring funds when the saver does not purchase the borrowerʹs security is known as
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barter
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redistribution
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financial intermediation
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taxation
Pregunta 31
Pregunta
A financial crisis is
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not possible in the modern financial environment.
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B) a major disruption in the financial markets.
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a feature of developing economies only.
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typically followed by an economic boom.
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